Short leasehold – 80 years or less – Lifetime mortgage and Equity Release for 2021


  • Release money from your house
  • No monthly repayments
  • Use the money for home improvements
  • Continue to stay in your property
  • Often used to help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Over 55 Home owner
Putney Home
Old money home
Raise money with your home
West London Home

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Legal & General - Flexible Yellow

More2Life - Capital Choice Plan

Pure Retirement - Classic Super Lite Plan

Towns where retirement mortgages are routine

  • Warminster
  • Blackburn
  • Lyme Regis
  • West Mersea
  • Winterton
  • Hemsworth
  • Wigton
  • Beverley
  • Gorleston-on-Sea
  • Camelford
  • Barnard Castle
  • Smethwick
  • Thorpe St Andrew
  • Holsworthy
  • Watlington
  • Eye
  • Haxby
  • Chatham
  • Kidsgrove
  • West Bromwich
  • Downham Market
  • Jarrow


How much is it common to release from a home

The more elderly you are and the more serious your illnesses you are the more tax free cash you can release.

UK Equity Release Lenders

  • Key Retirement
  • Stonehaven Mortgage
  • Just Retirement


Hsbc Retirement Mortgage Broker

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Disadvantages of Lifetime Mortgages

Lump sum lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact ability to get state benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Examples of retired small business owners likely to have equity to release

  • Support activities for petroleum and natural gas extraction Portland
  • Compulsory social security activities Wivenhoe
  • Wholesale of wine, beer, spirits and other alcoholic beverages Birkenhead
  • Renting and operating of Housing Association real estate Filton
  • Activities of other membership organizations n e c Wooler
  • Passenger rail transport, interurban Kirkby Lonsdale
  • Artistic creation Wragby
  • Activities of collection agencies Stainforth
  • Manufacture of optical precision instruments Mere
  • Cargo handling for land transport activities Wareham
  • Other activities of employment placement agencies Brading
  • Manufacture of other food products n e c Bridlington
  • Dental practice activities West Bromwich
  • Manufacture of metal forming machinery Garstang
  • Activities of investment trusts Tenbury Wells
  • Photocopying, document preparation and other specialised office support activities Ollerton and Boughton
  • Extraction of salt Andover
  • Other manufacturing n e c Leominster

It’s very regular to find individuals seeking out home reversion plans, monthly payment life time mortgage or interest-only lifetime mortgages, however, Lifetime Mortgage from L&G like LV Liverpool Victoria are keen to see evidence of your personal situation in the form of bank statements.

  • Just Retirement Equity Release
  • More2Life Capital Choice Plan
  • Hodge Lifetime Mortgage Plus
  • Aviva Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Canada Life Landlord Voluntary Select Plan
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Pure Retirement Lifetime Mortgage
  • TSB Equity Release
  • Age Partnership Equity Release


Equity Release percentages of your current property value

  • 55% lump sum lifetime mortgages Maximum cover Equity Release
  • 50% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Age Concern
  • 25% loan to value (LTV) lifetime mortgage with flexible drawdown cash release United Trust Bank
  • 60% loan to value lumpsum lifetime mortgages Just Retirement
  • 50% loan to value (LTV) monthly payment equity release Norton Finance

Hsbc Retirement Mortgage Home

Canada Life Mortgages

Crown Drawdown Lifetime Mortgages

Hodge Lifetime

Pure Retirement Drawdown Lifetime Mortgages

Legal and General

More2Life Retirement Mortgages