1.97% RBS Equity Release – Royal Bank of Scotland

rbs

  • Remove tax-free cash from your property with RBS Equity Release
  • You don’t need to make regular monthly payments
  • Use the money to help your family
  • Continue to live in your property
  • Often used to help tax planning

Variable rates start at 1.97% APR.  Fixed-rate 2.09% for the life of the equity release scheme.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Recently completed mortgage, equity release and lifetime mortgage cases

david-p-london RBS Equity Release

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

RIO royal bank of scotland equity release

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

RIO

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

Royal bank of scotland equity release

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

mr-g

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

RIO

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

RIO

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

RIO

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

RIO

Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.

https://twitter.com/rbs
Under 65 Home owner
West London Home
Homeowner in their 70s

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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RBS Equity Release

Equity Release LTV – RBS Equity Release

The more elderly you are and the unhealthier you are, the more cash you can release with RBS Equity Release.

Aviva Retirement Mortgages

One Family

Just Drawdown Lifetime Mortgages

Canada Life Drawdown Lifetime Mortgages

 

 

Equity Release LTV

  • 60% home reversion plans Fortify Insurance Solutions
  • 30% loan to value home reversion plans Central Trust
  • 50% loan to value home reversion schemes Age Concern

Lloyds Bank Equity Release Interest Rates

 

Pitfalls of Lifetime Mortgages

Home reversion plans can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a broker’s fee, and you could be exposed to changes in interest rates with some products.

Small business owners detail likely with equity to release from their homes

  • Operation of gravel and sand pits; mining of clays and kaolin Banbury
  • Motion picture distribution activities Crowborough
  • Renting and leasing of air passenger transport equipment Helmsley
  • Painting Polegate
  • Other service activities n e c Tadcaster
  • Architectural activities Wells-next-the-Sea
  • Manufacture of knitted and crocheted fabrics Ambleside
  • Licensed clubs Chertsey
  • Manufacture of watches and clocks Shipston-on-Stour
  • Other manufacturing n e c St Helens
  • Production of cutlery Amersham
  • Manufacture of fibre optic cables Horncastle
  • Operation of rail freight terminals Bury St Edmunds
  • Other food services North Tawton
  • Manufacture of locks and hinges South Kirkby and Moorthorpe
  • Book publishing Bedworth
  • Production of essential oils Burnham-on-Sea
  • Manufacture of other ceramic products n e c Berkeley

It is often found to find people seeking out monthly payment lifetime mortgage, lump sum lifetime mortgages or lifetime mortgage with flexible drawdown cash release. However, Key Retirement like VitalityLife Equity Release is keen to see paperwork to show your circumstances in the form of investment statements.

Areas of the UK where Lifetime Mortgages are popular

  • Colchester
  • Pudsey
  • Tenterden
  • Northallerton
  • Coulsdon
  • Medlar-with-Wesham
  • Totnes
  • Fakenham
  • Boroughbridge
  • Crewkerne
  • Painswick
  • Ossett
  • West Bedlington
  • Chorleywood
  • Masham
  • New Romney
  • Alnwick
  • Bottesford

Providers for UK Equity Release

  • Lifetime Mortgage from L&G
  • Pure Retirement
  • Just Retirement

 

 

 

 

Aviva lifetime mortgage

Legal & General - Flexible Pink

Legal & General - Flexible Blue

Canada LIfe - Interest Select Gold Flexi

  • Liverpool Victoria LV Equity Release Schemes
  • Stonehaven Interest Select Plan
  • Age Partnership Interest Only Lifetime Mortgage
  • Canada Life Equity Release
  • More2Life Capital Choice Plan

 

  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Just Retirement Equity Release Plans
  • L&G Legal & General Flexible Lifetime Mortgage
  • Pure Retirement Drawdown Plan

 

  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Plans
  • NatWest Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Aviva Flexible Voluntary Repayment Plan

 

  • Bridgewater Lifetime Mortgage
  • Hodge Lifetime Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release Plans
  • More 2 Life Tailored Choice Plan

 

  • Stonehaven Equity Release Scheme
  • Aviva Equity Release
  • Bridgewater Equity Release Plans
  • Hodge Lifetime Mortgage Flexible Drawdown Plan

 

  • Just Retirement Interest Only Lifetime Mortgage
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • NatWest Equity Release Schemes
  • Age Partnership Equity Release Plans

The 1st and 2nd charge lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.Lloyds Bank Equity Release On Second Homes

Spanish Property Equity Release

Spanish Property Lifetime Mortgage

Self Cert Mortgage for Spain

European Non-Status mortgage lender 2021