NatWest pensioner mortgage – Very low rate of 2.12% as of January 2021


  • Remove tax-free money from your property
  • 2.12% Fixed as of January 2021
  • Even lower variable rates
  • No regular monthly payments
  • Help a family member buy their own home with a modest mortgage
  • Stay living in your own home
  • Can help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

Home equity Tied Up
Under 65 Home owner
Home equity Tied Up

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Legal & General Home Finance lifetime mortgage

Canada Life Home Finance lifetime mortgage

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

More2Life - Flexi Choice Super Lite

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Equity Release Loan To Value

  • 55% home reversion schemes AIG Life
  • 55% loan to value (LTV) home reversion schemes Just Retirement
  • 25% loan to value (LTV) home reversion plans United Trust Bank
  • 45% loan to value lumpsum lifetime mortgages United Trust Bank
  • 35% loan to value home reversion plans LV equity release
  • 25% loan to value lifetime mortgage with flexible drawdown cash release Equifinance
  • 25% loan to value interest-only lifetime mortgages Bank of Ireland

Getting A Mortgage On A Property With Subsidence

What Does Underpinning Mean

Disadvantages of Equity Release Schemes

Monthly payment lifetime mortgage can reduce the value of your estate. Monthly payment equity release may impact entitlements to benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

  • Aviva Equity Release Schemes
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Interest Select Plan
  • Canada Life Voluntary Select Gold Flexi
  • More2Life Capital Choice Plus Plan
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Equity Release Schemes
  • Just retirement defined benefit
  • More 2 Life Capital Choice Plus Plan
  • Nationwide Equity Release Plans
  • More to Life Flexi Choice Drawdown Lite Plan
  • Saga Lifetime Mortgage
  • Age Partnership Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release

It’s often found to discover people searching for home reversion schemes, lump sum life time mortgages or interest-only lifetime mortgages, however, More2Life like Aegon are keen to see evidence of your personal situation in the form of pension statements.

Areas of the UK where equity release is common

  • Strood
  • Louth
  • Newhaven
  • Bolton
  • West Bromwich
  • Stratford-upon-Avon
  • Newent
  • Brackley
  • Dewsbury
  • Fleetwood
  • Winterton
  • Church Stretton

Equity Release LTV

The more aged you are and the more serious your illnesses you are the more tax free cash you can release.

Hodge Lifetime Equity Release

Legal and General Retirement Mortgages

More2Life Drawdown Lifetime Mortgages

Just Drawdown Lifetime Mortgages

Aviva Mortgages

Just Mortgages

Equity Release Lenders

  • Legal and General
  • Santander
  • Age Partnership
  • Aegon

Examples of retired business owners likely to have equity to release

  • Technical and vocational secondary education Shanklin
  • Growing of rice Burton Latimer
  • Solicitors Carterton
  • Manufacture of mortars Sherborne
  • Repair of other equipment Craven Arms
  • Manufacture of medical and dental instruments and supplies Conisbrough
  • Manufacture of imitation jewellery and related articles Coulsdon
  • Marine fishing Felixstowe
  • Wholesale of coffee, tea, cocoa and spices Coggeshall
  • Manufacture of irradiation, electromedical and electrotherapeutic equipment Moretonhampstead
  • Manufacture of knitted and crocheted hosiery Morpeth
  • Other social work activities without accommodation n e c Woburn Sands
  • Repair and maintenance of aircraft and spacecraft Morley
  • Agents specialized in the sale of other particular products Matlock
  • Manufacture of other electrical equipment Weybridge
  • General cleaning of buildings Highbridge
  • Management consultancy activities other than financial management Newport
  • Manufacture of ice cream Penrith