Remove tax-free equity from your property
Grade 1 and Grade 2 listed buildings accepted
No need to make regular monthly payments
Help a family member buy their own home with a modest mortgage
Continue to stay in your property for as long as you like
Can be used to help tax planning

How much can I release?

You can get 65% of your home’s value. For example, if your home is valued at £190000 you can get £123500.

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- Equity Release
- Lifetime Mortgage
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Towns where equity release is routine

Crowland
Pocklington
Godalming
Quedgeley
Totnes
Stainforth
Hawes
Bingham
Hunstanton
Redhill
Evesham
Tewkesbury
Gillingham
Fordbridge
Leyburn
Gosport
Watford
Hexham
Ashington
Caistor
Brierfield

Challenging to mortgage home variants can include rentcharges properties with a high estate rentcharge, properties with any kind of structural defect, damp, dry or wet rot, properties of non-standard construction, mundic homes and concrete panel houses.

Challenging to mortgage property variants can include properties built or converted into dwellings more than 10 years ago, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties that are being used for personal commercial use and properties in coastal areas that may be affected by erosion.

Hard to mortgage property variants include timber framed properties built before 1920, properties with any externally applied insulation to the walls after construction, properties constructed or converted within the past 10 years, studio flats outside the M25 and properties where the flat is accessed via a deck or balcony.

Aviva Equity Release

Just Drawdown Lifetime Mortgages

Do Dudley Building Society have excellent reviews for equity release?

Yes, Dudley Building Society reviews are splendid for equity release.

LV Mortgages

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

What are the current Dudley Building Society interest rates for equity release?

Dudley Building Society interest rates for equity release are 1.93% APRC.

Drawbacks of Home Reversion Plans

Lump-sum lifetime mortgages can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Hard to finance home types include properties currently undergoing substantial alterations, extensions or repairs, properties where the ownership is set up on a tenancy in common basis, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process and freehold flats (England, Wales, Northern Ireland).

Aviva Equity Release Schemes
More 2 Life Flexi Choice Voluntary Payment Super Lite
Bridgewater Lifetime Mortgage
Canada Life Lifestyle Gold Flexi
Just Retirement Equity Release
More to life Flexi Choice Drawdown Lite Plan
Pure Retirement Classic Voluntary Payment Super Lite
Stonehaven Equity Release Scheme
Lloyds Bank Equity Release
More to Life Capital Choice Plan
Royal Bank of Scotland Lifetime Mortgage
Canada Life Lifetime Mortgages
Just Retirement Equity Release
L&G Legal & General Flexible Max Plus
Canada Life Voluntary Select Gold
Liverpool Victoria LV Equity Release Schemes
Pure Retirement Classic Drawdown Lite Plan
Stonehaven Lifetime Mortgage
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
Bridgewater Equity Release Schemes
Canada Life Equity Release
Hodge Indexed Lifetime Mortgage
More to life Capital Choice Plus Plan
More 2 Life Capital Choice Plan

Some of the most common loan to values of Aviva lifetime mortgages for people over 55, Direct Line mortgages over 70s, Sainsburys mortgages for people 60 plus, Coventry Building Society retirement mortgages over 70, Newcastle Building Society mortgages for people over 50 and National Counties Building Society interest only mortgages for over 60s near London are 45%, 60% and 65%.

Does Dudley Building Society offer Equity Release?

Yes, Dudley Building Society Equity Release is 1.89% APRC.

Some of the most popular loan to value percentage ratios of LV= retirement interest only mortgages over 75, More to life interest only mortgages for people over 70, OneFamily interest only lifetime mortgages for over 70s, YBS mortgages over 65, Metro Bank mortgages over 70s and Sun Life mortgages for over 70s are 40%, 60% and 65%.

Do Dudley Building Society do Pensioner Mortgages?

Yes, Dudley Building Society Pensioner Mortgages are 2% APR.

What percentage can be released?

The older you are and the more illnesses you have you are the more tax-free money you can release.

Equity release is common among business owners like below

Wholesale of audio tapes, records, CDs and videotapes and the equipment on which these are played, Partington
Manufacture of bodies coachwork for motor vehicles except for caravans Penrith
Wholesale of flowers and plants Amesbury
Manufacture of non-electronic industrial process control equipment Barnstaple
General secondary education Bulwell
Tanning and dressing of leather; dressing and dyeing of fur St Austell
Manufacture of margarine and similar edible fats Watford
Wholesale of coffee, tea, cocoa and spices Tenterden
Letting and operating of conference and exhibition centres Saltash
Financial intermediation not elsewhere classified Weston-super-Mare
Manufacture of other games and toys, n e c Grange-over-Sands
Manufacture of coke oven products Worksop
Renting and leasing of recreational and sports goods Mirfield
Manufacture of telegraph and telephone apparatus and equipment Thatcham
Retail sale of meat and meat products in specialised stores Fakenham
Copper production Conisbrough
Wholesale of household goods other than musical instruments n e c Hatfield
Distribution of electricity Whitchurch

It’s common to find individuals searching for lifetime mortgages with flexible drawdown cash release, lumpsum lifetime mortgages or home reversion plans, however, Bower like Fortify Insurance Solutions are keen to see proof of your personal circumstances in the form of investment statements.

Do Dudley Building Society do Retirement Mortgages?

Yes, Dudley Building Society Retirement Mortgages are 2.04% MER.

Release Equity In House Under 55

Equity Release Providers

More to life
LV lifetime mortgage
Bower

Does Dudley Building Society offer Equity Release Under 55?

Yes, Dudley Building Society Equity Release Under 55 is 2.15% APRC.

Common loan to values of Lloyds later life borrowing schemes over 55, HSBC RIO mortgages over 75, Halifax RIO mortgages over 75, L&G mortgages for people over 50, Bank of Scotland mortgages over 65 and Nationwide BS interest only lifetime mortgages for people over 60 are 50%, 60% and 65%.

Equity Release LTV Percentages

60% lump sum lifetime mortgages Zurich
45% loan to value (LTV) lump sum lifetime mortgages Shawbrook
30% loan to value monthly payment lifetime mortgage Holmesdale Building Society
50% loan to value home reversion plans Age Partnership
60% loan to value monthly payment lifetime mortgage Norton Finance

Grade 2 listed buildings•
Grade 1 or 2* listed buildings

Some of the most common retirement finance offerings include Lloyds Bank retirement mortgages, Barclays interest only mortgages for over 60s near London, Halifax pensioner mortgages, L&G interest only mortgages for over 65 year olds and Nationwide BS lifetime mortgages.

Does Dudley Building Society offer Lifetime Mortgages?

Yes, Dudley Building Society do lifetime mortgages at 1.82% MER. Dudley Building Society Lifetime Mortgages have a loan to value (ltv) of 65%.

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