Best mortgages for people over 70 years old

  • Release tax-free cash from your home
  • Not necessary to make monthly payments
  • Use the money for a holiday
  • Continue to stay in your home
  • Can be used to help tax planning
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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West London Home
Old money home
Cash tied up in home

Hodge Lifetime - Lump Sum Lifetime Mortgage

LV= lifetime mortgage

More2Life - Capital Choice Plus Plan

Pure Retirement Ltd joint lifetime mortgage

  • Canada Life Lifetime Mortgage
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • HSBC Equity Release Plans
  • Lloyds Bank Equity Release Plans
  • More to Life Capital Choice Plus Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Capital Choice Plus Plan
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release
  • Royal Bank of Scotland Equity Release Schemes
  • Saga home reversion plan
  • More2Life Tailored Choice Plan
  • Bridgewater Equity Release Schemes
  • Pure Retirement Lifetime Mortgage
  • More to Life Capital Choice Plus Plan
  • Saga home reversion schemes
  • Pure Retirement Equity Release Schemes
  • Stonehaven Equity Release


Equity Release percentages of your current property value

The more aged you are and the unhealthier you are, the more tax-free money you can release.

Examples of business owners with home equity to release

  • Cold rolling of narrow strip Woodstock
  • Repair of household appliances and home and garden equipment Ripley
  • Extraction of salt Wetherby
  • Publishing of directories and mailing lists Congleton
  • Photographic activities not elsewhere classified Lytham St Annes
  • Restoration of other equipment Sandwich
  • Repair and maintenance of other transport equipment n e c Chard
  • Production of abrasive products Broughton
  • Manufacture of metal forming machinery Burnham-on-Crouch
  • Pre-primary education Alsager
  • Manufacture of plastics in primary forms Pudsey
  • Installation of industrial machinery and equipment Masham
  • Activities of real estate investment trust East Cowes
  • Event catering activities Thornaby-on-Tees
  • Renting and leasing of freight air transport equipment Gravesend
  • Manufacture of corrugated paper and paperboard, sacks and bags Bury
  • Manufacture of taps and valves Coleford
  • Other reservation service activities n e c Alton



Areas of the UK where Lifetime Mortgages are routine

  • Hertford
  • Painswick
  • Totton and Eling
  • Brandon
  • Kirkham
  • Ludgershall
  • Stainforth
  • Exmouth
  • Newton-le-Willows
  • Sevenoaks
  • Stocksbridge
  • Barrow-in-Furness
  • Middlesbrough
  • Silsden
  • Macclesfield
  • Birchwood
  • Totton and Eling
  • Brentwood
  • Royal Leamington Spa
  • Surbiton


Equity Release percentages of your current property value

  • 50% monthly payment lifetime mortgage LV Liverpool Victoria
  • 40% LTV lump sum lifetime mortgages Optimum Credit
  • 30% loan to value lump sum lifetime mortgages Bank of China UK
  • 50% loan to value monthly payment equity release Together Money
  • 40% loan to value home reversion schemes West One
  • 30% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Shawbrook

It is usual to discover people searching for lump sum lifetime mortgages, monthly payment lifetime mortgage or lifetime mortgage with compliant drawdown cash release, however, the Telegraph like Old Mutual Wealth are keen to see proof of your situation in the form of bank statements.

Hodge Lifetime Retirement Mortgages

More2Life Mortgages

Pure Retirement Mortgages

Legal and General Retirement Mortgages


Providers for UK Equity Release

  • Age Concern
  • Bridgewater
  • Age Concern

HSBC Lifetime Mortgage Advisers

Disadvantages of Home Reversion Schemes

Lumpsum lifetime mortgages can reduce the inheritance for your family. Lumpsum lifetime mortgages may impact entitlements to benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

HSBC Lifetime Mortgage Interest Only Rates

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Mortgages for 70-year-olds

Because of the stability of a 70-year-old person, it’s easy for them to access some very low rates and excellent terms.