Find the benefits of Nottingham Equity Release for homeowners

  • RIORemove tax-free money from your property
  • Not necessary to make monthly payments
  • Use the money to help your family buy their first home
  • Stay living in your own home
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Customer Testimonials


David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.


Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.


Mrs G from Leeds

My daughter is a single mother, and I got a £120,000 lifetime mortgage to buy her a flat outright as she has had a succession of poorly maintained rental flats not suitable for her child.


Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.


Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.


Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.


Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.


Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.


Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

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Putney Home
London House Finance


UK Equity Release Providers

  • Sunlife Plans
  • Step Change
  • Key Solutions
  • Aegon


Examples of small business owners with home equity to release

  • Undifferentiated goods-producing activities of private households for own use St Blaise
  • Roofing activities Emsworth
  • Pre-primary education St Austell
  • Raising of other animals Wainfleet All Saints
  • Manufacture of military fighting vehicles East Ham
  • Other social work activities without accommodation n e c Longridge
  • Butter and cheese production Barnet
  • Service activities incidental to air transportation Oswestry
  • Motion picture distribution activities Yateley
  • Mining of chemical and fertilizer minerals Ulverston
  • Manufacture of wiring devices Rye
  • Landscape service activities Verwood
  • Manufacture of railway locomotives and rolling stock Ilfracombe
  • Inland passenger water transport Tidworth
  • Take-away food shops and mobile food stands Nelson
  • Combined office administrative service activities Maldon
  • Manufacture of kitchen furniture Skipton
  • Manufacture of electronic measuring, testing etc equipment, not for industrial process control Horwich


It is very regular to encounter individuals searching for a monthly payment lifetime mortgage, lumpsum lifetime mortgages or interest-only lifetime mortgages, however, Age Concern like Legal & General are keen to see evidence of your personal situation in the form of pension statements.

Areas where Lifetime Mortgages are routine

  • Daventry
  • Midhurst
  • Chatteris
  • Dewsbury
  • Morley
  • Melksham
  • Hungerford
  • Stocksbridge
  • Clay Cross
  • Chippenham
  • Wellingborough
  • Walthamstow
  • Cotgrave
  • Wednesbury
  • Colyton
  • Brampton

Canada Life Drawdown Lifetime Mortgages

Hodge Lifetime Drawdown Lifetime Mortgages

Legal and General Drawdown Lifetime Mortgages

Crown Retirement Mortgages

More2Life Drawdown Lifetime Mortgages

Just Lifetime Mortgages

Santander Lifetime Mortgage Reviews


Equity Release Loan To Value

  • 55% lifetime mortgage with flexible drawdown cash release Aegon
  • 30% LTV lump sum lifetime mortgages Spring Finance
  • 60% loan to value (LTV) lifetime mortgage with flexible drawdown cash release Precise


Equity Release LTV Percentages

The older you are and the unhealthier you are the more cash you can release.

Just Retirement - Roll-Up Lifetime Mortgage

More2Life - Capital Choice Plus Plan

Hodge Lifetime - Lump Sum Lifetime Mortgage

Canada Life - Lifestyle Lite

Pitfalls of Lifetime Mortgages

A monthly payment lifetime mortgage can reduce the value of your estate. Lump-sum lifetime mortgages may impact the ability to claim entitlements. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Santander Lifetime Mortgage Calculator

  • Aviva Lifetime Mortgages for Pensioners
  • Pure Retirement Equity Release Plans
  • Lloyds Bank Equity Release
  • Canada Life Voluntary Select Gold
  • More2Life Capital Choice Plus Plan
  • L&G Legal & General Flexible Max Plus
  • HSBC Lifetime Mortgage
  • More 2 Life Tailored Choice Plan
  • L&G Legal & General Flexible Max Scheme
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion schemes
  • Aviva Flexible Voluntary Repayment Plan
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Classic Drawdown Lite Plan
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Saga Lifetime Mortgage
  • Age Partnership Equity Release Schemes

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Nottingham Building Society Product name: Retirement Interest-Only Mortgage Capital repayment or interest-only? Interest-only. Minimum/Maximum property value: none. Maximum loan sum: £500,000. Maximum LTV: 40%. Minimum/Maximum age at application: 55 Minimum, no max. Minimum income: none, though you’ll need to be able to prove you can afford the interest payments. Overpayments: up to ten per cent allowed each year, as long as they reach a Minimumimum of £500. How is the loan repaid? Generally through the sale of the property, but any repayment strategy will be accepted. This means your family won’t have to sell your home when you die if they can afford to pay off the mortgage through other means.