Release cash from your home
No regular monthly repayments
Use the money for a holiday
Are you still paying a mortgage? No problems
Continue to stay in your house for as long as you like

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Conventional Payment Mortgage

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Julia A
My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Mrs V from Hastings
I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

How much is it common to release from a home

The more aged you are and the more illnesses you have you are the more tax-free cash you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

Canada Life Lifestyle Gold Flexi
Just retirement defined benefit
Stonehaven Interest Select Plan
TSB Equity Release Schemes
NatWest Lifetime Mortgage
Canada Life Voluntary Select Gold Flexi
Lloyds Bank Equity Release Schemes
Royal Bank of Scotland Lifetime Mortgage
Age Partnership Interest Only Lifetime Mortgage
Bridgewater Equity Release Plans
Just Retirement Drawdown Lifetime Mortgage
Pure Retirement Classic Voluntary Payment Super Lite
NatWest Lifetime Mortgage
Age Partnership Lifetime Mortgage
Pure Retirement Classic Voluntary Payment Super Lite
Lloyds Bank Equity Release Schemes

How much is it common to release from a home

60% monthly payment lifetime mortgage AA equity release
50% loan to value (LTV) interest-only lifetime mortgages Key Retirement
45% LTV home reversion plans Blemain

It is common to encounter people seeking out monthly payment equity release, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, More2Life like The Exeter Equity Release are keen to see paperwork to show your situation in the form of pension statements.

Business owners who could benefit from equity release tax planning

Operation of warehousing and storage facilities for air transport activities Twickenham
Casting of iron Rotherham
Museums activities Padiham
Other publishing activities Kenilworth
Sale, maintenance and repair of motorcycles and related parts and accessories Devizes
Foreign affairs Strood
First-degree level higher education Tonbridge
Manufacture of other general-purpose machinery n e c Howden
Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Hessle
Wholesale of other intermediate products Chulmleigh
Activities of other holding companies n e c Westerham
Combined facilities support activities Loughborough
Agents specialized in the sale of other particular products Kingsbridge
Other retail sale of food in specialised stores Oldham
Wholesale of live animals Bilston
Manufacture of fibre optic cables Queenborough-in-Sheppey
Growing of citrus fruits New Romney
Wholesale of musical instruments Widnes

Downsides of Equity Release Schemes

A monthly payment lifetime mortgage can reduce the inheritance for your family. Lump-sum lifetime mortgages may impact the ability to claim benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.