Remove tax free cash from your house
No monthly repayments
Help your family with the cash you release
Stay living in your own house for as long as you like
Can be a vehicle to reduce tax bills

Equity Release percentages of your current property value

The more elderly you are and the unhealthier you are the more money you can release.

Equity release is common among business owners like below

Public relations and communications activities Woking
Activities of tourist guides Carlton Colville
Electrical installation Pudsey
Cargo handling for land transport activities Shildon
Retail sale of audio and video equipment in specialised stores Kenilworth
Other research and experimental development on natural sciences and engineering Desborough
Wholesale of mining, construction and civil engineering machinery Bridport
Funeral and related activities Woodley
Wholesale of household goods other than musical instruments n e c Thame
Manufacture of cocoa and chocolate confectionery Leiston
Wholesale of wine, beer, spirits and other alcoholic beverages Alcester
Manufacture of equipment for concrete crushing and screening and roadworks Harwich
Agents selling agricultural raw materials, livestock, textile raw materials and semi-finished goods Enfield
Investigation activities Earby
Manufacture of luggage, handbags and the like, saddlery and harness Harlow
Combined facilities support activities Tenbury Wells
Real estate agencies Stapleford
Manufacture of bearings, gears, gearing and driving elements Syston

Towns where Lifetime Mortgages are routine

Hawkinge
Oundle
Earby
Tottenham
Uppingham
Kidsgrove
Shrewsbury
Hounslow
Keynsham
Torpoint
Wiveliscombe
Stalybridge
Ivybridge
Gorleston-on-Sea
Melksham

How much is it common to release from a home

60% monthly payment life time mortgage AIG Life
55% loan to value monthly payment life time mortgage Just Retirement
45% loan to value monthly payment equity release Vida
30% loan to value (LTV) lump sum lifetime mortgages Ecology Building Society

The lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an AST Tenant.

Disadvantages of Interest Only Lifetime Mortgages

Lump sum lifetime mortgages can reduce your estate value. Monthly payment lifetime mortgage may impact ability to claim benefits. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.

Aviva

More2Life Lifetime Mortgages

Hodge Lifetime Equity Release

Just Equity Release

TSB Lifetime Interest Only Mortgage
Royal Bank of Scotland Equity Release Schemes
Hodge Equity Release Plans
More to Life Flexi Choice Voluntary Payment Super Lite
Pure Retirement Lifetime Mortgage
NatWest Equity Release
Age Partnership Interest Only Lifetime Mortgage
More2Life Capital Choice Plus Plan
L&G Legal & General Flexible Plus Lifetime Mortgage
Liverpool Victoria LV= Flexible Lifetime Mortgage
More 2 Life Capital Choice Plan
Stonehaven Interest Select Plan
Nationwide Interest Only Lifetime Mortgage
Bridgewater Equity Release
Canada Life Lifestyle Lite Flexi
L&G Legal & General Flexible Lifetime Mortgage
Lloyds Bank Equity Release Schemes
More 2 Life Tailored Choice Plan

It’s very regular to discover individuals searching for monthly payment lifetime mortgage, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Lifetime Mortgage from L&G like The Exeter Equity Release are keen to see evidence of your personal situation in the form of bank statements.

UK Equity Release Providers

Key Retirement
Crown
Age Concern
Zurich

RBS Lifetime Mortgages – Royal Bank of Scotland

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