Spanish Property Lifetime Mortgages

Do you need to release equity from your Spanish Property?  If you have capital tied up in your Spanish home that you need we could help.

  • Pay off mortgage arrears
  • Pay off your local taxes or other unpaid bills
  • Help a family member with a deposit to buy their own property in Spain or the UK
  • Do home improvements or urgent repairs
  • Pay down debts, stay living in your own home
  • Buy a car or a motorhome or anything you like

Other products allow available from Concise Finance:

  • Short term loans while you are trying to sell your property
  • Agreed home equity lines of credit to fund your business or investments


  • Equity Release Requirements for Property in Spain

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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Equity Release under 55

Equity Release Spain

  • Release tax-free equity from your home
  • No regular monthly payments
  • Help a family member buy their own home with a smaller mortgage
  • Continue to stay in your home









Old money home

Southfields House
Home equity Tied Up

LV= Lump Sum+ Lifetime Mortgage

Canada Life - Lifestyle Lite

Hodge Lifetime - Lump Sum Lifetime Mortgage

Legal and General Drawdown Lifetime Mortgages


Crown Retirement Mortgages



Business owners details likely with equity to release

  • Production of abrasive products Nuneaton
  • Hairdressing and other beauty treatment Colyton
  • Manufacture of sugar Rowley Regis
  • Manufacture of other machine tools Whaley Bridge
  • Manufacture of wallpaper Wareham
  • Banks Watchet
  • Bookkeeping activities Wood Green
  • Public order and safety activities Colne
  • Film processing Malmesbury
  • Service activities incidental to air transportation Tewkesbury
  • Retail sale of leather goods in specialised stores Peterlee
  • Other reservation service activities n e c Howden
  • Barristers at law St Just-in-Penwith
  • Retail sale of cosmetic and toilet articles in specialised stores Oldham
  • Manufacture of glass fibres Topsham
  • Manufacture of tools Chester-le-Street
  • Manufacture of railway locomotives and rolling stock Ashby-de-la-Zouch
  • Wireless telecommunications activities Lydd

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.

UK Lenders for Equity Release

  • Legal and General
  • Stonehaven
  • Lifetime Mortgage from L&G
  • Aegon

Lloyds Bank Retirement Mortgages Reviews


Downsides of Interest Only Lifetime Mortgages

Home reversion schemes can reduce your estate value. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

It’s often found to discover people looking for monthly payment lifetime mortgage, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Just Retirement like Fortify Insurance Solutions are keen to see paperwork to show your circumstances in the form of investment statements.

Areas where Lifetime Mortgages are routine

  • Wolverton and Greenleys
  • Moreton-in-Marsh
  • Bridport
  • Wickham
  • Swaffham
  • Stowmarket
  • Goole
  • Ashton-under-Lyne
  • Hetton
  • Stony Stratford
  • Wymondham
  • Hounslow
  • Thornbury
  • Prescot
  • Bishops Stortford
  • Bromborough
  • Marazion
  • Blyth


Equity Release LTV

  • 55% interest-only lifetime mortgages AIG Life
  • 30% loan to value lumpsum lifetime mortgages Masthaven


Equity Release LTV Percentages

The more elderly you are and the unhealthier you are the more tax free money you can release.

  • Bridgewater Lifetime Mortgage
  • Just Retirement Equity Release
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Age Partnership Equity Release Plans
  • Aviva Flexible Voluntary Repayment Plan
  • Bridgewater Equity Release Plans
  • More2Life Capital Choice Plus Plan
  • Just Retirement Equity Release
  • More to Life Capital Choice Plus Plan
  • Lloyds Bank Equity Release Plans
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Hodge Equity Release Plans
  • Royal Bank of Scotland Equity Release
  • Aviva Lifetime Mortgages for Pensioners
  • Bridgewater Equity Release Plans
  • Canada Life Lifetime Mortgages
  • Just Retirement Equity Release
  • More to Life Flexi Choice Drawdown Lite Plan
  • Pure Retirement Drawdown Plan
  • HSBC Equity Release
  • Lloyds Bank Lifetime Mortgage

Lloyds Bank Retirement Mortgages Advice