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1.96% APR West Bromwich Building Society Equity Release

  • West Bromwich Building Society Equity ReleaseRelease tax-free cash from your home at 1.96% APR
  • You don’t need to make regular monthly payments
  • Use the equity released for anything you like
  • Still, have a few more mortgages payments to make? No problems
  • Continue to live in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Recently completed mortgage, equity release and lifetime mortgage cases


Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.


Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.


Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.


Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.


Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.


Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.


Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.


Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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London House Finance
Wandsworth Family Home
Southfields House

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

Equity Release LTV Percentages

The more aged you are and the more serious your illnesses you are the more tax-free money you can release.

It’s often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or home reversion plans, however, Aviva like Old Mutual Wealth are keen to see paperwork to show your situation in the form of investment statements.

Natwest Retirement Mortgage Rates 2019

Natwest Retirement Mortgage Broker

UK Lenders for Equity Release

  • Just Retirement
  • Stonehaven
  • Age Concern

Equity Release percentages of your current property value

  • 50% monthly payment lifetime mortgage Royal London Equity Release
  • 35% LTV home reversion schemes More to Life
  • 30% loan to value lump sum lifetime mortgages Dudley Building Society
  • 50% LTV home reversion plans Key Solutions
  • 25% LTV monthly payment equity release Evolution Money

Towns where retirement mortgages are common

  • Warrington
  • Carshalton
  • Lydney
  • Rawtenstall
  • West Ham
  • Brighouse
  • Lowestoft
  • Windermere
  • Bury
  • Bakewell
  • Crediton
  • Gillingham
  • Potton
  • Royston
  • Burslem
  • Oakengates
  • Hartlepool
  • Bridgewater Equity Release Schemes
  • Just Retirement Equity Release
  • More2Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release
  • TSB Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Hodge Lifetime Mortgage Plus
  • Stonehaven Equity Release
  • Lloyds Bank Equity Release
  • Age Partnership Equity Release Schemes
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Interest Only Lifetime Mortgage
  • Canada Life Voluntary Select Gold
  • HSBC Equity Release Schemes
  • Royal Bank of Scotland Equity Release

Disadvantages of Lifetime Mortgages

A monthly payment lifetime mortgage can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

More2Life - Flexi Choice Super Lite

Canada Life Home Finance lifetime mortgage

Legal & General - Flexible Indigo

Retired business owners that may be interested in lifetime mortgages

  • Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Wood Green
  • Manufacture of fluid power equipment Frome
  • Wholesale of tobacco products Yateley
  • Investigation activities Stratford-upon-Avon
  • Manufacture of metal structures and parts of structures Leyland
  • Motion picture, video and television programme post-production activities Folkestone
  • Manufacture of communication equipment other than the telegraph, and telephone apparatus and equipment Maldon
  • Other passenger land transport Mansfield
  • Agents involved in the sale of furniture, household goods, hardware and ironmongery Porthleven
  • Manufacture of bearings, gears, gearing and driving elements Bakewell
  • Manufacture of metal forming machinery Dartmouth
  • Banks Battle
  • Retail sale of cosmetic and toilet articles in specialised stores Hounslow
  • Manufacture of railway locomotives and rolling stock Shepshed
  • Manufacture of steel drums and similar containers Gainsborough
  • Wholesale of hides, skins and leather Arlesey
  • Accounting and auditing activities Edenbridge
  • Manufacture of refractory products Alfreton

Equity Release Spain

Lifetime Mortgages Spain

Self Cert Mortgage for Spanish Property 2021

Spanish Property Remortgage

Crown Drawdown Lifetime Mortgages

Pure Retirement Mortgages

LV Retirement Mortgages

Aviva Equity Release