Release tax-free equity from your home
No monthly repayments
Use the money to buy another property
Still have a mortgage? No problems
Continue to stay in your home for as long as you like

Its very regular to find individuals searching for interest-only lifetime mortgages, lump sum life time mortgages or home reversion schemes, however, Key Retirement like The Exeter Equity Release are keen to see evidence of your personal circumstances in the form of investment statements.

Retired business owners that may be interested in Home Reversion Schemes

Activities of other membership organizations n e c Howden
Manufacture of cordage, rope, twine and netting Rawtenstall
Translation and interpretation activities Aylesbury
Taxi operation Winsford
Manufacture of other organic basic chemicals Pateley Bridge
Wholesale of textiles Lydd
Manufacture of macaroni, noodles, couscous and similar farinaceous products Stalham
Architectural activities Lydney
Growing of other perennial crops Cromer
Pre-press and pre-media services Arundel
Fitness facilities Pudsey
Repair of footwear and leather goods Stapleford
Recreational vehicle parks, trailer parks and camping grounds Weybridge
Activities of production holding companies Alfreton
Tea processing Selsey
Leasing of intellectual property and similar products, except copyright works Haxby
Manufacture of malt Loughborough
Wholesale of sugar and chocolate and sugar confectionery Spennymoor

The lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Aviva Lifetime Mortgage
More 2 Life Flexi Choice Voluntary Payment Super Lite
Canada Life Second Home Voluntary Select Plan
More2Life Capital Choice Plan
Nationwide Interest Only Lifetime Mortgage
NatWest Equity Release
More2Life Tailored Choice Plan
Stonehaven Equity Release Scheme
HSBC Lifetime Mortgage
Saga home reversion schemes
Aviva Equity Release Schemes
Bridgewater Equity Release Schemes
Canada Life Lifestyle Gold Flexi
L&G Legal & General Flexible Plus Lifetime Mortgage
More to Life Flexi Choice Voluntary Payment Super Lite
TSB Equity Release
NatWest Equity Release Schemes
Royal Bank of Scotland Interest Only Lifetime Mortgage
Canada Life Equity Release Schemes
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
Lloyds Bank Lifetime Mortgage

Equity Release Loan To Value

The more aged you are and the more serious your illnesses you are the more tax free money you can release.

Disadvantages of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the value of your estate. Lump sum lifetime mortgages may impact ability to claim benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

Providers for Equity Release

Legal and General
Pure Retirement
Lifetime Mortgage from L&G
Maximum cover Equity Release

Areas where equity release is common

Fakenham
Budleigh Salterton
Goole
Chapel-en-le-Frith
Crawley
Ross-on-Wye
Royal Leamington Spa
Warwick
Crook
Gorleston-on-Sea
Thaxted
Modbury
Hornsea

What percentage can be released?

60% monthly payment life time mortgage The Exeter Equity Release
30% loan to value interest-only lifetime mortgages Clearly Loans
50% loan to value (LTV) home reversion schemes Equifinance
60% LTV lifetime mortgage with flexible drawdown cash release Just Retirement

Hodge Lifetime Retirement Mortgages

Legal and General Drawdown Lifetime Mortgages

Commonhold• Freehold flats and maisonettes• Flying freeholds over 10% of total floor area

Freehold flats where the freehold is over the whole building and is subject to leases on other flats•High service charges on leaseholdproperties•Ground Rents more than £250 per annum and/or on an escalating basis

Freehold and leasehold houses and bungalows• Leasehold flats and maisonettes Flying freehold less than 10% of total floor area

Equity release plans for properties with tenants in common

Your Requirements