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Yorkshire Bank Equity Release – 5.39% APR YB Lifetime Mortgages for 2024

yorkshire-bank
  • Remove tax-free cash from your home with Yorkshire Bank Equity Release
  • You don’t need to make monthly payments
  • Help your family to buy a home
  • Stay living in your own house for as long as you like

How much cash can I get?

You can achieve 70% of your home’s valuation. As an example, if your house is valued at £190000 you can borrow £133000.

  • Free No Obligation Quote

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  • Please enter a number from 30000 to 100000000.
  • Leave blank if no mortgage outstanding
  • About You

Homeowner in their 70s
Money tied up in house




55 Mortgage

Products similar to Yorkshire Bank Equity Release

  • Saga RIO Plans
  • More to life Flexi Choice Voluntary Payment Super Lite
  • L&G Legal & General Flexible Max Scheme
  • More 2 Life Capital Choice Plan
  • NatWest Equity Release
  • More to life Flexi Choice Drawdown Lite Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV Interest Only Retirement Mortgage
  • Pure Retirement Drawdown Plan
  • Nationwide Equity Release Schemes
  • More to Life Capital Choice Plan
  • Yorkshire Bank Equity Release Schemes
  • TSB Equity Release Schemes

Understanding Lifetime Mortgage Interest Rates Over 60 and Equity Release Rates Over 70 in the UK

As individuals approach their retirement years, financial planning becomes a critical aspect of securing a comfortable and stress-free later life. Two financial products that often come into play during this phase are lifetime mortgages and equity release plans. These products enable homeowners to access the equity tied up in their properties, providing a source of income or capital for various purposes. In this comprehensive guide, we will delve into the intricacies of lifetime mortgage interest rates for those over 60 and equity release rates for individuals over 70 in the UK.

Lifetime Mortgages and Equity Release: An Overview

What Are Lifetime Mortgages?

Lifetime mortgages are a type of equity release product designed for homeowners aged 55 and above. They allow homeowners to unlock a portion of the value tied up in their property without the need to sell it or move out. The borrowed amount, along with accrued interest, is typically repaid when the homeowner passes away or moves into long-term care.

YB Equity Release Plans

Equity release plans encompass various financial products, with lifetime mortgages being one of the most common. Another type of equity release plan is the Home Reversion Plan, where you sell a portion or your entire home to a provider in exchange for a lump sum or regular payments. However, in this guide, we will primarily focus on lifetime mortgages.

The Role of Interest Rates

Interest rates play a significant role in determining the overall cost of a lifetime mortgage or equity release plan. They affect how much you owe over time and can have a substantial impact on your financial situation during retirement. Therefore, understanding the interest rates associated with these products is crucial for informed decision-making.

YB Lifetime Mortgage Interest Rates Over 60

Factors Influencing Lifetime Mortgage Interest Rates

Several factors influence lifetime mortgage interest rates for individuals over 60 in the UK. These factors may vary among different lenders and providers, but some common elements include:

1. Age of the Borrower

The age of the borrower is a significant factor in determining the interest rate for a lifetime mortgage. Generally, the older you are when you take out the mortgage, the lower the interest rate is likely to be. Lenders often view older borrowers as lower risk because the mortgage is likely to have a shorter duration.

2. Loan-to-Value (LTV) Ratio

The loan-to-value ratio represents the percentage of your property’s value that you want to borrow. Typically, the higher the LTV ratio, the higher the interest rate. Lenders often charge higher rates for borrowers seeking a larger percentage of their property’s value as a loan.

3. Property Value

The value of your property also plays a role in determining the interest rate. More valuable properties may qualify for lower interest rates, while lower-valued properties may have slightly higher rates.

4. Fixed or Variable Rate

Lifetime mortgages can have either fixed or variable interest rates. Fixed rates provide stability as your interest rate remains the same throughout the mortgage term. Variable rates, on the other hand, can fluctuate with market conditions. Fixed-rate mortgages tend to have slightly higher initial interest rates but protect borrowers from future rate increases.

Yorkshire Bank Mortgages bad credit

Yorkshire Bank is one of the financial institutions in the UK that offers lifetime mortgages. They provide a range of mortgage products tailored to the needs of older homeowners. The interest rates offered by Yorkshire Bank, like other lenders, are influenced by the factors mentioned earlier.

YB Mortgage Calculator

Using a mortgage calculator from Yorkshire Bank can be a valuable tool when exploring your options for a lifetime mortgage. These calculators allow you to input your age, property value, desired loan amount, and other relevant details to estimate the potential interest rates and overall costs associated with different lifetime mortgages.

YB Telephone Banking Number

If you have questions about Yorkshire Bank mortgages or need assistance with your mortgage application, you can reach their customer service through the YB telephone banking number. Their representatives can provide information on interest rates, eligibility criteria, and the application process.

Yorkshire Bank Remortgage

For existing homeowners looking to release equity from their property, Yorkshire Bank also offers remortgage options. Remortgaging allows you to switch to a different mortgage product, potentially accessing better interest rates or additional borrowing options.

Yorkshire Bank Personal Loans

In addition to mortgages, Yorkshire Bank provides personal loan products. These loans can be useful for various purposes, including home improvements or supplementing your retirement income. However, it’s essential to compare the interest rates and terms of personal loans with those of lifetime mortgages to determine the most suitable option.

Equity Release Rates Over 70

Later Life Mortgages and Equity Release Rates

As individuals progress into their 70s and beyond, they may still have the option to access equity release plans, including lifetime mortgages. However, the interest rates and terms for these products may differ from those available to individuals in their 60s. Let’s explore some key considerations for equity release rates over 70.

Yorkshire Bank Mortgages Rates

Yorkshire Bank offers mortgage products to individuals over 70, allowing them to release equity from their homes. These mortgages may have specific interest rates tailored to older borrowers. It’s essential to contact Yorkshire Bank or use their mortgage calculator to get precise information on the rates available for your age group.

Yorkshire Bank Current Account Interest

In addition to mortgages, Yorkshire Bank also provides current accounts for their customers. While these accounts may not directly relate to equity release, they can serve as a convenient way to manage your finances during retirement.

Yorkshire Bank PPI Claims Form

If you have any existing financial products with Yorkshire Bank, such as payment protection insurance (PPI), and believe you may have been mis-sold or have a valid claim, you can explore the Yorkshire Bank PPI claims process. Reclaiming PPI premiums can provide you with additional financial resources during your retirement years.

Yorkshire Bank Loans for Existing Customers — YB Mortgage

For individuals who are already Yorkshire Bank customers, exploring the possibility of loans, including lifetime mortgages, can be a logical step. Existing customers may benefit from loyalty programs or discounts on interest rates.

Joint Mortgage with Retired Parent

In some cases, adult children may wish to assist their retired parents by entering into a joint mortgage. This arrangement can help retirees access the equity in their property or purchase a new home. The interest rates for joint mortgages involving retired parents can vary depending on the lender and the circumstances.

Mortgages for Pensioners Over 70

Mortgages for pensioners over 70 are available from select lenders who cater to older borrowers. These mortgages typically have higher interest rates compared to standard mortgages for younger individuals. However, they can be a valuable financial tool for retirees who need access to capital.

Understanding the Costs and Benefits

The Importance of Proper Financial Advice

When considering lifetime mortgages or equity release plans, it is crucial to seek professional financial advice. Independent financial advisors can help you understand the costs and benefits of these products and assist you in finding the most suitable option based on your unique circumstances.

Mortgages in Retirement

Mortgages in retirement, including lifetime mortgages and RIO mortgages, can provide financial flexibility and security. However, it’s essential to carefully consider the implications of these products on your estate and inheritance planning. Working with a solicitor or estate planner can help ensure that your financial decisions align with your long-term goals.

Interest Only Mortgages for Pensioners

Interest-only mortgages for pensioners can be an effective way

to manage your finances during retirement. These mortgages allow you to control your monthly expenses by paying only the interest on the loan. However, it’s essential to have a clear plan for repaying the capital to avoid unexpected financial challenges for your beneficiaries.

The Role of Inheritance

YB Equity release products, including lifetime mortgages, can impact the inheritance you leave to your loved ones. It’s important to have open and transparent discussions with your family about your financial decisions and how they may affect your estate. Some lenders offer inheritance protection features that allow you to ring-fence a portion of your property’s value for inheritance purposes.

Lifetime mortgages and equity release plans can be valuable financial tools for individuals over 60 and 70 in the UK. Understanding the interest rates associated with these products is essential for making informed decisions about your financial future. Whether you are considering a lifetime mortgage, a RIO mortgage, or another equity release plan, it’s crucial to seek professional advice and carefully evaluate the costs and benefits. By doing so, you can make the most of your property’s equity while securing a comfortable retirement and preserving your financial legacy for future generations.

Equity Release Rates: Unlocking Financial Freedom in Later Life

Equity release has become an increasingly popular financial solution for individuals looking to access the value tied up in their homes during their retirement years. It offers an opportunity to release equity without having to sell the property or move. In this comprehensive guide, we will explore equity release rates and various options available to homeowners aged over 55, 60, 65, 70, and 75. We will also delve into specific products like lifetime mortgages, retirement remortgages, and Retirement Interest-Only (RIO) mortgages.

Yorkshire Bank Mortgages Over 55

Understanding Equity Release for Those Over 55

Equity release is not limited to retirees; individuals over 55 can also benefit from this financial option. It can be a way to supplement retirement income or fund various expenses. However, it’s crucial to consider the implications of equity release carefully and explore the associated interest rates.

Lifetime Mortgages for Those Over 55

Lifetime mortgages are one of the primary equity release options for those over 55. They allow homeowners to borrow against the value of their property while retaining ownership. The borrowed amount, along with accrued interest, is typically repaid when the homeowner passes away or moves into long-term care.

Yorkshire Bank Equity Release Rates for Mortgages Over 55

Interest rates for equity release products for those over 55 can vary depending on factors like age, property value, and loan-to-value ratio. It’s essential to shop around, compare offers, and consider the long-term cost of the mortgage when selecting a suitable product.

Yorkshire Bank Mortgages Over 60

Benefits of Equity Release for Those Over 60

Individuals over 60 often have a more substantial equity value in their homes, making them eligible for larger equity release sums. Equity release can provide financial stability during retirement and support various lifestyle choices.

Release Equity: A Financial Strategy for Over 60s

Equity release enables over 60s to release a lump sum or receive regular payments, helping them meet financial goals or fund long-held dreams, such as travel or home improvements.

Yorkshire Bank Lifetime Mortgages: A Common Choice for Over 60s

Lifetime mortgages remain a popular choice for those over 60, offering flexibility and options such as drawdown plans, which allow borrowers to take funds as needed while accruing interest only on the amount withdrawn.

Understanding Equity Release Rates for Over 60s

Interest rates for equity release products for those over 60 can vary based on age, property value, and other factors. Borrowers should carefully consider the impact of interest rates on the overall cost of the mortgage and their financial situation.

Mortgages Over 65

The Growing Demand for Equity Release in the Over 65 Age Group

As individuals progress into their mid-60s, their financial needs may change, making equity release an attractive option to access cash tied up in their homes. It can help fund healthcare costs, home adaptations, or simply enhance their retirement lifestyle.

Retirement Remortgages for Over 65s

Retirement remortgages are a form of equity release that allows over 65s to switch their existing mortgage to release equity. It can be a strategic move to secure a lower interest rate or access additional borrowing.

Yorkshire Bank Equity Release Rates for Over 65s

Interest rates for equity release products for those over 65 are influenced by factors such as property value, age, and loan-to-value ratio. Borrowers should carefully evaluate the rates offered by different lenders to find the most cost-effective solution.

Yorkshire Bank Mortgages Over 70

The Significance of Equity Release for Over 70s

For individuals over 70, equity release can be a lifeline for covering essential expenses, supporting family members, or enjoying retirement to the fullest. It allows them to access their property’s value without the need to downsize or sell.

Pensioner Remortgage: A Viable Option for Over 70s

Pensioner remortgage is a specific type of equity release for over 70s. It offers the opportunity to remortgage an existing property to release equity or secure a better interest rate.

Equity Release Rates for Over 70s

Interest rates for equity release products for those over 70 can vary, and it’s essential to explore the options available to find the most suitable terms. Borrowers in this age group should consider how interest rates will impact their financial situation in the long term.

Yorkshire Bank Mortgages Over 75

Meeting Financial Needs in the Over-75 Age Bracket

As individuals reach the age of 75 and beyond, their financial requirements may become more complex. Equity release can provide a practical solution to address these needs while allowing them to remain in their homes.

The Role of Lifetime Mortgages for Over 75s

Lifetime mortgages continue to be a valuable option for those over 75, offering tailored solutions to meet their specific financial goals.

Equity Release Rates for Over 75s

Interest rates for equity release products for those over 75 may differ from rates for younger age groups. It’s crucial for borrowers in this category to explore the rates offered by various lenders to find the most cost-effective solution.

Yorkshire Bank Retirement Remortgages

Retirement Remortgages: A Closer Look

Retirement remortgages are a form of equity release that allows homeowners to remortgage their properties to release equity. This option can be especially beneficial for individuals who want to secure a lower interest rate or access additional funds.

The Flexibility of Retirement Remortgages

Retirement remortgages offer flexibility, enabling borrowers to tailor their mortgage terms to their specific needs. This can include choosing between lump-sum payments, regular income, or a combination of both.

Interest Rates for Retirement Remortgages

Interest rates for retirement remortgages can vary based on the lender and the borrower’s circumstances. It’s essential for individuals considering this option to compare rates and understand how they will affect their financial situation.

Yorkshire Bank Pensioner Remortgage

Exploring Pensioner Remortgages

Pensioner remortgages are designed specifically for retirees who want to release equity from their homes. These mortgages can help supplement retirement income or fund essential expenses.

The Benefits of Pensioner Remortgages

Pensioner remortgages offer various benefits, including the ability to access cash without selling the property and the potential to secure a more favourable interest rate.

Interest Rates for Pensioner Remortgages

Interest rates for pensioner remortgages may differ based on factors such as property value, loan-to-value ratio, and the borrower’s age. It’s crucial for retirees to assess the rates offered by different lenders to find the most cost-effective option.

Yorkshire Bank Lifetime Mortgage

Understanding Lifetime Mortgages

Lifetime mortgages are a popular equity release product that allows homeowners to borrow against their property’s value while retaining ownership. These mortgages are typically repaid when the homeowner passes away or moves into long-term care.

The Versatility of Lifetime Mortgages

Lifetime mortgages offer various features, such as drawdown plans, interest roll-up options, and inheritance protection, making them a versatile choice for those looking to release equity.

Interest Rates for Lifetime Mortgages

Interest rates for lifetime mortgages can vary depending on several factors, including age, property value, and loan-to-value ratio. Borrowers should carefully assess the rates offered by different lenders to select the most cost-effective solution.

Release Equity: A Path to Financial Freedom

The Financial Freedom of Equity Release

Equity release provides homeowners with the financial freedom to pursue their dreams and secure

a comfortable retirement. Whether it’s funding home improvements, helping family members, or enjoying new experiences, equity release can make it possible.

Making Informed Decisions About Equity Release Rates

To make informed decisions about equity release rates, borrowers should seek professional financial advice, compare offers from multiple lenders, and consider their long-term financial goals and needs.

In conclusion, equity release rates play a crucial role in the financial decisions of homeowners aged over 55, 60, 65, 70, and 75. Understanding the various equity release options available and their associated interest rates is essential for making informed choices that align with individual financial goals and circumstances. Whether opting for lifetime mortgages, retirement remortgages, or pensioner remortgages, homeowners should carefully assess interest rates and seek expert guidance to secure their financial future during retirement.

Does YB do Lifetime Mortgages?

Yes, YB does lifetime mortgages at 2.07% MER. YB Lifetime Mortgages can have a loan to value of 65%.

UK Equity Release Scheme Providers

  • Aviva
  • Pure Retirement
  • Key Solutions
  • Step Change

Does YB do Equity Release Under 55?

Yes, YB Equity Release Under 55 is 2.13% APRC.

Tough-to-finance home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties converted from modern commercial premises, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties that have solar farms or a large number of wind turbines on the land and properties with mobile phone masts which are within influencing distance of the house.

Equity Release Under 55

Does YB do Retirement Mortgages?

Yes, YB Retirement Mortgages are 2.21% MER.

Difficult-to-mortgage home types include timber framed properties built before 1920, properties with spray foam insulation applied to the underside of the roof, properties constructed or converted within the past 10 years, coach houses i.e. freehold properties with garages beneath and freehold flats (England, Wales, Northern Ireland).

Does YB offer Pensioner Mortgages?

Yes, YB Pensioner Mortgages are 2.2% MER.

Tough-to-mortgage property variants can include properties built on contaminated land, properties without a kitchen or bathroom, derelict property or where part of the building is in severe disrepair and needs demolishing, mundic homes and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

Does YB offer Equity Release?

Yes, YB Equity Release is 2.19% APR.

Does Yorkshire Bank offer Equity Release?

Yes, Yorkshire Bank Equity Release is 1.93% APR.

Downsides of Yorkshire Bank Equity Release Plans

A monthly payment lifetime mortgage can reduce the inheritance for your family. A lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Business owners who could benefit from Yorkshire Bank Equity Release tax planning

  • Seed processing for propagation Lowestoft
  • Production of abrasive products Hornsea
  • Other manufacturing n e c Widnes
  • Wholesale of household goods other than musical instruments n e c Spilsby
  • Agents involved in the sale of timber and building materials Atherstone
  • Botanical and zoological gardens and nature reserves Activities Middlewich
  • Manufacture of beer Kirkby Stephen
  • Binding and related services Richmond
  • Retail sale via mail order houses or via Internet Upton-upon-Severn
  • Plant propagation Colyton
  • Fitness facilities Wells-next-the-Sea
  • Raising of horses and other equines Hadleigh
  • Library activities Bury
  • Manufacture of kitchen furniture Billingham
  • Activities of other holding companies n e c Bollington
  • Scaffold erection Shrewsbury
  • Retail sale of music and video recordings in specialised stores Tickhill
  • Manufacture of women’s underwear Kirkby-in-Ashfield

It’s common to find people seeking out interest-only lifetime mortgages, lumpsum lifetime mortgages or lifetime mortgages with flexible drawdown cash releases, however, More to Life like LV Liverpool Victoria is keen to see evidence of your personal circumstances in the form of bank statements.

One Family Retirement Mortgages

Does Yorkshire Bank offer Pensioner Mortgages?

Yes, Yorkshire Bank Pensioner Mortgages are 2.2% APR.

LV Equity Release

Equity Release Loan To Value YB Equity Release

The more elderly you are and the more illnesses you have you are the more tax-free money you can release with YB Equity Release.

Towns of the UK where YB Lifetime Mortgages are popular

  • Wallasey
  • Bury St Edmunds
  • Ludgershall
  • Oakham
  • Brigg
  • Wivenhoe
  • Thatcham
  • Honiton
  • Whitehill
  • Sutton Coldfield
  • Clare
  • Yarmouth
  • Leigh
  • Hexham
  • Castle Cary

Does Yorkshire Bank offer Retirement Mortgages?

Yes, Yorkshire Bank Retirement Mortgages are 2.27% APRC.

YB Equity Release percentages of your current property value

  • 50% interest-only lifetime mortgages The Exeter Equity Release
  • 55% LTV monthly payment lifetime mortgage the Telegraph
  • 30% loan to value lumpsum lifetime mortgages Clearly Loans
  • 55% loan to value home reversion schemes 1st Stop Home Loans
  • 25% loan to value home reversion plans Manchester Building Society
  • 50% loan to value (LTV) monthly payment equity release Key Retirement
  • 45% loan to value (LTV) home reversion plans Vida
  • 55% LTV YB Equity Release
Yorkshire Bank Equity Release

Popular LTV percentages of TSB mortgages for 60 plus, retirement mortgages over 65, Post Office retirement mortgages over 65, Legal and General mortgages for over 70s, Bank of Scotland mortgages for over 50 year-olds and Nationwide Building Society retirement mortgages over 65 are 45%, 55% and 65%.

YB Equity Release

Popular loan to values of Liverpool Victoria retirement interest only mortgages over 75, More 2 Life mortgages for 60 plus, One Family later life interest only mortgages over 60, Yorkshire Bank later life interest only mortgages over 60, Royal London later life mortgages for over 60s and Sun Life mortgages for people 60 plus are 45%, 60% and 70%.

More to life  - Capital Choice Plan

Some of the most popular LTV ratios of Virgin Money retirement interest only mortgages over 75, Direct Line later life mortgages for over 60s, Churchill over 60 lifetime mortgages, Principality Building Society interest only mortgages for over 70s, Newcastle Building Society interest-only lifetime mortgages for people over 60 and Cumberland Building Society retirement interest only mortgages over 75 are 45%, 60% and 65%.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Hard-to-finance property variants can include homes requiring essential repairs, age-restricted properties, right-to-buy – properties in Scotland, leasehold properties (except flats and maisonettes) and properties with single-skin brickwork.

The 1st and 2nd charge lenders will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an AST Tenant.

Does Yorkshire Bank do Equity Release Under 55?

Yes, Yorkshire Bank Equity Release Under 55 is 2.17% APRC.

Phone numbers and opening hours

As more of our colleagues become personally affected by the coronavirus, we have had to change our call centre opening hours. We’ll keep this page updated as the situation changes, and you can also follow us on social media for regular updates.
Emergency contacts

Lost and stolen cards

0800 456 1247

Or find a branch

Lost and stolen cards (outside the UK)

+44 141 951 7315

Suspected fraud

0800 456 1247

Or visit our Fraud Prevention and Security Centre Contact

24-hour customer services

0800 456 1247

Monday to Saturday 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Telephone banking self-service remains 24 hour

24-hour customer services (outside the UK)

+44 141 951 7315

Monday to Saturday 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Telephone banking self-service remains 24 hour

24-hour customer service (Minicom ® users)

0800 345 7365 to register*

0800 678 3528 for registered customers**

Monday to Saturday 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Telephone banking self-service remains 24 hour

The Minicom service uses a small electronic typewriter and screen linked to a telephone system, enabling our customers with hearing or speech difficulties to send and receive messages with our customer service team.

Internet banking helpdesk

0800 456 1247

Monday to Saturday 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Credit card customer services

0800 678 3320

Monday to Saturday 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Payment Protection Insurance (PPI)

To ensure we’re doing everything we can to keep our colleagues safe during the current Coronavirus (COVID-19) situation, we have had to close our PPI office temporarily. Please visit our Payment Protection Insurance (PPI) page.

Report phishing e-mails

reportphishing-yb@ybonline.co.uk

Personal loan enquiries

0800 707 6471

Monday to Friday 8 AM to 5 PM with Saturday opening of 9 AM to 1 PM. Closed Sunday

Personal loan/savings and investments

0800 20 21 22

Monday to Friday 8 AM to 5 PM with Saturday opening of 9 AM to 1 PM. Closed Sunday

Current account application enquiries

0800 028 3632

Monday to Friday 8 AM to 5 PM with Saturday opening of 9 AM to 1 PM. Closed Sunday

Existing mortgage enquiries

0800 121 4203

Monday to Friday from 8 AM to 5 PM. Closed Saturday and Sunday.

Business Direct

0800 756 0800

Business Direct (Outside UK)

+44 141 229 2626

Branch information

Find a branch

ATM Dispense Error Claim (Direct Banking)

0800 456 1247

Or visit Useful forms

Monday to Saturday, 8 AM – 8 PM, with Sunday opening from 10 AM to 5 PM

Contact us about a general enquiry. Alternatively, suppose you are registered for Internet banking and wish to talk to us about something specific to you or your account. In that case, you can do this by logging on to your Internet banking and sending us a secure message through the Contact Us section.

Some of the most common pensioner loan products are Lloyds mortgages for over 50-year-olds, Barclays Bank mortgages for 60 plus pensioners, NatWest over 60 lifetime mortgages, L&G mortgages for over 70s and Nationwide BS mortgages for over 50-year-olds.

Does Yorkshire Bank offer Lifetime Mortgages?

Yes, Yorkshire Bank does lifetime mortgages at 2.14% MER. Yorkshire Bank Lifetime Mortgages have an LTV of 55%.

Does Yorkshire Bank offer a retirement remortgage for pensioners over 60?

Yes, Yorkshire Bank retirement remortgages for the over 60s are 3.94% MER fixed.

Does Yorkshire Bank do pensioner remortgages for the over 60s?

Yes, a Yorkshire Bank pensioner remortgage for people over 60 is 3.59% AER variable.

Does Yorkshire Bank do a later life remortgage for retired homeowners over 60?

Yes, Yorkshire Bank later life remortgages for over 60s are 3.65% APRC fixed for life.

Does Yorkshire Bank offer the best remortgage for retired pensioners over 60?

Yes, Yorkshire Bank the best remortgages for over 60s are 3.15% APR variable.

Does Yorkshire Bank offer remortgaging options for the over 60s?

Yes, a Yorkshire Bank remortgaging option for retired homeowners over 60 is 3.45% APRC fixed for life.

Does Yorkshire Bank offer a mortgage calculator for retired homeowners over 60?

Yes, Yorkshire Bank mortgage calculators for the over 60s shows 3.09% APR variable.

Does Yorkshire Bank offer RIO mortgages for pensioners over 60?

Yes, a Yorkshire Bank RIO mortgage for the over 60s is 3.01% MER variable.

Does Yorkshire Bank offer retirement interest only mortgages for the over 60s?

Yes, a Yorkshire Bank retirement interest only mortgage for retired homeowners over 60 is 3.44% MER fixed.