Release money from your home with a Santander pensioner mortgage 2.51%
No regular monthly payments unless you prefer to have them
Help your family with the money you release
Continue to stay in your house
Could be a vehicle to reduce tax bills

How much can I release?

You can achieve 65% of your property’s value. For example, if your home is valued at £330000 you can release £214500.

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
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First Line Of Your Address:*
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Date of Birth*
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How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Estimated Value Of Your Property?*
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
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Santander over 60 mortgage

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
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Santander pensioner mortgage

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
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Canada Life Prestige Flexi Option
Hodge Equity Release Plans
L&G Legal & General Flexible Max Scheme
Liverpool Victoria LV Equity Release
Lloyds Bank Equity Release Plans
TSB Equity Release Plans
NatWest Interest Only Lifetime Mortgage
Pure Retirement Lifetime Mortgage
Stonehaven Equity Release Scheme
Lloyds Bank Equity Release
TSB Equity Release Schemes
Aviva Lifetime Mortgages
Hodge Indexed Lifetime Mortgage
L&G Legal & General Flexible Max Plus
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
NatWest Interest Only Lifetime Mortgage
Saga Equity Release Schemes
Hodge Equity Release Plans
Just Retirement Equity Release Plans
L&G Legal & General Flexible Max Scheme
Stonehaven Interest Select Plan
Lloyds Bank Lifetime Mortgage
TSB Equity Release
Royal Bank of Scotland Equity Release Schemes
Age Partnership Equity Release

Equity Release LTV for Santander over 60 mortgage

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

The more aged you are and the more serious your illnesses you are the more tax-free cash you can release.

Retired business owners that may be interested in lifetime mortgages

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How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
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Activities of mortgage finance companies Gainsborough
Demolition Driffield
Renting and leasing of trucks and other heavy vehicles Midhurst
Growing of other non-perennial crops Beccles
Business and domestic software development Neston
Growing of grapes Hornsey
Cold drawing of bars Bromborough
Manufacture of telegraph and telephone apparatus and equipment Northfleet
Scaffold erection Pickering
Operation of warehousing and storage facilities for land transport activities in Bungay
Dental practice activities Okehampton
Wholesale of electronic and telecommunications equipment and parts Sawbridgeworth
Wireless telecommunications activities Thatcham
Manufacture of air and spacecraft and related machinery Cleethorpes
Repair of electronic and optical equipment Ringwood
Retail sale via stalls and markets of textiles, clothing and footwear Rugby
Manufacture of medical and dental instruments and supplies Macclesfield
Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Stourbridge

Tough to mortgage property titles can include properties with a sinking fund of 7% or more of the property sale price when the property is sold, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, properties with structural problems, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

Hard to mortgage home variants can include homes requiring essential repairs, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, commonhold properties and properties owned under any form of shared equity scheme.

Hard to finance home types include eco-houses and modern methods of construction, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, former local authority flats and freehold flats (England, Wales, Northern Ireland).

Aviva Retirement Mortgages

Hodge Lifetime Equity Release

Just

Tough to mortgage home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.

LV Lifetime Mortgages

Aviva Drawdown Lifetime Mortgages

More to life Mortgages

UK Equity Release Providers

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
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Phone Number*

Key Solutions
Norwich Union
Bower
Stonehaven
Old Mutual Wealth

Towns of the UK where a Santander over 60 mortgage applications are common

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
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Popular LTV percentages of Standard Chartered later life borrowing schemes over 55, Shepherds Friendly pensioner mortgages over 55, Sainsbury’s over 60 mortgages, Principality Building Society retirement interest only mortgages over 75, Newcastle Building Society interest only mortgages for over 70s and Cumberland Building Society later life borrowing schemes over 55 are 40%, 55% and 70%.

Garstang
Holbeach Santander mortgages for over 60s
Solihull
Colne
Birkenhead
Fareham Santander mortgage advice
Basingstoke
Bournemouth
Frodsham
Hartland interest only mortgage for pensioners
Gorleston-on-Sea
Bishop Auckland
Attleborough
Woking
Bournemouth
Thornaby-on-Tees
Whaley Bridge Santander mortgage age limit
Berwick-upon-Tweed

How much is it common to release from a home – mortgages over 60

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

50% home reversion plans Royal London Equity Release
60% loan to value monthly payment lifetime mortgage Aviva
50% Santander over 60 mortgage
25% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Central Trust mortgages over 60
25% loan to value home reversion schemes Precise Mortgages

Equity Release Mortgage Under 55

Popular LTV ratios of Liverpool Victoria later life interest-only mortgages over 70, More to life equity release plans for people over 60, OneFamily interest only lifetime mortgages for people over 60, YBS over 60 lifetime mortgages no fees, Metro Bank mortgages for 60 year olds and SunLife equity release schemes for over 55’s are 50%, 60% and 70%.

It is often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, Key Retirement like Aegon are keen to see evidence of your personal circumstances in the form of pension statements.

Pitfalls of Santander mortgages for over 60s

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

Home reversion schemes can reduce the value of your estate. Lumpsum lifetime mortgages may impact the ability to claim benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Some of the most popular loan to value ratios of TSB RIO mortgages over 75, HSBC mortgages over 70s, Halifax interest only lifetime mortgages for over 60s, L&G later life mortgages for over 60s, Royal Bank of Scotland lifetime mortgages for over 55s and Nationwide Building Society pensioner mortgages over 60 are 40%, 60% and 70%.

The 1st and 2nd charge lenders will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is a Private Tenant.

Santander UK plc

Santander mortgage timber frame. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. Santander and the flame logo are registered trademarks.

Some of the most popular pensioner mortgage products are Lloyds mortgages for over 60s, HSBC interest only mortgages for over 60s near London, Post Office interest only mortgages for people over 60, Legal and General mortgages over 70s and Nationwide Building Society over 60 lifetime mortgages.

Does Santander offer Pensioner Mortgages?

Yes, Santander does pensioner mortgages at 2.51% MER.

Does Santander do Equity Release Under 55?

Yes, Santander Equity Release Under 55 is 2.51% APRC.

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