Low rate equity release for shared equity homes – Lifetime Mortgages for 2021


  • Remove tax-free money from your home
  • You don’t need to make regular monthly payments
  • Help your family get a deposit for their own home
  • Stay living in your own house for as long as you like
  • Could be used to help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Cash tied up in home
Over 55 Home owner

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Drawbacks of Equity Release Plans

Interest-only lifetime mortgages can reduce your estate value. Lump-sum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a legal fee and you could have higher rates to pay with some schemes.

Equity Release percentages of your current property value

  • 55% monthly payment lifetime mortgage LV Liverpool Victoria
  • 55% loan to value monthly payment lifetime mortgage Bower
  • 30% LTV lifetime mortgage with flexible drawdown cash release Shawbrook
  • 25% loan to value (LTV) monthly payment lifetime mortgage United Trust Bank


It is usual to discover people searching for monthly payment lifetime mortgage, monthly payment lifetime mortgage or home reversion schemes, however, Just Retirement like Legal & General are keen to see evidence of your personal circumstances in the form of bank statements.

Canada Life Drawdown Lifetime Mortgages

Just Lifetime Mortgages

Aviva Retirement Mortgages

Yorkshire Bank Interest Only Mortgage


  • Bridgewater Lifetime Mortgage
  • Just Retirement Interest Only Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • TSB Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Bridgewater Equity Release
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Liverpool Victoria LV Equity Release Schemes
  • More 2 Life Capital Choice Plus Plan
  • HSBC Equity Release Schemes
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Canada Life Equity Release
  • Just Retirement Equity Release
  • Saga home reversion schemes


Providers for Equity Release

  • Age Partnership
  • Santander
  • Lifetime Mortgage from L&G

Pure Retirement - Classic Super Lite Plan

OneFamily lifetime mortgage

more 2 life joint lifetime mortgage

Aviva - Lifestyle Flexible Option

Business owners who could benefit from equity release tax planning

  • Sea and coastal freight water transport Wembley
  • Renting and leasing of office machinery and equipment including computers Oakengates
  • Manufacture of machinery for textile, apparel and leather production Waltham Abbey
  • Non-specialised wholesale trade Yarm
  • Retail sale of fish, crustaceans and molluscs in specialised stores Worksop
  • Construction of roads and motorways Littlehampton
  • Manufacture of fruit and vegetable juice Atherstone
  • Wholesale of textiles Maryport
  • Manufacture of margarine and similar edible fats Brampton
  • Construction of commercial buildings Bradford-on-Avon
  • Manufacture of homogenized food preparations and dietetic food Whitnash
  • Botanical and zoological gardens and nature reserves activities Thatcham
  • Other non-ferrous metal production Bingham
  • Retail sale of games and toys in specialised stores Plympton
  • Transport via pipeline Chester-le-Street
  • Technical and vocational secondary education Huntingdon
  • The casting of iron Poynton-with-Worth
  • Manufacture of glass fibres Burntwood

Yorkshire Bank Interest Only Mortgage

How much is it common to release from a home

The more aged you are and the more illnesses you have you are the more tax-free cash you can release.

Areas of the UK where equity release is routine

  • Barnet
  • Kirton-in-Lindsey
  • Kirkby Lonsdale
  • Batley
  • Bampton
  • Letchworth Garden City
  • Taunton
  • Epping
  • Hartland
  • Worksop
  • Paignton
  • Corringham
  • Highworth
  • Burgh-le-Marsh
  • Wadhurst
  • Manningtree
  • Whitchurch
  • Oakham
  • Keighley
  • Sturminster Newton
  • Bootle
  • Farnham
  • Whitchurch

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.