Equity release under 50 – New lenders for April 2021


  • Release tax-free equity from your home
  • You don’t need to make regular monthly payments
  • Use the equity released for anything you like
  • Continue to live in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

London House Finance
Money tied up in home
West London Home
Over 55 Home owner

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • Date Format: DD dash MM dash YYYY
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The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Private Tenant.

Retired business owners that may be interested in lifetime mortgages

  • Manufacture of other transport equipment n e c Plympton
  • Manufacture of communication equipment other than telegraph, and telephone apparatus and equipment Newton Abbot
  • Manufacture of other inorganic basic chemicals Crowle
  • Growing of rice Bradley Stoke
  • Wholesale of computers, computer peripheral equipment and software Corbridge
  • Printing of newspapers Newquay
  • Steam and air conditioning supply Ashby-de-la-Zouch
  • Wholesale of musical instruments Buntingford
  • Manufacture of wallpaper Southend-on-Sea
  • Wholesale of electronic and telecommunications equipment and parts Stalybridge
  • Manufacture of starches and starch products Ollerton and Boughton
  • Manufacture of ceramic household and ornamental articles Lytchett Minster & Upton
  • Raising of poultry Framlingham
  • Sewerage Leyland
  • Retail trade of motor vehicle parts and accessories Hinckley
  • Pre-primary education Hedge End
  • Artistic creation Tadcaster
  • Retail sale of hearing aids Melksham


Downsides of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance for your family. Lumpsum lifetime mortgages may impact entitlements to benefits. You may need to pay a legal fee and some products expose you to changes in interest rates.

Nationwide Lifetime Mortgage

more 2 life joint lifetime mortgage

Legal & General - Flexible Pink

Premier Flexible Black

Legal & General - Flexible Blue

Nationwide Lifetime Mortgage


Towns where retirement mortgages are popular

  • Bridgnorth
  • Kirkby-in-Ashfield
  • Eastwood
  • Chertsey
  • Newhaven
  • Macclesfield
  • Maidstone
  • Swanscombe and Greenhithe
  • Finchley
  • Witney
  • Maidstone


  • Canada Life Lifetime Mortgage
  • Hodge Lifetime Mortgage Plus
  • HSBC Equity Release Schemes
  • More to Life Capital Choice Plan
  • Age Partnership Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgages
  • Nationwide Equity Release Plans
  • Saga Lifetime Mortgage
  • Canada Life Equity Release
  • L&G Legal & General Flexible Lifetime Mortgage
  • More 2 Life Flexi Choice Drawdown Lite Plan
  • Royal Bank of Scotland Equity Release Schemes
  • Saga home reversion plan
  • Canada Life Landlord Voluntary Select Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More2Life Tailored Choice Plan
  • More to Life Tailored Choice Plan
  • Nationwide Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • More 2 Life Flexi Choice Drawdown Lite Plan

Aviva Retirement Mortgages

One Family Retirement Mortgages

Just Lifetime Mortgages

Hodge Lifetime Equity Release


Equity Release percentages of your current property value

The more aged you are and the unhealthier you are the more tax-free money you can release.

It’s often found to encounter individuals looking for monthly payment equity release, monthly payment life time mortgage or home reversion plans, however, the Telegraph like LV Liverpool Victoria are keen to see paperwork to show your situation in the form of investment statements.

UK Providers for Equity Release

  • Bower
  • Prudential Lifetime
  • Age Concern


Equity Release LTV

  • 50% home reversion plans Maximum cover Equity Release
  • 55% loan to value lump sum lifetime mortgages Key Retirement
  • 35% loan to value (LTV) lumpsum lifetime mortgages West One