- Remove tax-free money from your property with a Northern Ireland Equity Release Plan
- Not necessary to make regular monthly payments unless you prefer interest-only payments
- Use Equity Release Northern Ireland for a motorhome or new car
- Are you still paying a mortgage? We can help with that
- Stay living in your own home for as long as you like
- 5.38% fixed
Take advantage of the stability of the property market in Northern Ireland
Our lenders for Equity Release Northern Ireland:
- Lender 1 5.38% Variable tracker rate
- Lender 2 5.47% Fixed rate
- Lender 3 4.71% variable capped at 5.2%
How much cash can I borrow?
You can release 70% of your property’s valuation. For example, if your home is valued at £350,000 you can release £245,000.
To find out more, with no hidden fees or charges, please complete the form below:
- Halifax Equity Release
- Yorkshire Bank Equity Release Plan
- YBS Lifetime Mortgage Buy To Let
- Lloyds Bank Equity Release Schemes
Release Equity Northern Ireland: What It Entails
Equity release refers to ways homeowners can release funds from their property while still living there. Lifetime mortgages and home reversion plans are the primary methods of equity release.
- Nationwide mortgages for over 60s, Retirement Mortgages, Interest Only
- Natwest Retirement Mortgage Loan
- Age Partnership Lifetime Mortgages
- Bad Credit Mortgage Advice
- BISF Equity Release On Second Homes
- Tipton & Coseley Mortgage Drawdown Scheme
- Natwest
- Nationwide Equity Release Scheme
- Barclays Retirement Interest Only Mortgage On Second Property
Benefits of Releasing Equity
Financial Freedom
It offers homeowners the chance to tap into their property’s value without moving, providing financial flexibility in retirement.
No Monthly Repayments
Some equity release products have no monthly repayments, making them accessible to many people.
- Nationwide Retirement Mortgage
- Lloyds Lifetime Mortgage Rates 2025
- Nationwide
- Best Mortgages For Over 50s Retirement Mortgage House
Northern Ireland Equity Release percentages of your current property value
- 50% home reversion plans Maximum cover Equity Release
- 40% LTV lifetime mortgage with flexible drawdown cash release Prudential
- 25% LTV lifetime mortgage with flexible drawdown cash release Virgin Money PLC
Towns of the UK where Equity Release Northern Ireland is popular
- Chickerell
- Amble
- Polegate
- Stonehouse
- Farnham
- Royston
- Brentford
- Richmond
- Silloth
- Henley-in-Arden
- North Walsham
- Eccleshall
- Haywards Heath
- Stevenage
- Reading
- Daventry
Equity Release Northern Ireland Lenders
- Hodge Lifetime Mortgage Flexible Drawdown Plan
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Pure Retirement Classic Drawdown Lite Plan
- Lloyds Bank Lifetime Mortgage
- TSB Lifetime Interest-Only Mortgage
- More to Life Flexi Choice Drawdown Lite Plan
- Royal Bank of Scotland Equity Release Schemes
- L&G Legal & General Flexible Lifetime Mortgage
- Liverpool Victoria LV Equity Release Plans
- Pure Retirement Classic Voluntary Payment Super Lite
- Saga home reversion plan
- Just Retirement Equity Release Plans
- More to Life Capital Choice Plan
- Lloyds Bank Equity Release Plans
- TSB Equity Release Plans
- Liverpool Victoria LV Equity Release Plans
- More to Life Flexi Choice Drawdown Lite Plan
- Stonehaven Interest Select Plan
- NatWest Equity Release Plans
- Equity Release Northern Ireland
- More 2 Life Flexi Choice Drawdown Lite Plan
- Age Partnership Interest Only Lifetime Mortgage
The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is a Private Tenant, and if the property is in Belfast.
Does the Scottish Building Society have good reviews for equity release?
Yes, Scottish Building Society reviews are superb for equity release.
Challenging to mortgage home titles include properties built on contaminated land, leasehold properties with a short lease, typically less than 70 years, or a defective lease, properties with boundary disputes or where planning applications have not been applied correctly, thatched buildings and concrete frames.
Pitfalls of Equity Release Schemes
Interest-only lifetime mortgages can reduce the inheritance for your family. Home reversion schemes may impact entitlements to state benefits. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.
What are the current Scottish Building Society equity release rates?
Scottish Building Society interest rates for equity release are 2.25% APRC.
Difficult-to-finance home types can include timber-framed properties built before 1920, properties with single-skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, properties constructed or converted within the past ten years, privately developed flats in blocks of five storeys or more, and flats above or adjacent to commercial premises.
Difficult-to-mortgage property variants can include properties in poor condition, properties where ownership is set up on a tenancy in everyday basis, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process, and properties with leased solar panels.
Popular loan-to-value percentage ratios of Aviva mortgages over 70s, Zurich lifetime mortgages for people over 55, Churchill interest-only mortgages for over 60s near London, Coventry Building Society interest-only mortgages for over 65-year-olds, Nottingham Building Society lifetime mortgages for people over 55, and Progressive Building Society mortgages for over 70s are 40%, 55% and 65%.
Does the Scottish Building Society offer Equity Release?
Yes, the Scottish Building Society Equity Release is 5.81% APR.
- Other transportation support activities in Leominster
- First-degree level higher education in Irthlingborough
- Collection of non-hazardous waste in Heanor and Loscoe
- Operation of warehousing and storage facilities for air transport activities, Ramsey
- Manufacture of tubes, pipes, hollow profiles, and related fittings of steel, Wokingham
- Youth hostels Cleobury Mortimer
- Photographic activities not elsewhere classified Honiton
- Manufacture of non-wovens and articles made from non-wovens, except apparel Tenterden
- Growing of fibre crops Rochester
- Construction of railways and underground railways Portishead and North Weston
- Regulation of health care, education, cultural and other social services, not incl social security, Godmanchester
- Water collection, treatment, and supplyin Cromer
- Mixed farming Totton and Eling
- Manufacture of ice cream Calne
- Retail sale of newspapers and stationery in specialized stores Coalville
Some of the most common loan-to-value ratios of LV= mortgages for over 60, More to Life mortgages for 60 plus, OneFamily mortgages for over 65, YBS over 60-lifetime mortgages, Royal London mortgages for 60-year-olds and SunLife retirement mortgages over 60 are 45%, 60% and 65%.
Lenders for Equity Release
- Aviva
- New Life
- Key Solutions
- AA equity release
Typical loan-to-value percentage ratios of Lloyds mortgages for people over 50, Barclays mortgages for 60-year-olds, NatWest mortgages for 60-plus pensioners, Legal and General later life interest only mortgages over 75, RBS later life interest only mortgages over 60 and Nationwide BS equity release schemes for people over 70 are 50%, 60% and 70%.
Does the Scottish Building Society offer Retirement Mortgages?
Yes, Scottish Building Society Retirement Mortgages are 2.23% APR.
Pure Retirement Equity Release
Does the Scottish Building Society offer Equity Release Under 55?
Yes, the Scottish Building Society Equity Release Under 55 is 2.24% APRC.
Many of the most appealing retirement loan offerings include TSB mortgages for 60 plus, Barclays later life mortgages, Halifax retirement mortgages, Legal and General retirement mortgages and Nationwide mortgages for people 60 plus.
Pure Retirement
Northern Ireland•
Channel Islands•
Isle of Man
Scottish Isles
Properties valued at less than £100000
Does the Scottish Building Society offer Lifetime Mortgages?
Yes, the Scottish Building Society does lifetime mortgages at 1.94% MER. Scottish Building Society Lifetime Mortgages can have a loan to value (ltv) of 65%.
Appealing retirement mortgage products are Lloyds interest-only remortgages for over 70s, Barclays retirement remortgages, Halifax over-60 remortgages, L&G equity release plans, and Nationwide Building Society remortgages for 60-year-olds.
Standard loan-to-value percentages of TSB retirement interest-only remortgages over 60, HSBC pensioner remortgages over 70s, Halifax remortgages for over 70s, Legal & General interest-only lifetime remortgages for over 60s, Royal Bank of Scotland later life remortgages for over 60s, and Nationwide Building Society remortgages over 65 are 50%, 60% and 70%.
Popular loan-to-value percentage ratios of LV= RIO mortgages over 75, More 2 Life retirement interest only remortgages over 60, One Family over 60 lifetime remortgages no fees, Yorkshire Building Society, remortgages for over 60s, Metro Bank remortgages for people over 50 years old and Axa later life interest only remortgages over 75 are 50%, 60% and 65%.
Standard LTV percentages of Virgin Money equity release schemes for over 55’s, Zurich later life remortgages for over 70s, Churchill equity release schemes for over 55’s, Coventry Building Society remortgages for over 65, West Bromwich Building Society interest only lifetime remortgages for people over 60 and National Counties Building Society interest only lifetime remortgages for people over 60 are 45%, 60% and 70%.
