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Discover the benefits of Newbury Equity Release for UK property

  • newbury building societyRelease money from your home with Newbury Building Society Equity Release
  • Not necessary to make regular monthly payments
  • Use the money you release for anything you like
  • Continue to live in your own house

How much money can I release?

You can release 60% of your home’s valuation. For example, if your house is valued at £230000 you can get £138000.

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  • Please enter a number from 3000 to 2000000000.
  • Please enter a number from 30000 to 100000000.
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Concise Finance Customer Reviews


Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.


Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.


Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

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  • Leave blank if no mortgage outstanding
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Money tied up in home

Do Newbury Building Society do Lifetime Mortgages?

Yes, Newbury Building Society do lifetime mortgages at 2.19% APR. Newbury Building Society Lifetime Mortgages have a loan to value of 55%.

Wandsworth Family Home

Do Newbury Building Society do Equity Release Under 55?

Yes, Newbury Building Society Equity Release Under 55 is 2.27% APR.

London House Finance

Does Newbury Building Society offer Retirement Mortgages?

Yes, Newbury Building Society Retirement Mortgages are 2.18% MER.

Money tied up in house

Do Newbury Building Society do Pensioner Mortgages?

Yes, Newbury Building Society Pensioner Mortgages are 1.87% APRC.

Does Newbury Building Society offer Equity Release?

Yes, Newbury Building Society Equity Release is 1.8% MER.

Towns where Lifetime Mortgages are routine

  • Charlbury
  • Bollington
  • Rye
  • Berkeley
  • Hawes
  • Malton
  • Southwick
  • Ventnor
  • Horncastle
  • Broseley
  • Bulwell
  • Woburn Sands
  • Wolverton and Greenleys
  • Ilfracombe
  • Ottery St Mary
  • Sevenoaks


What are the current Newbury Building Society interest rates for equity release?

Newbury Building Society rates for equity release are 1.99% APRC.

Equity Release LTV

  • 50% home reversion schemes Royal London Equity Release
  • 30% loan to value monthly payment lifetime mortgage Evolution Money


  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Equity Release Plans
  • Saga Lifetime Mortgage
  • More to Life Capital Choice Plus Plan
  • Pure Retirement Equity Release
  • Stonehaven Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgages for Pensioners
  • More to life Flexi Choice Voluntary Payment Super Lite
  • Canada Life Equity Release Plans
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Equity Release
  • Canada Life Second Home Voluntary Select Plan
  • Just retirement equity release key features
  • More to life Tailored Choice Plan
  • Stonehaven Equity Release Scheme
  • TSB Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans
  • Saga home reversion plan
  • More 2 Life Capital Choice Plus Plan


Do Newbury Building Society have favourable reviews for equity release?

Yes, Newbury Building Society reviews are superb for equity release.

Downsides of Newbury Building Society Equity Release

Lumpsum lifetime mortgages can reduce your estate value. Home reversion schemes may impact entitlements to benefits. You may need to pay a solicitor’s fee and you could have higher rates to pay with some schemes.

Equity release is common among business owners like below

  • Manufacture of locks and hinges South Shields
  • Operation of warehousing and storage facilities for air transport activities Horsham
  • Retail sale via stalls and markets of food, beverages and tobacco products Beckenham
  • Manufacture of other men’s outerwear Maidenhead
  • Renting and leasing of cars and light motor vehicles Stockport
  • Manufacture of other builders’ carpentry and joinery Helston
  • Other passenger land transport Brandon
  • Post-harvest crop activities Wymondham
  • Sale of other motor vehicles Wellington
  • Activities of conference organisers Sprowston
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Amble
  • Support activities for other mining and quarrying Stroud
  • Roofing activities Crewe
  • Retail sale via stalls and markets of textiles, clothing and footwear Crawley
  • Production of coffee and coffee substitutes Wareham
  • Other amusement and recreation activities n e c Wallasey
  • Recovery of sorted materials South Brent
  • Activities of construction holding companies Clun

Hodge Lifetime Mortgages

Many of the most appealing retirement loan offerings are Lloyds later life mortgages, Barclays retirement interest only mortgages, NatWest retirement interest only mortgages, Legal and General later life borrowing schemes and Nationwide Building Society RIO mortgages.

One Family Retirement Mortgages

Popular LTV ratios of Lloyds Bank lifetime mortgages for over 55s, Barclays mortgages for pensioners over 60, NatWest later life mortgages for over 70s, Legal and General equity release schemes for over 55’s, Bank of Scotland mortgages for people 60 plus and Nationwide BS interest only lifetime mortgages for over 60s are 50%, 60% and 65%.

Canada Life Retirement Mortgages



Popular LTV ratios of Liverpool Victoria mortgages for 60 year olds, More 2 Life later life borrowing schemes over 55, One Family mortgages for people over 50, Yorkshire Bank later life mortgages for over 60s, Principality Building Society over 60 lifetime mortgages no fees and Sun Life RIO mortgages over 75 are 45%, 55% and 70%.

How much is it common to release from a home

The more elderly you are and the more illnesses you have you are the more cash you can release.

Just Retirement - Roll-Up Lifetime Mortgage

Difficult to finance home variants include properties in the course of construction or pre-construction, properties where tenants live in a self-contained part of the property, feuhold/freehold properties (including flats) in Scotland, commonhold properties and freehold flats (England, Wales, Northern Ireland).

More to life  - Tailored Choice Plan

Popular loan to value percentage ratiosof Aviva retirement interest only mortgages over 75, Shepherds Friendly mortgages for 60 plus, Leeds Building Society lifetime mortgages for over 60s, Coventry Building Society later life interest only mortgages over 75, Nottingham Building Society interest only mortgages for over 70s and National Counties Building Society over 60 mortgages are 45%, 60% and 70%.

more 2 life lifetime mortgage

Difficult to finance property types can include timber framed properties built before 1920, timber framed properties built between 1920 and 1965, steel frame/clad properties built before 1990, studio flats outside the M25 and basement or lower ground floor flats without level access to private or communal garden space.

Premier Flexible Black

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

UK Lenders for Equity Release

  • Age Partnership
  • Santander
  • Key Retirement
  • AIG Life

Tough to finance home titles can include properties built or converted into dwellings within the last 10 years, properties with a single annexe or other self-contained part of the property, agricultural use of the land and any outbuildings, properties that have solar farms or a large number of wind turbines on the land and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Santander Lifetime Mortgage Buy To Let

It is usual to discover people seeking out lump sum lifetime mortgages, monthly payment lifetime mortgage or home reversion plans, however, Aviva like AIG Life are keen to see evidence of your personal situation in the form of investment statements.

Santander Lifetime Mortgage Broker

Newbury Building Society Product name: Retirement Interest-Only 5-Year Discount Capital repayment or interest-only? Interest-only. Minimum property value: £125,000. Minimum/Maximum loan sum: £50,000 (or £40,000 for those with existing Newbury loans)/£500,000. Maximum LTV: 50%. Minimum/Maximum age at application: 60/90. Minimum income: £30,000. Overpayments: fee-free overpayments of up to 20% per year allowed in the first three years. For payments above that, 3% ERCs apply during the first year, dropping to 2% in year two and 1% in year three. Unlimited fee-free overpayments allowed after three years. How is the loan repaid? When you die or move into care and the property is sold.

Challenging to finance home titles can include high service charges, properties close to mining works, areas of landfill, areas of recent flooding or subsidence, some properties with sitting tenants or regulated tenancies, mundic homes and properties that has never been registered with the land registry.