4.97% APR Equity Release for Studio flats-Lifetime Mortgage 2026

studio-flat

Remove tax-free equity from your home
1.97% APR
You don’t need to make regular monthly payments
Use the equity released for anything you like
Stay living in your own home

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property*
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
DD dash MM dash YYYY
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
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Areas of the UK where equity release is routine

Crosby
Glastonbury
Woburn
New Milton
Alsager
Chester-le-Street
Clitheroe
St Just-in-Penwith
Cromer
Axminster
Hessle
Thirsk
Northwich
Darley Dale
Bishops Castle
Tring

How much is it common to release from a home

60% monthly payment lifetime mortgage Old Mutual Wealth
55% loan to value interest-only lifetime mortgages Equifinance
40% loan to value (LTV) lump sum lifetime mortgages Bridgewater
30% loan to value monthly payment lifetime mortgage Prestige Finance
45% loan to value monthly payment lifetime mortgage 1st Stop Home Loans

Canada Life Equity Release

More2Life Drawdown Lifetime Mortgages

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Owner Occupier.

Canada Life Landlord Voluntary Select Plan
L&G Legal & General Flexible Lifetime Mortgage
Liverpool Victoria LV Equity Release Schemes
Nationwide Interest Only Lifetime Mortgage
Saga home reversion schemes
More2Life Flexi Choice Voluntary Payment Super Lite
Just retirement equity release key features
Saga Equity Release Schemes
Age Partnership Interest Only Lifetime Mortgage
Aviva Lifetime Mortgages for Pensioners
Canada Life Equity Release
Stonehaven Equity Release Plan
Lloyds Bank Equity Release Schemes
Age Partnership Lifetime Mortgage
Canada Life Voluntary Select Gold
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV Equity Release Schemes
More2Life Capital Choice Plan
Pure Retirement Equity Release Schemes
Stonehaven Interest Only Lifetime Mortgage
HSBC Equity Release
Royal Bank of Scotland Equity Release Schemes
Age Partnership Lifetime Mortgage

Equity Release UK Providers

Lifetime Mortgage from L&G
Norwich Union
Key Retirement
AIG Life

Equity Release percentages of your current property value

The older you are and the more serious your illnesses you are the more money you can release.

Drawbacks of Equity Release Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the value of your estate. Lifetime mortgage with flexible drawdown cash release may impact entitlements to state benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Equity Release Calculator Under 55

It’s common to discover individuals searching for home reversion schemes, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, the Telegraph like Maximum cover Equity Release are keen to see proof of your circumstances in the form of investment statements.

Examples of business owners with home equity to release

Travel agency activities Buckingham
Manufacture of kitchen furniture Southgate
Manufacture of central heating radiators and boilers St Columb Major
Manufacture of workwear Sleaford
Other activities auxiliary to insurance and pension funding Masham
Pre-press and pre-media services Haltwhistle
Manufacture of cider and other fruit wines Snaith and Cowick
Activities of credit bureaus Bottesford
Processing of nuclear fuel Woburn Sands
Wholesale of other food, including fish, crustaceans and molluscs Wallasey
Tea processing Castleford
Lead, zinc and tin production Woodbridge
Agents involved in the sale of textiles, clothing, fur, footwear and leather goods Sprowston
Cold rolling of narrow strip Barnard Castle
Freight transport by road Sittingbourne
Manufacture of paper and paperboard Swaffham
Activities of other membership organizations n e c Stanhope
The casting of iron Ormskirk