Fixed For Life Santander Pensioner Mortgage

Fixed For Life Santander Pensioner Mortgage

Find out if a Santander Pensioner Mortgage is ideal for you in 2025.

Get a free, no-obligation home valuation.
Loan to value up to 65%
No lender, broker or advisor fees
5.15% Fixed for life
Ideal to pay off an existing mortgage or use the money for any other purpose
No upper age limit
No valuation penalties for flats or other leasehold properties
No fixed term or end date
Commonly used for gifting and tax planning
Up to 2 penalty-free payment holidays per year
Fee-free future further advances are subject to a new valuation

For example, you can borrow up to 65% of your home’s entire open market value, so if your home is valued at £280,000, you can borrow up to £182,000.

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Day
Month
Year
Your Email Address:*
Phone Number*

Regulatory Details

Santander is authorised and regulated in the UK by the Financial Conduct Authority (FCA) and the Prudential Regulatory Authority (PRA)

FCA-Permitted Services

Insurance
Investments
Santander over 60 mortgages
Other Services

Registration Numbers

FCA Registration Number: 106054
Companies House Number: 02294747

FCA and Companies House References

FCA Link: FCA Website
Companies House Link: Companies House Link

Santander Pensioner Mortgage Contact Number

0800 068 6064
consumerservice@santander.co.uk

2 Triton Square

Regent’s Place

London

NW1 3AN

Other Santander Bank UK lending products for older people

If a Santander pensioner mortgage is not the right option for you, you could consider Santander equity release schemes, a Santander lifetime mortgage or a Santander retirement mortgage.