Sorting by


Own a Pre Reinforced Concrete PRC & poured concrete home and need Equity Release or a Concrete House Mortgage in 2022?

Concrete House Mortgage prc property

  • Remove tax-free cash from your house with a Concrete House Mortgage
  • No regular monthly payments for some equity release plans
  • Use the money you release for anything you like
  • Continue to live in your own house
  • Often used to help tax planning

How much can I get?

You can get 65% of your home’s value. As an example, if your home is worth £210000 you can borrow £136500.

  • Free No Obligation Quote

  • Please enter a number from 10000 to 2000000000.
  • Please enter a number from 50000 to 10000000.
  • Leave blank if no mortgage outstanding
  • About You

concrete house mortgage

whitson fairhurst

Some of the most popular loan to values of Standard Chartered later life borrowing schemes over 55, Shepherds Friendly interest only mortgages for over 65 year olds, Churchill mortgages for over 50 year olds, Skipton Building Society retirement interest only mortgages over 75, Nottingham Building Society interest only lifetime mortgages for over 70s and Cumberland Building Society interest only lifetime mortgages for people over 60 are 45%, 55% and 70%.

prc property

  • Your Requirements

  • Please enter a number from 3000 to 200000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Concrete House Mortgage and Equity Release

It’s very regular to find individuals seeking out lump sum lifetime mortgages, lump sum lifetime mortgages, or monthly payment equity release, however, Key Retirement like AA equity release is keen to see paperwork to show your circumstances in the form of bank statements.

PRC repairs on non-traditional right to buy homes with concrete panels need to be done to the correct standards for normal mortgage lending and equity release.  Most lenders prefer traditional brick right to buy property titles, but options for the right to buy concrete panels homes still exist.

Do Darlington Building Society have positive reviews for equity release?

Yes, Darlington Building Society reviews are splendid for equity release.

Towns where Lifetime Mortgages are routine with the PRC certificate in place – ideal for concrete ex council houses

  • Ellesmere
  • St Mary Cray
  • Hebden Royd
  • Penkridge
  • Tonbridge
  • Wooler
  • Tow Law
  • Kendal
  • Ludgershall
  • Scarborough
  • Ringwood
  • West Mersea
  • Newhaven
  • Shefford
  • Fordwich
  • Minchinhampton

What are Darlington Building Society rates for equity release?

Darlington Building Society interest rates for equity release are 2.12% APRC.

Equity Release percentages of your current property value for all types of prc

  • 60% lumpsum lifetime mortgages Zurich
  • 55% loan to value lumpsum lifetime mortgages Bower
  • 25% LTV home reversion schemes United Trust Bank
  • 50% LTV monthly payment equity release 1st Stop Home Loans
  • 30% LTV home reversion schemes Manchester Building Society

Retired small business owners that may be interested in lifetime mortgages and PRC houses mortgage lenders

  • Information technology consultancy activities Boroughbridge
  • Manufacture of medical and dental instruments and supplies Ottery St Mary
  • Wholesale of other machinery and equipment Nelson
  • Investigation activities Appleby-in-Westmorland
  • Repair of watches, clocks, and jewellery Dartford
  • Undifferentiated service-producing activities of private households for own use Tenterden
  • Manufacture of ceramic tiles and flags Shipston-on-Stour
  • Publishing of learned journals Swindon
  • Manufacture of dyes and pigments Horncastle
  • Manufacture of electrical and electronic equipment for motor vehicles and their engines Lechlade
  • Scheduled passenger air transport Prescot
  • Manufacture of metal structures and parts of structures Cheltenham
  • Wholesale of machine tools Penrith
  • Publishing of computer games Billingham
  • Growing of other non-perennial crops Thorne
  • Data processing, hosting, and related activities Midsomer Norton
  • Production of coffee and coffee substitutes Scarborough
  • Manufacture of luggage, handbags and the like, saddlery and harness Bridlington
  • Aviva Equity Release Schemes
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Liverpool Victoria LV Equity Release
  • Pure Retirement Equity Release Plans
  • Lloyds Bank Equity Release
  • TSB Equity Release Plans
  • More to Life Tailored Choice Plan
  • Age Partnership Equity Release Schemes
  • Just Retirement Equity Release Schemes
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • NatWest Equity Release
  • Aviva Flexible Voluntary Repayment Plan
  • More to life Capital Choice Plus Plan
  • Royal Bank of Scotland Equity Release Schemes
  • Age Partnership Equity Release Plans
  • Bridgewater Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • More to life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Plan
  • Nationwide Equity Release
  • TSB Equity Release
  • NatWest Equity Release Schemes

UK Equity Release Scheme Providers

  • More to life
  • Prudential Lifetime
  • Key Solutions
  • Legal & General

prc properties Equity Release Schemes

Popular loan to values of LVE mortgages for 60 year olds, More 2 Life pensioner mortgages over 60, OneFamily RIO mortgages over 75, YBS interest only lifetime mortgages for over 70s, Royal London remortgages for people over 50 years old and SunLife mortgages over 65 are 45%, 60% and 65%.

Do Darlington Building Society do Equity Release?

Yes, Darlington Building Society Equity Release is 2.29% MER.

Downsides of Equity Release Plans

Interest-only lifetime mortgages can reduce the value of your estate. Lump-sum lifetime mortgages may impact entitlements to state benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Aviva Equity Release

Hard to mortgage property types include properties in the course of construction or pre-construction, properties where multiple third parties are living in an annexe, feuhold/freehold properties (including flats) in Scotland, crofted houses and properties with owned solar panels.

Legal and General Mortgages

Hard to finance property types include pre-fabricated reinforced concrete (PRC), properties with pre 1945 asbestos or similar composition roof tiles, steel frame/clad properties built before 1990, privately developed flats in blocks of two storeys without a lift and privately developed flats in blocks of three or four storeys without a lift.

More to life Lifetime Mortgages

Do Darlington Building Society do Pensioner Mortgages?

Yes, Darlington Building Society Pensioner Mortgages are 2.1% APR.

One Family Lifetime Mortgages

Equity Release percentages of your current property value – PRC house

The more aged you are and the more serious your illnesses you are the more money you can release.

Equity Release Scheme concrete house uk

Does Darlington Building Society offer Retirement Mortgages?

Yes, Darlington Building Society Retirement Mortgages are 2.08% APR.

The lender will want to know if the property is a Detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

poured concrete house

Popular LTV percentages of Lloyds remortgages for people over 50 years old, Barclays Bank retirement mortgages over 65, Halifax interest only mortgages for over 60s, Legal & General over 60 lifetime mortgages, Bank of Scotland pensioner mortgages over 70s and Nationwide BS equity release schemes for people over 70 are 45%, 60% and 65%.

Equity Release Calculator Under 55

Does Darlington Building Society offer Equity Release Under 55?

Yes, Darlington Building Society Equity Release Under 55 is 2.16% APR.

prc repair scheme

Tough to mortgage property variants can include properties with outbuildings used for normal domestic purposes (garage, workshop, stables, barn etc), properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

reema conclad

Challenging to mortgage home titles include properties built on contaminated land, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, corrugated iron construction and missing planning permission or building regulations approval.

concrete houses uk

These property types can be accepted including concrete house mortgage:

Any property of Easiform construction.
Any property containing mundic concrete.
Any property containing no-fines concrete.
high-alumina cement
Property designated defective under Part XVI Housing Act 1985, Housing (Scotland) Act 1987 or Pre-Cast Reinforced Concrete (PRC) property (irrespective of whether repaired under a licence repair scheme).

Equity Release Whitson Fairhurst Construction Mortgage

This is a popular construction method among non-standard construction methods.

Non-standard property and Prefabricated house equity release options

Types of PRC home including poured concrete house equity release examples:

Precast Reinforced Concrete construction lifetime mortgage
cast in situ concrete equity release
PRC Homes equity release
Cornish Units Type 1
Cornish Units Type 2
Airey house constructions
Woolaway Construction builds
Dorran constructions
Orlit concrete houses
Reema Construction homes
Unity PRC homes equity release
Wates Group PRC builds
Hawksley constructions
Whitson Fairhurst PRC homes

AGM Modular
Cornish Bungalow
Hawksley SGS
HBL Bungalow
Myton House
Reema Hollow Panel
Reema Conclad

Concrete house mortgage
Whitson Fairhurst
Woolaway House
Woolaway Bungalow

Properties more specific to Scotland:
Blackburn Orlit House
Boot House mortgages
Dorran House mortgages
Lileshall House
Lindsay House mortgages
Myton Clyde House
Orlit House
Tarran House
Tarran Clyde House
Unitroy House
Whitson Fairhurst House
Winget House

concrete house mortgage

Some of the most popular retirement finance offerings are Lloyds Bank help to buy for over 60s, HSBC retirement mortgages, NatWest equity release schemes, Legal & General over 60 mortgages and Nationwide Building Society over 60 lifetime mortgages.

Do Darlington Building Society do Lifetime Mortgages?

Yes, Darlington Building Society does lifetime mortgages at 1.92% APRC. Darlington Building Society Lifetime Mortgages can have a loan to value of 70%.