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No credit check equity release – No fees 2.18% APR rate for 2021


  • Remove tax-free equity from your property
  • 2.18% APR
  • An identity check only – no credit checks carried out
  • Not necessary to make regular monthly payments
  • Use the money for home improvements
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Wandsworth Family Home
Money tied up in home
Homeowner in their 70s
Southfields House
Southfields House
South West London Home

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Equity Release Lenders

  • Legal and General
  • Pure Retirement
  • the Telegraph


  • More 2 Life Capital Choice Plus Plan
  • Bridgewater Equity Release Schemes
  • Pure Retirement Equity Release Plans
  • Nationwide Equity Release Schemes
  • Lloyds Bank Equity Release Plans
  • Just Retirement Equity Release Schemes
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Classic Voluntary Payment Super Lite
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Equity Release
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • Nationwide Equity Release Schemes
  • More to Life Tailored Choice Plan
  • NatWest Equity Release
  • Saga home reversion plan
  • Canada Life Equity Release Schemes
  • Pure Retirement Equity Release
  • Stonehaven Interest Select Plan
  • Nationwide Equity Release
  • More 2 Life Capital Choice Plus Plan


Drawbacks of Home Reversion Plans

Monthly payment equity release can reduce the inheritance for your family. Lump sum lifetime mortgages may impact entitlements to benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Canada Life Equity Release Calculator

Areas where Lifetime Mortgages are routine

  • Dunwich
  • Pudsey
  • Southminster
  • Fordwich
  • Seaton
  • Malvern
  • Chorley
  • Biddulph
  • Bromsgrove
  • March
  • Easingwold
  • Faversham
  • Great Torrington
  • Kirkby Stephen
  • New Romney
  • Ambleside
  • Brightlingsea

Canada Life Equity Release Criteria

The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

One Family Drawdown Lifetime Mortgages

Crown Lifetime Mortgages

Its common to encounter people seeking out home reversion schemes, lump sum life time mortgages or monthly payment equity release, however, Key Retirement like LV Liverpool Victoria are keen to see paperwork to show your circumstances in the form of investment statements.

Successful business owners who could benefit from Home Reversion Scheme estate planning

  • Renting and leasing of cars and light motor vehicles Newbiggin-by-the-Sea
  • Manufacture of ovens, furnaces and furnace burners Torquay
  • Wholesale of machine tools Dinnington St Johns
  • Quarrying of ornamental and building stone, limestone, gypsum, chalk and slate Bacup
  • Manufacture of fibre optic cables Weston-super-Mare
  • Printing n e c Alton
  • Solicitors Aylsham
  • Retail sale of meat and meat products in specialised stores Spennymoor
  • Manufacture of other knitted and crocheted apparel Harworth and Bircotes
  • Renting and leasing of media entertainment equipment Carshalton
  • Shaping and processing of flat glass Wendover
  • Wholesale of computers, computer peripheral equipment and software Greater Willington
  • Activities of production holding companies Chorleywood
  • Other publishing activities Fazeley
  • Wholesale of watches and jewellery Redcar
  • Manufacture of bricks, tiles and construction products, in baked clay Bromyard
  • Activities of agricultural holding companies Fordbridge
  • Landscape service activities Wimborne Minster


Equity Release LTV

The older you are and the the more illnesses you have you are the more money you can release.

Equity Release LTV Percentages

  • 60% monthly payment lifetime mortgage Fortify Insurance Solutions
  • 55% loan to value monthly payment lifetime mortgage Sunlife Plans
  • 35% loan to value lump sum lifetime mortgages LV lifetime mortgage
  • 30% loan to value home reversion plans Monmouthshire
  • 55% loan to value (LTV) home reversion plans Lifetime Mortgage from L&G
  • 45% LTV home reversion schemes Crown
  • 25% loan to value home reversion schemes Central Trust


LV= lifetime mortgage

Legal & General - Flexible Blue

Just Retirement - Roll-Up Lifetime Mortgage

LV= Lump Sum+ Lifetime Mortgage