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New-build or recently renovated properties equity release for 2021


  • Release cash from your home
  • New build properties accepted
  • Heavily refurbished homes or houses converted to flats
  • Variable rates as low as 1.79% APR
  • Fixed rates at 2.3%
  • No monthly repayments unless you want to pay the interest
  • Use the money you release for anything you like
  • Stay living in your own home
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Homeowner in their 60s
Homeowner in their 60s
Cash tied up in home
Over 55 Home owner

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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UK Equity Release Scheme Lenders

  • Aviva
  • Pure Retirement
  • Key Solutions

Its common to encounter people seeking out home reversion plans, monthly payment lifetime mortgage or monthly payment equity release, however, Sunlife Plans like Old Mutual Wealth are keen to see evidence of your personal situation in the form of investment statements.

Canada LIfe - Interest Select Gold Flexi

Canada Life Home Finance lifetime mortgage

Hodge Lifetime lifetime mortgage

Premier Flexible Black

Small business owners detail likely with equity to release from their homes

    • Growing of other perennial crops Northwich
    • Sale of new cars and light motor vehicles Hayes
    • Manufacture of other inorganic basic chemicals South Kirkby and Moorthorpe
    • Retail sale of carpets, rugs, wall and floor coverings in specialised stores Burntwood
    • Extraction of natural gas Nelson
    • Other residential care activities n e c Modbury
    • Manufacture of men’s underwear Bletchley and Fenny Stratford
    • Raising of sheep and goats Hednesford
  • Other passenger land transport Havant
  • Wholesale of agricultural machinery, equipment and supplies Cirencester
  • Other cleaning services Boston
  • Other specialist photography Bromsgrove
  • Construction of utility projects for fluids Hawkinge
  • Cutting, shaping and finishing of stone Weston-super-Mare
  • Retail sale in non-specialised stores with food, beverages or tobacco predominating Market Weighton
  • Defence activities Ongar
  • Water collection, treatment and supply Filey
  • Real estate agencies Knutsford


Towns of the UK where Lifetime Mortgages are common

  • Cockermouth
  • Sevenoaks
  • Bingham
  • Keynsham
  • Berkhamsted
  • Grassington
  • Brentwood
  • Skelton-in-Cleveland
  • Leek
  • Todmorden
  • Launceston
  • Birchwood
  • Cleator Moor
  • Lynton & Lynmouth
  • Marlow
  • Market Weighton
  • Cirencester
  • Alston
  • Bishops Waltham

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Monmouthshire Building Society Lifetime Mortgage

Monmouthshire Building Society Mortgage Rates 2021

Equity Release percentages of your current property value

  • 55% home reversion schemes LV Liverpool Victoria
  • 60% loan to value monthly payment lifetime mortgage Lifetime Mortgage from L&G
  • 55% loan to value monthly payment life time mortgage Lifetime Mortgage from L&G
  • 25% LTV monthly payment equity release Equifinance
  • 60% loan to value home reversion plans Equifinance
  • 30% loan to value (LTV) monthly payment lifetime mortgage Santander


Equity Release LTV

The older you are and the more serious your illnesses you are the more money you can release.

  • Bridgewater Equity Release Schemes
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Bridgewater Equity Release Plans
  • Liverpool Victoria LV Equity Release Plans
  • Nationwide Equity Release
  • HSBC Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Bridgewater Lifetime Mortgage
  • Hodge Lifetime Mortgage Plus
  • Pure Retirement Classic Voluntary Payment Super Lite
  • TSB Equity Release Plans
  • NatWest Equity Release Plans
  • Age Partnership Equity Release
  • Just Retirement Interest Only Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Plan
  • Lloyds Bank Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Saga Lifetime Mortgage
  • Age Partnership Interest Only Lifetime Mortgage


Drawbacks of Lifetime Mortgages

Interest-only lifetime mortgages can reduce your estate value. Monthly payment lifetime mortgage may impact ability to claim entitlements. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.