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Self Cert Mortgage for Spain – Flexible Spanish Property Mortgages

Get a Self Cert Mortgage for a Marbella Home

If you’ve been turned away from a traditional Spanish Bank or told you don’t meet the criteria, we could be able to help you.

  • Re-mortgage out of an existing mortgage for any reason
  • Purchase a property with a mortgage
  • Re-mortgage to release equity from your home for any purpose

How much can I release?

You can release 70% of your property’s value. As an example, if your house is valued at 220,000 you can borrow 154,000.

No proof of income required, no upfront fees apart from a small fee for property valuation.  An open-minded approach to your age and other circumstances.  Non-residents and residents of Spain accepted and properties that are owner-occupied, long tenant lets, and holiday let’s all considered.

  • Self Certified Mortgages for Property in Spain

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Lots of people have income from rent, lodgers, self-employment, investments and dividends, retained earnings in a company, pensions, employment from elsewhere in the world often overlooked by traditional Spanish lenders.

Suitable for high net worth individuals with complex affairs that don’t want a lot of money tied up in a Spanish Property.

The lender is able to give a prompt decision in principle and valuations can be completed within as little as 7 days.

Self-Certified Mortgage for Spanish Property

These mortgages can be used for Buy to Let opportunities, second homes or holiday let businesses.  You can remortgage as part of your divorce settlement to get an ex-husband or ex-wife off the property title.