Is Newcastle Equity Release the best in the market?

  • Remove money from your property
  • No monthly repayments
  • Use the money to help your family buy their first home
  • Are you still paying a mortgage? No problems
  • Continue to stay in your house for as long as you like
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy



Over 55 Home owner
Access home equity
Santander Equity Release On Second Homes

Disadvantages of Equity Release Plans

Monthly payment life time mortgage can reduce the value of your estate. Lump sum lifetime mortgages may impact entitlements to state benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

How much is it common to release from a home

  • 60% monthly payment lifetime mortgage Old Mutual Wealth
  • 50% loan to value lumpsum lifetime mortgages Sunlife Plans
  • 45% loan to value (LTV) interest-only lifetime mortgages Saga
  • 40% loan to value lumpsum lifetime mortgages Optimum Credit
  • 25% LTV monthly payment equity release State Bank of India

Aviva Mortgages

Pure Retirement Mortgages

It’s common to encounter individuals seeking out lump sum lifetime mortgages, monthly payment life time mortgage or lifetime mortgage with flexible drawdown cash release, however, More2Life like LV Liverpool Victoria are keen to see paperwork to show your situation in the form of bank statements.

Examples of retired business owners likely to have equity to release

  • Agents involved in the sale of food, beverages and tobacco Crewkerne
  • Removal services Warrington
  • Photocopying, document preparation and other specialised office support activities Ponteland
  • Retail sale of beverages in specialised stores Ipswich
  • First-degree level higher education South Woodham Ferrers
  • Physical well-being activities Hounslow
  • Advertising agencies Holsworthy
  • Financial leasing Pateley Bridge
  • Manufacture of woven or tufted carpets and rugs Knaresborough
  • Television programme production activities North Hykeham
  • Public houses and bars Ventnor
  • Activities of distribution holding companies Winsford
  • Manufacture of machinery for paper and paperboard production Cotgrave
  • Manufacture of other food products n e c Andover
  • Wholesale of wine, beer, spirits and other alcoholic beverages Ashby Woulds
  • Raising of other cattle and buffaloes Eccleshall
  • Performing arts Dronfield
  • Repair of other equipment Enfield

The lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

Areas of the UK where equity release is routine

  • Horwich
  • Hemel Hempstead
  • Burford
  • Leiston
  • Ferryhill
  • Tetbury
  • Wimborne Minster
  • Rochester
  • Woburn Sands
  • South Molton
  • Sprowston
  • St Columb Major
  • Bradninch
  • Accrington
  • Winsford
  • Cricklade
  • Thirsk

 

Equity Release Providers

  • Lifetime Mortgage from L&G
  • Bridgewater
  • Key Retirement
  • Stonehaven Mortgage

 

  • Bridgewater Equity Release Schemes
  • Canada Life Equity Release Plans
  • Hodge Lifetime Mortgage Plus
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release
  • TSB Lifetime Interest Only Mortgage
  • Canada Life Interest Select Gold Flexi
  • Pure Retirement Equity Release Schemes
  • Age Partnership Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Nationwide Interest Only Lifetime Mortgage
  • HSBC Equity Release Plans
  • Hodge Indexed Lifetime Mortgage
  • Saga Equity Release Schemes
  • Age Partnership Equity Release Plans

 

What percentage can be released?

The older you are and the unhealthier you are the more tax free money you can release.

Santander Equity Release Mortgage

 

Pure Retirement Ltd lifetime mortgage

More2Life - Flexi Choice Super Lite

Just Retirement - Roll-Up Lifetime Mortgage

Legal & General - Flexible Blue