Equity Release on Spanish Property

Lifetime Mortgage and loan options for your property in Spain

Is this you?

  • Have a fixed income that is insufficient for you to live
  • Strong Euro hurt your ability to have a reasonable quality of living
  • Need to release equity to pay mortgage arrears or stop a bank repossession
  • Property taxes, service charges and threats of embargoes on your home
  • Repairs or improvements required for your Spanish residence and you need to raise the money
  • Want to raise a deposit to buy another property in Spain or the UK
  • Need to buy out your ex-husband or ex-wife – get your ex-partner off the title
  • Need short term funds while you are trying to sell your property

Concise Finance can help if you want to release equity from your home in Spain

  • Equity Release Requirements for Property in Spain

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Terms and Conditions

Privacy Policy

Common problems:

  • Have debts or embargoes on your property – no issues
  • Your property needs maintenance and improvements to make it rentable or saleable
  • You’ve been turned away by the big banks because of your income or your age


Over 55 Home owner

Cash tied up in home

London House Finance

Lenders for Equity Release

  • More2Life
  • Step Change
  • Key Retirement
  • Hodge Equity Release Schemes
  • Nationwide Equity Release
  • NatWest Equity Release
  • More to Life Capital Choice Plan
  • More2Life Flexi Choice Drawdown Lite Plan
  • Just Retirement Drawdown Lifetime Mortgage
  • More 2 Life Capital Choice Plan
  • TSB Lifetime Interest Only Mortgage
  • Aviva Lifestyle Flexible Option
  • More2Life Tailored Choice Plan
  • Bridgewater Equity Release Plans
  • Canada Life Lifestyle Lite Flexi
  • Just Retirement Interest Only Lifetime Mortgage
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release Plans
  • TSB Equity Release
  • Aviva Lifetime Mortgage
  • More2Life Tailored Choice Plan
  • NatWest Interest Only Lifetime Mortgage
  • Saga Equity Release Schemes
  • More 2 Life Tailored Choice Plan
  • Age Partnership Interest Only Lifetime Mortgage


Equity Release Loan To Value

The more elderly you are, and the unhealthier you are, the more money you can release.

Use Equity release in Spain to generate a monthly income from your Spanish home.  Have a flexible drawdown facility so you can pull down small amounts of money as you need it for day to day living expenses.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Canada Life Home Finance lifetime mortgage for properties in Scotland

Aviva - Lifestyle Flexible Option

OneFamily lifetime mortgage

The mortgage lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier.

Areas of the UK where equity release is popular

  • Weymouth
  • Lyme Regis
  • Bedworth
  • Southwick
  • Rotherham
  • Finchley
  • Dartmouth
  • Beaconsfield
  • Ferndown
  • Alston
  • Carshalton
  • Cleckheaton
  • Macclesfield
  • Crewkerne
  • Sandhurst
  • Bromborough
  • Partington
  • Aylesbury
  • Ellesmere Port

It is very regular to discover people searching for a monthly payment lifetime mortgage, lump sum lifetime mortgages or home reversion schemes, however, Key Solutions like Zurich are keen to see paperwork to show your situation in the form of investment statements.

HSBC Equity Release On Second Homes

Business owners details likely with equity to release

  • Support activities to performing arts Verwood
  • Manufacture of machinery for food, beverage and tobacco processing Kidsgrove
  • Repair of consumer electronics Dovercourt
  • Manufacture of rusks and biscuits; manufacture of preserved pastry goods and cakes Featherstone
  • Production of knitted and crocheted hosiery Chipping Campden
  • Manufacture of other machine tools Buckfastleigh
  • Retail sale of computers, peripheral units and software in specialised stores Witham
  • Other cleaning services Tetbury
  • Agents specialised in the sale of other particular products Keynsham
  • Activities of religious organisations Cromer
  • Administration of financial markets Cotgrave
  • Licensed clubs Wallsend
  • Pre-press and pre-media services Uxbridge
  • Manufacture of cement Crowland
  • Wholesale of flowers and plants East Grinstead
  • Repair and maintenance of aircraft and spacecraft Stourbridge
  • Repair of fabricated metal products Wells-next-the-Sea
  • Retail sale via stalls and markets of textiles, clothing and footwear Harrogate

Pitfalls of Equity Release Schemes

A monthly payment lifetime mortgage can reduce your estate value. Lumpsum lifetime mortgages may impact entitlements to state benefits. You may need to pay a broker’s fee, and you could be exposed to changes in interest rates with some products.


More2Life Mortgages

One Family Drawdown Lifetime Mortgages

Pure Retirement Equity Release

LV Mortgages

Canada Life Mortgages

Secured Loans on Spanish Property

If you have a small mortgage and appropriate income you may be able to access equity tied up in your home with a Secured Loan.

What percentage can be released?

  • 55% home reversion plans Old Mutual Wealth
  • 30% loan to value monthly payment equity release Furness Building Society
  • 60% loan to value monthly payment equity release Key Solutions