Equity Release in NI

  • NIRelease cash from your home
  • No regular monthly repayments
  • Use the money for a holiday
  • Are you still paying a mortgage? No problems
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.


Julia A
My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.


Mrs V from Hastings
I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Home equity Tied Up

Old money home
Access home equity


How much is it common to release from a home

The more aged you are and the more illnesses you have you are the more tax-free cash you can release.

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

  • Canada Life Lifestyle Gold Flexi
  • Just retirement defined benefit
  • Stonehaven Interest Select Plan
  • TSB Equity Release Schemes
  • NatWest Lifetime Mortgage
  • Canada Life Voluntary Select Gold Flexi
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Lifetime Mortgage
  • Age Partnership Interest Only Lifetime Mortgage
  • Bridgewater Equity Release Plans
  • Just Retirement Drawdown Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • NatWest Lifetime Mortgage
  • Age Partnership Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Lloyds Bank Equity Release Schemes


How much is it common to release from a home

  • 60% monthly payment lifetime mortgage AA equity release
  • 50% loan to value (LTV) interest-only lifetime mortgages Key Retirement
  • 45% LTV home reversion plans Blemain



Just lifetime mortgage

Canada Life - Lifestyle Gold

Santander Retirement Mortgage Loan

It is common to encounter people seeking out monthly payment equity release, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, More2Life like The Exeter Equity Release are keen to see paperwork to show your situation in the form of pension statements.

Santander Retirement Mortgage Advice


Business owners who could benefit from equity release tax planning

  • Operation of warehousing and storage facilities for air transport activities Twickenham
  • Casting of iron Rotherham
  • Museums activities Padiham
  • Other publishing activities Kenilworth
  • Sale, maintenance and repair of motorcycles and related parts and accessories Devizes
  • Foreign affairs Strood
  • First-degree level higher education Tonbridge
  • Manufacture of other general-purpose machinery n e c Howden
  • Wholesale of grain, unmanufactured tobacco, seeds and animal feeds Hessle
  • Wholesale of other intermediate products Chulmleigh
  • Activities of other holding companies n e c Westerham
  • Combined facilities support activities Loughborough
  • Agents specialized in the sale of other particular products Kingsbridge
  • Other retail sale of food in specialised stores Oldham
  • Wholesale of live animals Bilston
  • Manufacture of fibre optic cables Queenborough-in-Sheppey
  • Growing of citrus fruits New Romney
  • Wholesale of musical instruments Widnes


Downsides of Equity Release Schemes

A monthly payment lifetime mortgage can reduce the inheritance for your family. Lump-sum lifetime mortgages may impact the ability to claim benefits. You may need to pay a valuation fee and you could be exposed to changes in interest rates with some products.

Towns where retirement mortgages are common

  • Yarmouth
  • Burnham-on-Sea
  • Bridgnorth
  • Lowestoft
  • Dalton Town with Newton
  • Kenilworth
  • Farnham
  • Wolsingham
  • Ripley
  • Attleborough
  • Eccles
  • Thaxted
  • Biggleswade
  • Portishead and North Weston
  • Helston
  • Hartlepool
  • Highbridge
  • Barnard Castle


UK Lenders for Equity Release

  • Sunlife Plans
  • New Life
  • the Telegraph

Legal and General

More2Life Drawdown Lifetime Mortgages

Just Lifetime Mortgages

LV Mortgages

Canada Life

Hodge Lifetime Lifetime Mortgages