Santander retirement mortgage for UK Homeowners

  • Remove tax-free equity from your property
  • Not necessary to make regular monthly payments
  • Use the money for a holiday
  • Stay living in your own house
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy




West London Home
Raise money with your home
Money tied up in house

  • What are you looking for?

  • Please enter a number from 12000 to 20000000.
  • About Your Circumstances

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy



  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy


  • Bridgewater Lifetime Mortgage
  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Flexible Max Plus
  • Pure Retirement Equity Release Plans
  • Stonehaven Lifetime Mortgage
  • TSB Equity Release Plans
  • Bridgewater Lifetime Mortgage
  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • Nationwide Equity Release
  • HSBC Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Canada Life Voluntary Select Gold
  • More2Life Capital Choice Plus Plan
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Lifetime Mortgage
  • Lloyds Bank Equity Release
  • More 2 Life Flexi Choice Voluntary Payment Super Lite

More2Life - Capital Choice Plus Plan

Pure Retirement - Classic Lite

What percentage can be released?

  • 50% lump sum lifetime mortgages Royal London Equity Release
  • 60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Paragon Personal Finance
  • 50% loan to value (LTV) home reversion plans Norton Finance
  • 30% loan to value monthly payment equity release Buckinghamshire Building Society

Aviva lifetime mortgage

What percentage can be released?

The older you are and the more serious your illnesses you are, the more tax-free cash you can release.

Lloyds Lifetime Mortgage No Payments

Equity Release Providers

  • Sunlife Plans
  • Stepchange
  • the Telegraph
  • Bridgewater

Areas in the UK where retirement mortgages are common

  • Highworth
  • Horsforth
  • Thornaby-on-Tees
  • Bridgnorth
  • Bruton
  • Halifax
  • Cleckheaton
  • Grassington
  • Chester-le-Street
  • Twickenham
  • Billingham
  • Billingham
  • Guisborough
  • Blackrod
  • Sherborne
  • Carterton
  • Bishops Waltham

It is common to encounter people searching for lump sum lifetime mortgages, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Age Concern like Royal London Equity Release are keen to see evidence of your situation in the form of bank statements.

Pure Retirement Retirement Mortgages

Crown Retirement Mortgages

More2Life
Aviva - Lifestyle Flexible Option

Examples of retired business owners likely to have equity to release

  • Manufacture of other games and toys, n e c Sleaford
  • Retail sale of newspapers and stationery in specialised stores Stanley
  • Manufacture of cider and other fruit wines St Neots
  • Finishing of textiles Romsey
  • Activities of real estate investment trust Peacehaven
  • Medical nursing home activities Wilmslow
  • Manufacture of other general-purpose machinery n e c Ealing
  • Plumbing, heat and air-conditioning installation Morpeth
  • Fire service activities Silloth
  • Other telecommunications activities West Tilbury
  • Media representation services Somerton
  • Financial leasing Skelton-in-Cleveland
  • Manufacture of office and shop furniture Widnes
  • Manufacture of doors and windows of metal Ashburton
  • Research and experimental development on social sciences and humanities Tavistock
  • Raising of poultry Prudhoe
  • Removal services Watford
  • Manufacture of machinery for paper and paperboard production Brandon

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is a Private Tenant.

Drawbacks of Equity Release Plans

Monthly payment equity release can reduce the value of your estate. Lumpsum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

Lloyds Lifetime Mortgage Buy To Let