Remove tax-free equity from your property
Grade 1 and Grade 2 listed buildings accepted
No need to make regular monthly payments
Help a family member buy their own home with a modest mortgage
Continue to stay in your property for as long as you like
Can be used to help tax planning

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Towns where equity release is routine

Crowland
Pocklington
Godalming
Quedgeley
Totnes
Stainforth
Hawes
Bingham
Hunstanton
Redhill
Evesham
Tewkesbury
Gillingham
Fordbridge
Leyburn
Gosport
Watford
Hexham
Ashington
Caistor
Brierfield

Aviva Equity Release

Just Drawdown Lifetime Mortgages

LV Mortgages

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with a share of freehold and if the resident is an Assured shorthold tenancy tenant.

Drawbacks of Home Reversion Plans

Lump-sum lifetime mortgages can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Aviva Equity Release Schemes
More 2 Life Flexi Choice Voluntary Payment Super Lite
Bridgewater Lifetime Mortgage
Canada Life Lifestyle Gold Flexi
Just Retirement Equity Release
More2Life Flexi Choice Drawdown Lite Plan
Pure Retirement Classic Voluntary Payment Super Lite
Stonehaven Equity Release Scheme
Lloyds Bank Equity Release
More to Life Capital Choice Plan
Royal Bank of Scotland Lifetime Mortgage
Canada Life Lifetime Mortgages
Just Retirement Equity Release
L&G Legal & General Flexible Max Plus
Canada Life Voluntary Select Gold
Liverpool Victoria LV Equity Release Schemes
Pure Retirement Classic Drawdown Lite Plan
Stonehaven Lifetime Mortgage
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Lifetime Mortgage
Bridgewater Equity Release Schemes
Canada Life Equity Release
Hodge Indexed Lifetime Mortgage
More2Life Capital Choice Plus Plan
More 2 Life Capital Choice Plan

What percentage can be released?

The older you are and the more illnesses you have you are the more tax-free money you can release.

Equity release is common among business owners like below

Wholesale of audio tapes, records, CDs and videotapes and the equipment on which these are played, Partington
Manufacture of bodies coachwork for motor vehicles except for caravans Penrith
Wholesale of flowers and plants Amesbury
Manufacture of non-electronic industrial process control equipment Barnstaple
General secondary education Bulwell
Tanning and dressing of leather; dressing and dyeing of fur St Austell
Manufacture of margarine and similar edible fats Watford
Wholesale of coffee, tea, cocoa and spices Tenterden
Letting and operating of conference and exhibition centres Saltash
Financial intermediation not elsewhere classified Weston-super-Mare
Manufacture of other games and toys, n e c Grange-over-Sands
Manufacture of coke oven products Worksop
Renting and leasing of recreational and sports goods Mirfield
Manufacture of telegraph and telephone apparatus and equipment Thatcham
Retail sale of meat and meat products in specialised stores Fakenham
Copper production Conisbrough
Wholesale of household goods other than musical instruments n e c Hatfield
Distribution of electricity Whitchurch

It’s common to find individuals searching for lifetime mortgages with flexible drawdown cash release, lumpsum lifetime mortgages or home reversion plans, however, Bower like Fortify Insurance Solutions are keen to see proof of your personal circumstances in the form of investment statements.

Release Equity In House Under 55

Equity Release Providers

More2Life
LV lifetime mortgage
Bower

Equity Release LTV Percentages

60% lump sum lifetime mortgages Zurich
45% loan to value (LTV) lump sum lifetime mortgages Shawbrook
30% loan to value monthly payment lifetime mortgage Holmesdale Building Society
50% loan to value home reversion plans Age Partnership
60% loan to value monthly payment lifetime mortgage Norton Finance

Grade 2 listed buildings•
Grade 1 or 2* listed buildings