Need to pay off mortgage? Get 4.85% equity release or a lifetime mortgage in 2026

pay-off-mortgage

  • Remove tax-free equity from your property
  • No regular monthly payments
  • Use the money for a motorhome or new car
  • 2.85% interest rate
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Homeowner in their 60s
Southfields House
Wandsworth Family Home
Putney Home




The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is a private tenant.

Aviva

More2Life Equity Release

 

Towns of the UK where equity release is common

  • Bedworth
  • Rothwell
  • Battle
  • Bromborough
  • Chagford
  • Halstead
  • Amble
  • Broseley
  • Ilfracombe
  • Market Weighton
  • Goole
  • Uttoxeter
  • Dorking
  • Penistone
  • Mirfield
  • West Bromwich
  • Northfleet
Equity Release Belfast Interest Rate

 

How often is it common to release from a home

The older you are and the more illnesses you have, the more cash you can release.

Equity Release Belfast Advice

  • Bridgewater Equity Release
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Lloyds Bank Equity Release Schemes
  • NatWest Lifetime Mortgage
  • Aviva Lifestyle Flexible Option
  • Hodge Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Interest-Only Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Plans
  • NatWest Equity Release Schemes
  • More 2 Life Capital Choice Plan
  • More to Life Tailored Choice Plan
  • Canada Life Lifestyle Gold Flexi
  • HSBC Equity Release Plans
  • TSB Lifetime Interest-Only Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Saga Lifetime Mortgage

 

Equity Release Providers

  • More2Life
  • Pure Retirement
  • Key Retirement
  • Pure Retirement
Canada Life - Lifestyle Gold

LV= Lump Sum+ Lifetime Mortgage

Legal & General - Flexible Pink

Just lifetime mortgage

It’s often found to encounter individuals looking for monthly payment equity release, monthly payment lifetime mortgage or home reversion plans; however, Sunlife Plans like AIG Life are keen to see proof of your circumstances in the form of pension statements.

Disadvantages of Home Reversion Plans

Interest-only lifetime mortgages can reduce the value of your estate. Lump-sum lifetime mortgages may affect the ability to claim entitlements. You may need to pay a broker’s fee, and you could be exposed to changes in interest rates with some products.

Examples of retired small business owners likely to have equity to release

  • Sale of other motor vehicles Bedworth
  • Manufacture of veneer sheets and wood-based panels Southgate
  • Shaping and processing of flat glass Croydon
  • Manufacture of plastics in primary forms Dartmouth
  • Manufacture of compressors Rye
  • Travel agency activities Gillingham
  • Retail sale of clothing in specialised stores Arundel
  • Repair and maintenance of ships and boats Berkhamsted
  • Agents specialized in the sale of other particular products Burford
  • Investigation activities Wickham
  • Manufacture of batteries and accumulators Corbridge
  • Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Yate
  • Motion picture, television and other theatrical casting activities Marlborough
  • Manufacture of corrugated paper and paperboard, sacks and bags Redcar
  • Activities of conference organisers Burnham-on-Crouch
  • Manufacture of weapons and ammunition Northallerton
  • Manufacture of mortars Folkestone
  • Manufacture of bodies coachwork for motor vehicles except caravans Bishops Waltham

 

How much is it common to release from a home

  • 60% monthly payment life time mortgage Aegon
  • 35% loan to value (LTV) lifetime mortgage with flexible drawdown cash release West One
  • 50% loan to value monthly payment equity release Precise
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Skipton Building Society

 

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