Low rate Principality Equity Release for 2026

• Remove tax-free cash from your house with Principality Building Society Equity Release
• No monthly repayments unless you want interest-only payments
• Help a family member buy their own home with a modest mortgage
• Stay living in your own house

How much cash can I borrow?

You can borrow 60% of your property’s valuation. For example, if your house is worth £240,000, you can release £144,000.

Examples of retired small business owners likely to have equity to release

• Manufacture of fruit and vegetable juice, Kirkham
• Motion picture projection activities Earl Shilton
• Specialists medical practice activities Worksop
• Treatment and disposal of hazardous waste Wilmslow
• Activities of mortgage finance companies Ashbourne
• Activities of credit bureaus Cranbrook
• Activities of political organisations in Bawtry

• Sewerage Tamworth
• Manufacture of central heating radiators and boilers Fleet
• Manufacture of non-electric domestic appliances Bridgnorth
• Funeral and related activities Middleton
• Manufacture of doors and windows of metal Camborne
• Operation of bus and coach passenger facilities at bus and coach stations Alfreton
• Manufacture of pumps Stockton-on-Tees
• Research and experimental development on social sciences and humanities Ryde
• Renting and leasing of cars and light motor vehicles Exmouth
• Manufacture of cleaning and polishing preparations Highworth
• Manufacture of ice cream Mitcheldean

Principality Building Society Equity Release
The Principality have some of the most aggressive interest rates

Equity Release LTV

• 50% monthly payment lifetime mortgage AIG Life
• 45% LTV lump sum lifetime mortgages 1st Stop Home Loans
• 60% loan to value home reversion schemes Just Retirement
• 35% loan to value monthly payment lifetime mortgage Pure Retirement

Disadvantages of Lifetime Mortgages

A monthly-payment lifetime mortgage can reduce your estate’s value. A monthly payment lifetime mortgage may impact entitlements to benefits. You may need to pay a legal fee, and you could be exposed to changes in interest rates with some products.

UK Providers for Equity Release

• Just Retirement
• Prudential
• Legal and General

What percentage can be released?

The more elderly you are and the unhealthier you are the more tax-free money you can release.

It is common to encounter people searching for monthly payment equity release, monthly payment lifetime mortgage or interest-only lifetime mortgages; however, Lifetime Mortgage from L&G, like LV Liverpool Victoria, are keen to see paperwork to show your personal situation in the form of investment statements.

Canada Life Retirement Mortgages

Areas in the UK where retirement mortgages are routine

• Carshalton
• Bishops Castle
• Marlborough
• Leatherhead
• Ware
• Lymington
• Skelmersdale
• Watton
• Brighouse
• Midsomer Norton
• Brackley
• Ilkley
• Kingsbridge
• Filey
• Minehead
• Yate
• Tavistock
• Cirencester
• Sturminster Newton

• Pure Retirement Equity Release Schemes
• HSBC Equity Release Schemes
• Lloyds Bank Equity Release Schemes
• NatWest Lifetime Mortgage
• More to Life Flexi Choice Voluntary Payment Super Lite
• Canada Life Voluntary Select Gold
• More2Life Flexi Choice Voluntary Payment Super Lite
• Liverpool Victoria LV Equity Release Schemes
• HSBC Equity Release Plans
• TSB Equity Release
• Canada Life Lifetime Mortgages
• L&G Legal & General Premier Flexible Lifetime Mortgage
• Liverpool Victoria LV Equity Release Plans
• Nationwide Equity Release Plans
• Hodge Equity Release Schemes
• More to Life Capital Choice Plan
• Pure Retirement Classic Voluntary Payment Super Lite
• Stonehaven Lifetime Mortgage
• Nationwide Interest-Only Lifetime Mortgage
• Lloyds Bank Equity Release Schemes
• TSB Lifetime Interest-Only Mortgage
• Age Partnership Lifetime Mortgage

The lender will want to know if the property is a semi-detached freehold house or a Leasehold flat with a share of freehold, and if the resident is an owner-occupier primary residence.

• HSBC Equity Release Retirement
• Natwest Lifetime Mortgage Reviews
• Halifax Lifetime Mortgage On Second Property
• HSBC Lifetime Mortgage
• Lloyds Bank Equity Release Plans
• Lloyds Retirement Mortgage Rates 2026
• Santander Lifetime Mortgage On Second Property
• Lloyds Bank Retirement Mortgages
• Nationwide Lifetime Mortgage Home Reversion Plan
• Halifax Retirement Mortgage Loan
• HSBC Retirement Mortgage
• Lloyds Bank Lifetime Mortgage Calculator
• Halifax Equity Release Best Deals
• Lloyds Equity Release Drawdown
• Natwest Equity Release Scheme
• Nationwide Retirement Mortgage Broker
• Lloyds
• Natwest Retirement Mortgage Interest Rate
• Santander Equity Release From Property
• Santander Retirement Mortgage Rates 2026