- Release money from your home with a Santander pensioner mortgage 2.51%
- No regular monthly payments unless you prefer to have them
- Help your family with the money you release
- Continue to stay in your house
- Could be a vehicle to reduce tax bills
How much can I release?
You can achieve 65% of your property’s value. For example, if your home is valued at £330000 you can release £214500.
Santander over 60 mortgage
Santander pensioner mortgage
- Canada Life Prestige Flexi Option
- Hodge Equity Release Plans
- L&G Legal & General Flexible Max Scheme
- Liverpool Victoria LV Equity Release
- Lloyds Bank Equity Release Plans
- TSB Equity Release Plans
- NatWest Interest Only Lifetime Mortgage
- Pure Retirement Lifetime Mortgage
- Stonehaven Equity Release Scheme
- Lloyds Bank Equity Release
- TSB Equity Release Schemes
- Aviva Lifetime Mortgages
- Hodge Indexed Lifetime Mortgage
- L&G Legal & General Flexible Max Plus
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- NatWest Interest Only Lifetime Mortgage
- Saga Equity Release Schemes
- Hodge Equity Release Plans
- Just Retirement Equity Release Plans
- L&G Legal & General Flexible Max Scheme
- Stonehaven Interest Select Plan
- Lloyds Bank Lifetime Mortgage
- TSB Equity Release
- Royal Bank of Scotland Equity Release Schemes
- Age Partnership Equity Release
Equity Release LTV for Santander over 60 mortgage
The more aged you are and the more serious your illnesses you are the more tax-free cash you can release.
Retired business owners that may be interested in lifetime mortgages
- Activities of mortgage finance companies Gainsborough
- Demolition Driffield
- Renting and leasing of trucks and other heavy vehicles Midhurst
- Growing of other non-perennial crops Beccles
- Business and domestic software development Neston
- Growing of grapes Hornsey
- Cold drawing of bars Bromborough
- Manufacture of telegraph and telephone apparatus and equipment Northfleet
- Scaffold erection Pickering
- Operation of warehousing and storage facilities for land transport activities Bungay
- Dental practice activities Okehampton
- Wholesale of electronic and telecommunications equipment and parts Sawbridgeworth
- Wireless telecommunications activities Thatcham
- Manufacture of air and spacecraft and related machinery Cleethorpes
- Repair of electronic and optical equipment Ringwood
- Retail sale via stalls and markets of textiles, clothing and footwear Rugby
- Manufacture of medical and dental instruments and supplies Macclesfield
- Manufacture of rubber tyres and tubes; retreading and rebuilding of rubber tyres Stourbridge
Tough to mortgage property titles can include properties with a sinking fund of 7% or more of the property sale price when the property is sold, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, properties with structural problems, cob property and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.
Hard to mortgage home variants can include homes requiring essential repairs, properties where letting arrangement where the tenancy agreement is not appropriate, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, commonhold properties and properties owned under any form of shared equity scheme.
Hard to finance home types include eco houses and modern methods of construction, properties with any external treatment applied to the roof after construction, steel frame/clad properties built before 1990, former local authority flats and freehold flats (England, Wales, Northern Ireland).
Tough to mortgage home variants include properties with land in addition to the domestic grounds up to a maximum property size of five acres, where the land is for normal domestic use, properties with a large number/scale of outbuildings, agricultural use of the land and any outbuildings, properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties with mobile phone masts which are within influencing distance of the house.
Aviva Drawdown Lifetime Mortgages
UK Equity Release Providers
- Key Solutions
- Norwich Union
- Bower
- Stonehaven
- Old Mutual Wealth
Towns of the UK where a Santander over 60 mortgage applications are common
Popular LTV percentages of Standard Chartered later life borrowing schemes over 55, Shepherds Friendly pensioner mortgages over 55, Sainsburys over 60 mortgages, Principality Building Society retirement interest only mortgages over 75, Newcastle Building Society interest only mortgages for over 70s and Cumberland Building Society later life borrowing schemes over 55 are 40%, 55% and 70%.
- Garstang
- Holbeach
- Solihull
- Colne
- Birkenhead
- Fareham
- Basingstoke
- Bournemouth
- Frodsham
- Hartland
- Gorleston-on-Sea
- Bishop Auckland
- Attleborough
- Woking
- Bournemouth
- Thornaby-on-Tees
- Whaley Bridge
- Berwick-upon-Tweed
- Earl Shilton Building Society
- Mortgage For Pensioners
- Newbury Building Society Over 65 Mortgage
- Contaminated Property Equity Release
- Marsden Building Society Retirement Mortgage
- Natwest Pensioner Mortgage Advice
- No Proof Of Income Mortgage
- Lv Equity Release Lump Sum
- Edinburgh Over 75 Mortgage
- Flood Zone 2
- West Bromwich Building Society Over 75 Mortgage
- Mortgage For New Build
- 55 Mortgage
- No Credit Check Over 60 Mortgage
- Darlington Building Society
- Studio Flat
- Aviva Equity Release Calculator
- House Failed Environmental Search
- Halifax Equity Release From Property
- Penrith Building Society Pensioner Mortgage
- Nottingham Building Society Mortgages
- Equity Release Northern Ireland Advice
- National Counties Family Building Society Over 60 Mortgage
- Agricultural Lifetime Mortgage
- Steel Houses Equity Release
- Interest Only Mortgages For Over 60S
- Agricultural Ties Equity Release Comparison
- Release Equity In Your Home
- Natwest Retirement Mortgage Calculator
- Gloucester Building Society Over 55 Mortgage
- Barnsley Building Society Equity Release Home
- Nationwide Lifetime Mortgage Over 55
- Legal And General Over 75 Mortgage
- Cambridge Building Society Sawston
- Prefab Concrete Homes
- Lloyds Bank Interest Only Lifetime Mortgage Interest Rates
- Single Skin Brickwork Over 75 Mortgage
- Modern Timber Frame Later Life Mortgages
- Halifax Lifetime Mortgage Broker
- Equity Release With No Fees
- Scottish Building Society Pensioner Mortgage
- Buckinghamshire Building Society Equity Release
- Liverpool Victoria Lifetime Mortgage Interest Only
- Crown Equity Release Interest Rates
- Natwest Equity Release Brokers Uk
- Lloyds Lifetime Interest Only Mortgage Advice
- Dudley Building Society Equity Release Pensioner Mortgage
- Mortgages For Retirees
- Santander Retirement Mortgage Advice
- Lloyds Retirement Mortgage Broker
- Lloyds Lifetime Mortgage Calculator
- Hsbc Pensioner Mortgage
- Skipton Building Society Retirement Mortgage
- Nationwide Equity Release Scheme
How much is it common to release from a home
- 50% home reversion plans Royal London Equity Release
- 60% loan to value monthly payment lifetime mortgage Aviva
- 50% Santander over 60 mortgage
- 25% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Central Trust
- 25% loan to value home reversion schemes Precise Mortgages
Equity Release Mortgage Under 55
Popular LTV ratios of Liverpool Victoria later life interest-only mortgages over 70, More2Life equity release plans for people over 60, OneFamily interest only lifetime mortgages for people over 60, YBS over 60 lifetime mortgages no fees, Metro Bank mortgages for 60 year olds and SunLife equity release schemes for over 55’s are 50%, 60% and 70%.
It is often found to encounter people searching for interest-only lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, Key Retirement like Aegon are keen to see evidence of your personal circumstances in the form of pension statements.
Pitfalls of Lifetime Mortgages
Home reversion schemes can reduce the value of your estate. Lumpsum lifetime mortgages may impact ability to claim benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.
Some of the most popular loan to value ratios of TSB RIO mortgages over 75, HSBC mortgages over 70s, Halifax interest only lifetime mortgages for over 60s, L&G later life mortgages for over 60s, Royal Bank of Scotland lifetime mortgages for over 55s and Nationwide Building Society pensioner mortgages over 60 are 40%, 60% and 70%.
The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is a Private Tenant.
Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London, NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England and Wales. www.santander.co.uk. Telephone 0800 389 7000. Calls may be recorded or monitored. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our Financial Services Register number is 106054. Santander and the flame logo are registered trademarks.
Some of the most popular pensioner mortgage products are Lloyds mortgages for over 60s, HSBC interest only mortgages for over 60s near London, Post Office interest only mortgages for people over 60, Legal and General mortgages over 70s and Nationwide Building Society over 60 lifetime mortgages.
Does Santander offer Pensioner Mortgages?
Yes, Santander does pensioner mortgages at 2.51% MER.
Do Santander do Equity Release Under 55?
Yes, Santander Equity Release Under 55 is 2.51% APRC.
