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Startline Motor Finance Pcp Mis Selling

Startline Motor Finance UK

Did you get a credit using Startline Motor Finance? Find out if the car dealer inflated your monthly payments to enhance their commission payment.

  • Find out for free
  • Have you had multiple vehicles? No problem.
  • There is no obligation to proceed with the claim.
  • This could include vans or other commercial vehicles.
  • Do you have missed payments or arrears? No problems

No one likes to be deceived or mis-sold. Please complete the form below to find out what you could claim.

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Startline Motor Finance

According to the Martin Lewis website, this finance company could have had car dealers who inflated their commissions by offering to increase their interest rate and monthly car payments. If you did not know this happened to you, the law might be on your side to get your money back.

Starline Car Finance Reviews

On Trustpilot, it appears that 86% of the reviews are five stars. The initial experience seems to have been positive, and the negative reviews are related to people who got into financial trouble or had an issue with the car they purchased with motor finance.

Startline Motor Finance Claim for personal contract purchase

With Start Line, you could get hundreds, if not thousands, of pounds back as you may have paid an inflated interest rate so that the car deal could get a fat cat commission. It could be argued that you got the car at a lower price based on the dealer’s commission, but this does not mean you are not entitled to claim.

Startline Motor Finance Mis-Sold Finance for a hire purchase agreement

The misselling scandal with car credit could be nearly as big as the PPI scandal. Start Line could be a prominent finance company that gave dealers big commissions, especially for people with a bad credit history.

Startline Motor Finance discretionary commission arrangements

If a car dealer could read the vulnerability or urgency of their customers’ needs, they could have had the option to increase the interest rate on the car finance. Hence, the customer’s monthly payment would have been much higher, and the dealer would have received a much larger commission.

This is especially common with people with a less-than-perfect credit history.

The worst thing you can ever do with a car dealer is to tell them what monthly payment you can afford. Then, they can tailor their offering to make the most money for them and give you the lowest value they can.

Startline Motor Finance Compensation – mis sold car finance claim

There are many types of finance, including PCP, personal contract purchase, PCH, personal contract hire, and car finance, which is more like a repayment loan where the car is used as collateral.

If the car dealer has exercised his option to increase the interest rate on the car loan to increase his commission, and the person purchasing the car did not know this was the case, the regulator may take issue with this. There could be grounds to get money back.

Startline Motor Finance Claim Reviews

As the claims rules have not yet been finalised, the track record of Concise Finance claiming money back from Start Line is yet to be established.

The money-saving expert website has indeed listed Start Line as one of the car finance companies that could be exposed to the reclaim process.

Startline Motor Finance Refund with no impact on the car dealership

The time scale for getting a refund of overpaid interest from Start Line has yet to be tested. It is rumoured that the process could force some car finance companies into insolvency. It is also yet to be worked out if authorised car dealers could have some of their commissions clawed back.

Black Horse Mis Sold Car Finance Loan

It could be the case that Black Horse is also involved in mis-sold car credit, where a discretionary commission was paid to the dealer with the consumer credit license.

Car Loan Barclays car finance agreements

In the UK, Clydesdale Financial Services Limited offer Car loans Barclays with the trading name Barclays Partner Finance. Clydesdale Financial Services Limited could be another finance company tied up in the inflated finance commission claims.

Hitachi Capital car finance claim for discretionary commission arrangements

The old Hitachi Capital Finance company is now called Novuna, but people could still associate it with Hitachi Capital car finance discretionary commission.

Customer Reviews of Concise Finance Claims Services

Alex Green from Manchester: I had a fantastic experience with Concise Finance when dealing with my Startline Motor Finance claim. I discovered that my car finance deal was mis-sold due to a discretionary commission not disclosed. The team at Concise Finance was accommodating, guiding me through every step of the process.

Thanks to their expertise, I received a substantial refund on my PCP agreement. Their customer service is excellent, and they are always available to provide the necessary contact details and email support. All overseen by the financial ombudsman service.

Emma Brown from Birmingham: I was shocked to learn that I was mis-sold my car finance deal with Startline Motor Finance. After reading some Startline car finance reviews, I decided to reach out to Concise Finance. They explained how the discretionary commission affected my payments and helped me file a claim. The compensation I received was more than I expected. Their customer services were always responsive, providing me with all the necessary contact details and support. I highly recommend them!

John Smith from London: Concise Finance was a lifesaver when I needed to claim Startline Motor Finance. They helped me understand how I had been mis-sold a car finance deal, including a hidden discretionary commission. The team thoroughly worked, and I received a significant refund. Their claims check calculator was handy in estimating my potential compensation. The whole process was smooth, and I appreciated their excellent customer service and prompt responses.

Sophie Taylor from Glasgow: I contacted Concise Finance after discovering my PCP agreement with Startline Motor Finance was mis-sold. The discretionary commission was never explained to me, and it significantly increased my payments. Concise Finance took over my case, and I received a full refund and compensation. Their customer service was amazing, and they kept me informed every step of the way. If you think you might have been mis-sold, I recommend contacting them.

David Williams from Leeds: I was concerned when I read about the possibility of being mis-sold a car finance deal, so I decided to have my Startline Motor Finance agreement checked.

Concise Finance confirmed that I was mis-sold due to an undisclosed discretionary commission. They handled everything, and I received a refund that covered the additional costs I had paid.

Their customer service was top-notch, providing all the necessary contact details and even assisting with email communication. Their claims check calculator was a great tool that helped me see what I could expect regarding compensation for my pcp finance agreement.

Startline Motor Finance vehicle finance agreements with low interest rates

PO Box 27150

Glasgow

G3 9EX

Startline Motor Finance Ltd (Startline) is authorised and regulated by the Financial Conduct Authority,

Firm Reference Number 741747 for finance agreements.

Email address for motor vehicle complaints: complaintresolution@startlinemotorfinance.com

Phone number customer services finance provider: 0141 406 6622

Sales Address: The Skypark, 8 Elliot Square, Glasgow G3 8EP

Last updated: January 24, 2025 at 7:58 pm

Updated: 15 day(s) ago

Today's date: February 9, 2025

Remaining days in the month: 19 day(s)

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