Under 60s low rate equity release and lifetime mortgage option for 2021


  • Remove tax free equity from your house
  • Not necessary to make monthly payments
  • Use the money for a motorhome or new car
  • Are you still paying a mortgage? No problems
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Wandsworth Family Home
Raise money with your home

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Monmouthshire Building Society Over 55 Mortgage

Canada Life Lifetime Mortgages

LV Mortgages

Crown Drawdown Lifetime Mortgages


Equity Release UK Lenders

  • Legal and General
  • Prudential
  • More2Life


Downsides of Home Reversion Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Home reversion schemes may impact entitlements to benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Legal & General - Flexible Indigo

Pure Retirement - Classic Lite

More2Life - Tailored Choice Plan

Legal & General - Flexible Pink

Towns where retirement mortgages are popular

  • Fordingbridge
  • Hastings
  • Scunthorpe
  • Colyton
  • Haslingden
  • Stowmarket
  • Lewes
  • Teignmouth
  • Skelmersdale
  • Woking
  • Saxmundham
  • Mansfield
  • Woodley
  • Greater Willington
  • Seaham
  • Castleford
  • Penwortham
  • Bromborough
  • Filton


Equity Release LTV Percentages

The more aged you are and the the more illnesses you have you are the more tax free money you can release.

Monmouthshire Building Society Retirement Mortgage

It is often found to find people seeking out home reversion schemes, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, More2Life like The Exeter Equity Release are keen to see evidence of your personal situation in the form of pension statements.

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.

Business owners who could benefit from equity release estate planning

  • Manufacture of cement Cleckheaton
  • Retail sale of musical instruments and scores Silloth
  • Research and experimental development on biotechnology Sale
  • Manufacture of other builders’ carpentry and joinery Haslemere
  • Other retail sale of food in specialised stores Bushey
  • Wholesale trade of motor vehicle parts and accessories Shanklin
  • Research and experimental development on social sciences and humanities Denholme
  • Manufacture of ceramic sanitary fixtures Burslem
  • Other credit granting n e c Redhill
  • Publishing of newspapers Burgh-le-Marsh
  • Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Earl Shilton
  • Growing of beverage crops Stalham
  • Fund management activities Yarmouth
  • Manufacture of wooden containers Faversham
  • Licensed clubs Preesall
  • Management consultancy activities other than financial management Clare
  • Wholesale of fruit and vegetable juices, mineral water and soft drinks Whitchurch
  • Sale of other motor vehicles Cleethorpes



Equity Release percentages of your current property value

  • 60% lump sum lifetime mortgages Royal London Equity Release
  • 55% LTV lumpsum lifetime mortgages Key Retirement
  • 30% loan to value (LTV) home reversion schemes Evolution Money
  • 60% LTV home reversion schemes Together Money
  • 30% loan to value (LTV) home reversion plans Vernon Building Society


  • Bridgewater Equity Release Plans
  • Canada Life Lifestyle Gold Flexi
  • Just Retirement Drawdown Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Lifetime Mortgage
  • Nationwide Equity Release Plans
  • TSB Lifetime Mortgage
  • NatWest Equity Release
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Equity Release
  • Pure Retirement Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Canada Life Equity Release Schemes
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Stonehaven Interest Select Plan
  • Nationwide Interest Only Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Royal Bank of Scotland Equity Release Plans