Low rate Principality Equity Release is it as cheap as Hodge Lifetime?

  • Remove tax free cash from your house
  • No monthly repayments
  • Help a family member buy their own home with a modest mortgage
  • Stay living in your own house
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Homeowner in their 60s
Homeowner in their 70s
South West London Home

Examples of retired small business owners likely to have equity to release

  • Manufacture of fruit and vegetable juice Kirkham
  • Motion picture projection activities Earl Shilton
  • Specialists medical practice activities Worksop
  • Treatment and disposal of hazardous waste Wilmslow
  • Activities of mortgage finance companies Ashbourne
  • Activities of credit bureaus Cranbrook
  • Activities of political organizations Bawtry
  • Sewerage Tamworth
  • Manufacture of central heating radiators and boilers Fleet
  • Manufacture of non-electric domestic appliances Bridgnorth
  • Funeral and related activities Middleton
  • Manufacture of doors and windows of metal Camborne
  • Operation of bus and coach passenger facilities at bus and coach stations Alfreton
  • Manufacture of pumps Stockton-on-Tees
  • Research and experimental development on social sciences and humanities Ryde
  • Renting and leasing of cars and light motor vehicles Exmouth
  • Manufacture of cleaning and polishing preparations Highworth
  • Manufacture of ice cream Mitcheldean


Equity Release LTV

  • 50% monthly payment life time mortgage AIG Life
  • 45% LTV lump sum lifetime mortgages 1st Stop Home Loans
  • 60% loan to value home reversion schemes Just Retirement
  • 35% loan to value monthly payment lifetime mortgage Pure Retirement


Disadvantages of Lifetime Mortgages

Monthly payment life time mortgage can reduce your estate value. Monthly payment life time mortgage may impact entitlements to benefits. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

UK Providers for Equity Release

  • Just Retirement
  • Prudential
  • Legal and General


What percentage can be released?

The more elderly you are and the unhealthier you are the more tax free money you can release.

It is common to encounter people searching for monthly payment equity release, monthly payment life time mortgage or interest-only lifetime mortgages, however, Lifetime Mortgage from L&G like LV Liverpool Victoria are keen to see paperwork to show your personal situation in the form of investment statements.

HSBC Equity Release

Canada Life Retirement Mortgages


Areas in the UK where retirement mortgages are routine

  • Carshalton
  • Bishops Castle
  • Marlborough
  • Leatherhead
  • Ware
  • Lymington
  • Skelmersdale
  • Watton
  • Brighouse
  • Midsomer Norton
  • Brackley
  • Ilkley
  • Kingsbridge
  • Filey
  • Minehead
  • Yate
  • Tavistock
  • Cirencester
  • Sturminster Newton

Just Retirement - Roll-Up Lifetime Mortgage

more 2 life lifetime mortgage

Legal & General Home Finance lifetime mortgage

Pure Retirement Ltd joint lifetime mortgage

  • Pure Retirement Equity Release Schemes
  • HSBC Equity Release Schemes
  • Lloyds Bank Equity Release Schemes
  • NatWest Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Voluntary Select Gold
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Liverpool Victoria LV Equity Release Schemes
  • HSBC Equity Release Plans
  • TSB Equity Release
  • Canada Life Lifetime Mortgages
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Nationwide Equity Release Plans
  • Hodge Equity Release Schemes
  • More to Life Capital Choice Plan
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Stonehaven Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Age Partnership Lifetime Mortgage

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

HSBC Equity Release Advice