4.61% APR lifetime mortgage for purchase of home 2026

Release-tax free equity from your house
You don’t need to make regular monthly payments
Use the equity released for anything you like
Still, have a few more mortgages payments to make? No problems
Continue to live in your own property
Often used to help tax planning

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property*
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
DD dash MM dash YYYY
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Equity Release UK Lenders

Bower
More to Life
the Telegraph
Prudential
Legal & General

Retired business owners that may be interested in Home Reversion Schemes

Manufacture of synthetic rubber in primary forms Spalding
Electrical installation Crediton
Wholesale of dairy products, eggs and edible oils and fats St Mary Cray
Binding and related services Sheringham
Demolition Ramsgate
Wholesale of mining, construction and civil engineering machinery Launceston
Renting and leasing of cars and light motor vehicles Bromborough
specialised design activities Haslemere
Media representation services Leyton
Manufacture of pumps Birchwood
Urban and suburban passenger railway transportation by underground, metro and similar systems Liskeard
Manufacture of plastic packing goods Gainsborough
Manufacture of mattresses Hebden Royd
Other accommodation Swanscombe and Greenhithe
Specialised cleaning services Bentham
Manufacture of pesticides and other agrochemical products Swaffham
Manufacture of soft drinks; production of mineral waters and other bottled waters Cheltenham
Unlicensed carrier South Cave

Areas of the UK where equity release is common

Ulverston
Dovercourt
Shoreham-by-Sea
March
Padstow
Padstow
Birkenhead
Hartlepool
Coleford
Raunds
Highworth
Ingleby Barwick
Swaffham
Haslingden
Aldeburgh
Hartland
Shaftesbury
Kidsgrove
Wednesbury
Eastwood

Aviva Lifetime Mortgages
Hodge Lifetime Mortgage Plus
Just retirement defined benefit
Royal Bank of Scotland Equity Release
Saga Equity Release Schemes
Aviva Equity Release Schemes
Just retirement equity release key features
Pure Retirement Classic Voluntary Payment Super Lite
Nationwide Equity Release Plans
Canada Life Lifestyle Lite Flexi
Liverpool Victoria LV Equity Release Plans
Nationwide Equity Release Schemes
More to Life Tailored Choice Plan
Hodge Lifetime Mortgage Flexible Drawdown Plan
Liverpool Victoria LV Equity Release
More2Life Flexi Choice Drawdown Lite Plan
Stonehaven Interest Only Lifetime Mortgage
Nationwide Equity Release
Age Partnership Interest Only Lifetime Mortgage

Equity Release LTV Percentages

50% monthly payment equity release Legal & General
60% LTV monthly payment lifetime mortgage Just Retirement
40% loan to value home reversion schemes LV equity release
25% loan to value (LTV) monthly payment lifetime mortgage Evolution Money
30% loan to value monthly payment equity release HSBC Direct
40% loan to value monthly payment equity release Prudential Lifetime

Downsides of Lifetime Mortgages

Lump-sum lifetime mortgages can reduce your estate value. Lifetime mortgage with flexible drawdown cash release may impact entitlements to benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

The mortgage lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

What percentage can be released?

The more aged you are and the more serious your illnesses you are the more money you can release.

Hodge Lifetime Lifetime Mortgages
Equity Release Mortgage Under 55

Legal and General Retirement Mortgages

Pure Retirement Equity Release

LV Lifetime Mortgages

It is often found to encounter individuals searching for lump sum lifetime mortgages, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Age Concern like The Exeter Equity Release are keen to see proof of your personal situation in the form of bank statements.