Remove tax-free money from your property
2.12% Fixed as of January 2021
Even lower variable rates
No regular monthly payments
Help a family member buy their own home with a modest mortgage
Stay living in your own home
Can help tax planning

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

About You
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First Line Of Your Address:*
Your Postcode:*
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Date of Birth*
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Phone Number*

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property*
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
DD dash MM dash YYYY
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
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By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

The lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an AST Tenant.

Equity Release Loan To Value

55% home reversion schemes AIG Life
55% loan to value (LTV) home reversion schemes Just Retirement
25% loan to value (LTV) home reversion plans United Trust Bank
45% loan to value lumpsum lifetime mortgages United Trust Bank
35% loan to value home reversion plans LV equity release
25% loan to value lifetime mortgage with flexible drawdown cash release Equifinance
25% loan to value interest-only lifetime mortgages Bank of Ireland

Disadvantages of Equity Release Schemes

Monthly payment lifetime mortgage can reduce the value of your estate. Monthly payment equity release may impact entitlements to benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

Aviva Equity Release Schemes
Liverpool Victoria LV Equity Release Plans
Stonehaven Interest Select Plan
Canada Life Voluntary Select Gold Flexi
More2Life Capital Choice Plus Plan
NatWest Equity Release Plans
Royal Bank of Scotland Equity Release Schemes
Just retirement defined benefit
More 2 Life Capital Choice Plus Plan
Nationwide Equity Release Plans
More to Life Flexi Choice Drawdown Lite Plan
Saga Lifetime Mortgage
Age Partnership Lifetime Mortgage
Pure Retirement Equity Release Plans
Stonehaven Equity Release

It’s often found to discover people searching for home reversion schemes, lump sum life time mortgages or interest-only lifetime mortgages, however, More2Life like Aegon are keen to see evidence of your personal situation in the form of pension statements.

Areas of the UK where equity release is common

Strood
Louth
Newhaven
Bolton
West Bromwich
Stratford-upon-Avon
Newent
Brackley
Dewsbury
Fleetwood
Winterton
Church Stretton

Equity Release LTV

The more aged you are and the more serious your illnesses you are the more tax free cash you can release.

Hodge Lifetime Equity Release

Legal and General Retirement Mortgages

More2Life Drawdown Lifetime Mortgages

Just Drawdown Lifetime Mortgages

Aviva Mortgages

Just Mortgages

Equity Release Lenders

Legal and General
Santander
Age Partnership
Aegon

Examples of retired business owners likely to have equity to release

Technical and vocational secondary education Shanklin
Growing of rice Burton Latimer
Solicitors Carterton
Manufacture of mortars Sherborne
Repair of other equipment Craven Arms
Manufacture of medical and dental instruments and supplies Conisbrough
Manufacture of imitation jewellery and related articles Coulsdon
Marine fishing Felixstowe
Wholesale of coffee, tea, cocoa and spices Coggeshall
Manufacture of irradiation, electromedical and electrotherapeutic equipment Moretonhampstead
Manufacture of knitted and crocheted hosiery Morpeth
Other social work activities without accommodation n e c Woburn Sands
Repair and maintenance of aircraft and spacecraft Morley
Agents specialized in the sale of other particular products Matlock
Manufacture of other electrical equipment Weybridge
General cleaning of buildings Highbridge
Management consultancy activities other than financial management Newport
Manufacture of ice cream Penrith

Your Requirements

About You