- Remove tax-free cash from your property
- No need to make monthly payments
- Use the money for anything you like
- Still, have a mortgage? No problems
- Continue to stay in your house for as long as you like
Customer Reviews
Mrs M from Birmingham
With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.
Mrs Shaw from Lancaster
I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.
William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
Mrs E from London
I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.
Mrs G from Leeds
My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.
Mrs L from Nottingham
I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.
Ms G from Dover
I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.
The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an AST Tenant.
- Yorkshire Building Society Over 50 Mortgage
- Equity Release Mortgage Rates
- Mortgages For Retirees
- Beverley Building Society Life Time Mortgages
- Just Retirement Over 75 Mortgage
- Shared Equity Release Loan
- Edinburgh Retirement Mortgage
- National Counties Family Building Society Mortgage Rates 2021
- Chorley Building Society Interest Rates
- Mortgage On Contaminated Land
- Key Retirement Retirement Mortgage
- Hinckley & Rugby Building Society Pensioner Mortgage Calculator
- Lloyds Lifetime Mortgage Drawdown Scheme
- Age 50 Equity Release Providers
- Spanish Property Lifetime House
- Buy To Let Equity Release Schemes
- Liverpool Victoria Lifetime Mortgage Reviews
- Nationwide Equity Release Plan
- Overhead Power Supply To House
- Gloucester Building Society Pensioner Mortgage
- Natwest Equity Release Brokers Uk
- Sunlife Lifetime Lifetime Mortgage
- Lg Equity Loan
- Penrith Building Society Retirement Mortgage
- Hsbc Retirement Mortgage Reviews
- Natwest Retirement Mortgage Reviews
- Joint Ownership Over 65 Mortgage
- Mortgages For Over 55S
- Newbury Building Society Retirement Mortgage
- No Credit Check Interest Only Lifetime Mortgage
- What Does Underpinning Mean
- Metrobank Equity Loan
- Flat Roofs
- Mortgages Up To Age 85
- Rbs Equity Release Advice
- Halifax Mortgages For Over 65S
- West Bromwich Building Society Over 50 Mortgage
- Mortgage On Studio Flat
- Cumberland Building Society Workington
- Steel Framed Houses Equity Release
- Leeds Building Society Later Life Mortgages
- Short Leasehold Over 55 Mortgage
- Market Harborough Building Society Interest Only Mortgage
- Newcastle Building Society Over 65 Mortgage
- Lifetime Mortgage Equity Release Schemes
- Lloyds Lifetime Interest Only Mortgage No Credit Check
- The Nottingham
- Darlington Bs Equity Release
- Liverpool Victoria Equity Release Age
- Equity Release Mortgage Property With Over 15 Acres
- Cheshire Building Society Lifetime Mortgages Interest Only
- Canada Life Interest Select Gold Flexi
- Hodge Equity Release Schemes
- Liverpool Victoria LV Equity Release
- Pure Retirement Equity Release Plans
- HSBC Equity Release Schemes
- Lloyds Bank Equity Release
- Age Partnership Equity Release Schemes
- More2Life Capital Choice Plan
- Liverpool Victoria LV Equity Release Plans
- More2Life Capital Choice Plan
- Bridgewater Lifetime Mortgage
- Canada Life Voluntary Select Gold
- Pure Retirement Equity Release Schemes
- Nationwide Interest Only Lifetime Mortgage
- HSBC Equity Release Schemes
- Just Retirement Drawdown Lifetime Mortgage
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Lloyds Bank Equity Release Plans
- Royal Bank of Scotland Lifetime Mortgage
UK Providers for Equity Release
- the Telegraph
- Prudential
- Legal and General
It is very regular to encounter individuals searching for monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Sunlife Plans like Zurich are keen to see evidence of your situation in the form of bank statements.
Equity Release percentages of your current property value
The more aged you are and the more serious your illnesses you are the more tax-free cash you can release.
Business owners details likely with equity to release
- Retail sale of other second-hand goods in stores, not incl antiques Todmorden
- Manufacture of paper and paperboard Oundle
- Wholesale of machinery for the textile industry and of sewing and knitting machines Halesowen
- Manufacture of computers and peripheral equipment Kidsgrove
- Other building completion and finishing Frinton and Walton
- Retail sale of footwear in specialised stores South Cave
- Manufacture of other fabricated metal products n e c Chatham
- Banks Banbury
- Sea and coastal passenger water transport Huntingdon
- Manufacture of non-electronic industrial process control equipment Winsford
- Production of electricity Woburn
- Retail trade of motor vehicle parts and accessories Deal
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors Tamworth
- Repair of machinery Folkestone
- Other cleaning services Maidenhead
- Machining Kesgrave
- Repair and maintenance of other transport equipment n e c Watton
- Manufacture of power-driven hand tools Maghull
Towns where equity release is routine
- Winsford
- Marazion
- Church Stretton
- Chatham
- Tonbridge
- Ossett
- Grays
- Surbiton
- Buntingford
- Church Stretton
- Abingdon-on-Thames
- Heywood
- Totton and Eling
- Pocklington
- Alton
- Falmouth
- Belper
Drawbacks of Home Reversion Schemes
A monthly payment lifetime mortgage can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.
Equity Release percentages of your current property value
- 50% monthly payment lifetime mortgage Maximum cover Equity Release
- 35% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Blemain
- 35% loan to value monthly payment equity release Stepchange
- 30% loan to value (LTV) monthly payment lifetime mortgage Nottingham
A property that is affected by or within influencing distance of any significant factor which will have a negative impact on the property’s value or re-saleability (e.g. overhead pylons, substations, etc).
