Release equity tied up in your home tax-free based on market value
One cash lump sum with the option of further advances
Also suitable for jointly owned property
Can be used to transfer equity
Fixed interest rate
A new lender not available on the comparison sites
Free valuation
No lenders fees
You don’t need to make regular monthly payments with equity release under 50
Raise money with no broker fees
Pay off your existing lender or second mortgage
Use the equity released for anything you like
Continue to live in your own home
No early repayment charges

How much can I get?

You can borrow 70% of your property’s valuation. For example, if your home is valued at £190,000 you can release £133,000.

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The 1st and 2nd charge lender or Equity Release Under 50 lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Private Tenant.

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

Retired business owners that may be interested in equity release providers

Manufacture of other transport equipment n e c Plympton
Manufacture of communication equipment other than telegraph, and telephone apparatus and equipment Newton Abbot

Downsides of Lifetime Mortgages and Equity Release Under 50

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How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
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Phone Number*

Interest-only lifetime mortgages can reduce the inheritance for your family. Lumpsum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and some products expose you to changes in interest rates. Equity Release under 50 is becoming very popular.

Some of the most popular LTV percentages of Liverpool Victoria mortgages over 70s, More 2 Life pensioner mortgages over 55, One Family mortgages for people 60 plus, Yorkshire Bank later life interest only mortgages over 60, Royal London interest only mortgages for over 65 year olds and Sun Life mortgages over 70s are 35%, 55% and 65%.

Some of the most popular LTV percentagesof Virgin Money remortgages for people over 50 years old, Zurich retirement interest only mortgages over 75, Churchill interest only mortgages for people over 70, Coventry Building Society retirement mortgages over 70, Nottingham Building Society later life mortgages for over 60s and Cumberland Building Society over 60 mortgages are 45%, 55% and 70%.

Difficult to finance home variants can include properties in the course of construction or pre-construction, entirely tenanted properties, freehold houses and bungalows (England, Wales, Northern Ireland), commonhold properties and properties with single skin brickwork.

Difficult to mortgage property variants can include timber framed properties built before 1920, properties with spray foam insulation applied to the underside of the roof, steel frame/clad properties built before 1990, privately developed flats in blocks of two storeys without a lift and basement or lower ground floor flats without level access to private or communal garden space.

Tough to finance property variants include flats of less than 30 square metres in any location, properties converted from modern commercial premises, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties that have solar farms or a large number of wind turbines on the land and properties where Japanese Knotweed is present.

Challenging to mortgage home titles can include rentcharges properties with a high estate rentcharge, ground rent where the lease or any deed varying the lease provides for a ground rent exceeding, or where the escalating provisions would result in the ground rent exceeding £250 per annum (or £1000 per annum where the property is in Greater London), some properties with sitting tenants or regulated tenancies, mundic homes and properties that has never been registered with the land registry.

Towns where retirement mortgages and equity release under 50 is popular

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How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

Bridgnorth
Kirkby-in-Ashfield
Eastwood
Chertsey
Newhaven
Macclesfield
Maidstone
Swanscombe and Greenhithe
Finchley
Witney
Maidstone

existing mortgage Canada Life Lifetime Mortgage secured loan
Hodge Lifetime Mortgage Plus secured loans
HSBC Equity Release Schemes
More to Life Capital Choice Plan
Age Partnership Interest Only Lifetime Mortgage
Aviva Lifetime Mortgages
Nationwide fixed rate Equity Release Plans
Saga Lifetime Mortgage
Equity release mortgage under 50
Canada Life Equity Release
L&G Legal & General Flexible Lifetime Mortgage
More 2 Life Flexi Choice Drawdown Lite Plan
Royal Bank of Scotland Equity Release Schemes
Saga home reversion plan equity release calculator
Canada Life Landlord Voluntary Select Plan
Liverpool Victoria LV Equity Release Schemes
More to life Tailored Choice Plan
More to Life Tailored Choice Plan
Nationwide Equity Release Plans
Lloyds Bank Equity Release Schemes
More 2 Life Flexi Choice Drawdown Lite Plan

Aviva Retirement Mortgages

One Family Retirement Mortgages

Just Lifetime Mortgages

Hodge Lifetime Equity Release

Equity Release percentages of your current property value

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

The more aged you are and the unhealthier you are the more tax-free money you can release.

It’s often found to encounter individuals looking for monthly payment equity release, monthly payment life time mortgage or home reversion plans, however, the Telegraph like LV Liverpool Victoria are keen to see paperwork to show your situation in the form of investment statements.

UK Providers for Equity Release – Equity release mortgage under 50

Bower
Prudential Lifetime
Age Concern

Common loan to values of Lloyds equity release schemes for people over 70, HSBC over 60 lifetime mortgages no fees, NatWest retirement mortgages over 65, Legal & General mortgages for over 60s, Bank of Scotland lifetime mortgages for over 60s and Nationwide equity release plans for people over 60 are 35%, 60% and 70%.

Equity Release under 55 LTV

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

50% home reversion plans Maximum cover Equity Release
55% loan to value lump sum lifetime mortgages Key Retirement
35% loan to value (LTV) lumpsum lifetime mortgages West One

Common pensioner loan products include Lloyds Bank help to buy for over 60s, Barclays Bank interest only lifetime mortgages, Halifax mortgages for over 60s, Legal and General retirement interest only mortgages and Nationwide BS over 60 lifetime mortgages.

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