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4.56% APRC NatWest Lifetime Mortgage Over 60 With Free Valuation for 2024

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  • 4.56% Fixed for life
  • Use the money for any purpose including clearing your existing mortgage
  • No arrangement fee for a NatWest Lifetime Mortgage
  • Release money from your property tax-free up to 65% of your home’s value
  • Optional monthly repayment
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NatWest equity release

Customer Reviews and Example Cases RIO

Over 60 retirement mortgages

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low rate close to 2% and competitive with normal mortgages you would get by proving income.

I have saved a lot of tax.  My existing debt on my fixed interest rate mortgage left me in a position where I had to do something to help my kids get on the property ladder.

I paid off my existing residential mortgage. It was ideal for my personal circumstances and the costs involved were very small.

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Mrs. E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got an equity release loan to pay off my mortgage.  The interest charged is at a fixed rate and the initial amount helped my pay other debts.  After a set period there are more flexible features for larger sums of money, especially with medical conditions.

The legal fees were very reasonable.  I knew I would never qualify for means tested state benefits or council tax benefit so this problem was a non-issue.

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Customer Reviews With Important Information aged 55 or over

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David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.  There were no monthly payments and the plan works on rolled up interest.  I can choose to make payments to reduce the amount of interest.

mr-g natwest interest only mortgage amount borrowed

Mr. G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

natwest equity release personalised illustration

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

national westminster mortgages

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

natwest interest only mortgages amount you can borrow

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway.

I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Natwest equity release with monthly repayments
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NatWest Lifetime Mortgage Rates for 2024 are lower

The 1st and 2nd charge lenders will want to know if the property is a Freehold house or a Leasehold flat with a share of freehold and if the resident is a Private Tenant.

Crown Mortgages interest-only RIO over 70

One Family Drawdown Lifetime Mortgages over 60

Popular loan to value percentages of Standard Chartered mortgages for people 60 plus, Shepherds Friendly over 60 lifetime mortgages, Sainsbury’s later life mortgages for over 70s, Principality Building Society later life interest only mortgages over 75, West Bromwich Building Society mortgages for pensioners over 60 and National Counties Building Society retirement mortgages over 60 are 35%, 55% and 70%.

NatWest Lifetime Mortgages require a property in good condition, and the amount you ow could go up over time but hopefully the value of your home will go up to so releasing equity could be paid for by house price appreciation.

Just Drawdown Lifetime Mortgages over 75

  • L&G Legal & General Flexible Plus Lifetime Mortgage with free financial adviser
  • Find how much equity you can release with Saga Equity Release Plans
  • Bridgewater Equity Release Schemes may affect your means tested benefits
  • L&G Legal & General type of equity release Flexible Max Plus
  • Equity Release Plans with no monthly interest payments
  • Release equity with More 2 Life Flexi Choice Voluntary Payment Super Lite
  • TSB Equity Release scheme with one lump sum and charged interest yearly
  • Bridgewater Equity Release Schemes with a one off lump sum
  • L&G Legal & General Flexible Max Plus paid back when the borrower dies
  • Nationwide Equity Release Plans with the full loan amount
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Lloyds Bank Equity Release with no regular payments
  • TSB Equity Release for existing customers and new customers
  • NatWest Interest Only Lifetime Mortgage with interest monthly  – a loan secured against your home
  • Royal Bank of Scotland Equity Release Plans lending criteria information
  • Pure Retirement Classic Drawdown Lite Plan with no advice fee
  • Stonehaven Equity Release Plan with free independent advice
  • More 2 Life Tailored Choice Plan with no completion fee
  • A lifetime mortgage could enable you to pay back your old interest only mortgage

Difficult to mortgage property types include properties where proposed building works have not yet commenced, age-restricted properties, right to buy – properties in England, Wales and Northern Ireland, properties with unregistered titles subject to these being registered as part of the legal process and properties where the borrower(s) own the freehold with any connected party.

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Wealthy business owners who could benefit from equity release advice tax planning with low rate of interest and fixed interest rates

  • Manufacture of cordage, rope, twine and netting Whittlesey
  • Manufacture of non-electronic measuring, testing etc. equipment, not for industrial process control Knutsford
  • Factoring Hornsea
  • Production of ice cream Darlington
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UK Equity Release Providers – NatWest lifetime mortgage

  • Key Retirement with downsizing protection via lifetime mortgage schemes
  • Crown with low overall cost with no interest charges
  • Mortgage advice the Telegraph – property type main residence equity release
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Drawbacks of NatWest Interest Only Lifetime Mortgages

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Home reversion schemes can reduce the value of your estate. Monthly payment equity release may impact the ability to get state benefits. You may need to pay a broker’s fee, and some products expose you to changes in interest rates.

How much is it expected to release from a home – lifetime mortgage NatWest

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  • 50% home reversion schemes Fortify Insurance Solutions – you can pay the loan early if you want with an interest roll up plan
  • 60% loan to value (LTV) lump sum lifetime mortgages Lifetime Mortgage from L&G
  • 55% loan to value (LTV) monthly payment equity release 1st Stop Home Loans for a holiday home
  • 25% LTV monthly payment lifetime mortgage Earl Shilton Building Society
  • 55% loan to value home reversion schemes More to life with expert advisors
  • 40% loan to value lump sum lifetime mortgage Prudential to release equity with ad hoc payments
  • 25% loan to value lump sum lifetime mortgages Masthaven equity release provider for a cash lump sum
  • 25% loan to value lump sum lifetime mortgages Halifax – more money in further advances available for a good mortgage term
Legal & General - Flexible Indigo

It is very regular to find individuals looking for home reversion schemes, a NatWest lifetime mortgage, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Concern like AIG Life is keen to see paperwork to show your circumstances in the form of pension statements.

Navigating Lifetime Mortgage Interest Rates Over 60 and Equity Release Rates Over 70

The journey into retirement and later life brings a set of unique financial challenges and opportunities. Among the financial tools available to homeowners in the UK, lifetime mortgages and equity release plans stand out as options for those over 60 and 70. In this extensive guide, we will explore the intricacies of these financial instruments, the interest rates associated with them, and the specific offerings of NatWest, a well-known financial institution.

Natwest Lifetime Mortgages: Unlocking Home Equity Over 60

As you reach your sixties, your home’s equity becomes a valuable asset that can support your retirement dreams. Lifetime mortgages are one way to tap into this equity without the need to sell your home.

Understanding Lifetime Mortgages

A lifetime mortgage allows you to borrow against the value of your home while retaining ownership. The loan, along with accumulated interest, is repaid when you pass away or move into long-term care. This financial tool offers flexibility and can be customized to your specific needs.

The Influence of Age on Lifetime Mortgage Rates

One crucial factor in lifetime mortgage interest rates is your age at the time of borrowing. Lenders often offer more favorable rates to younger borrowers. As you get older, the rates may be slightly higher due to the expected longer loan term.

NatWest’s Offering: NatWest Lifetime Mortgages

NatWest, a prominent UK bank, provides lifetime mortgage options for homeowners over 60. Their rates and terms may vary, making it essential to explore their specific offerings to determine if they align with your financial goals.

Natwest Equity Release: A Financial Strategy Over 70

For those in their seventies and beyond, equity release continues to be a viable financial strategy. Let’s delve into how equity release works for this age group and the associated interest rates.

Natwest Equity Release Over 70

Equity release allows you to access the wealth tied up in your property without having to move or downsize. It can be particularly valuable for funding long-term care or enhancing your retirement lifestyle.

Interest Rates for Equity Release Over 70

Interest rates for equity release plans targeting individuals over 70 may differ from those for younger borrowers. The rates are influenced by various factors, including property value and loan-to-value ratio. Careful consideration of these rates is vital when evaluating equity release options.

NatWest’s Specialized Offerings: Equity Release Over 70

NatWest caters to homeowners over 70 who are considering equity release. Their specific products and interest rates may be designed to meet the unique financial needs of this age group.

Comparing NatWest’s Lifetime Mortgages and Equity Release Rates

To make informed financial decisions, it’s crucial to compare NatWest’s offerings for lifetime mortgages and equity release rates. Assessing the specific terms, interest rates, and repayment options will help you determine which financial tool aligns with your retirement goals.

Additional Considerations for Over 60 and Over 70 Borrowers

When contemplating lifetime mortgages and equity release, there are several other factors to take into account beyond interest rates.

Eligibility Criteria for Equity Release Natwest

NatWest, like other lenders, may have specific eligibility criteria for their lifetime mortgages and equity release products. These criteria can include age requirements, property valuation, and more.

Loan-to-Value Ratio For Natwest sixty plus

The loan-to-value (LTV) ratio plays a significant role in determining the amount you can borrow through lifetime mortgages and equity release. NatWest will assess your property’s value to calculate the LTV ratio, which can impact the interest rate offered.

Financial Advice for NatWest 60 plus

Seeking independent financial advice is highly recommended when considering lifetime mortgages and equity release. A qualified advisor can help you navigate the complexities of these financial tools and ensure they align with your overall financial plan.

Legal and Regulatory Aspects

Equity release is subject to legal and regulatory frameworks designed to protect consumers. Understanding the legal aspects, including the right to live in your home for life, is crucial.

Making Informed Decisions for Your Retirement

In conclusion, as you navigate the financial landscape of retirement, understanding lifetime mortgage interest rates over 60 and equity release rates over 70 is pivotal. NatWest, as a reputable financial institution, offers tailored solutions for homeowners in these age groups.

To make the most informed decisions for your retirement, you should:

  1. Explore NatWest’s Lifetime Mortgages: If you are over 60, consider NatWest’s lifetime mortgage offerings. Compare interest rates, terms, and features to determine if this financial tool suits your needs.
  2. Evaluate Equity Release Options: If you are over 70, assess equity release options from NatWest. Carefully scrutinize interest rates and repayment terms to ensure they align with your retirement goals.
  3. Consult a Financial Advisor: Seek advice from an independent financial advisor who specializes in later-life financial planning. They can provide personalized guidance and ensure that the financial tools you choose are in your best interest.
  4. Understand the Legal Aspects: Familiarize yourself with the legal and regulatory aspects of equity release to safeguard your rights and interests.
  5. Consider Your Long-Term Goals: Think about your long-term financial goals and how lifetime mortgages or equity release can help you achieve them. These tools should be part of a broader retirement strategy.

By taking these steps and considering all aspects of lifetime mortgages and equity release, you can make informed decisions that enhance your financial security and support your retirement aspirations.

Natwest Equity Release Rates: A Comprehensive Guide

Equity release has become an increasingly popular financial option for homeowners looking to access the wealth tied up in their properties. It offers a means to supplement retirement income, fund home improvements, or clear outstanding debts. However, understanding the intricacies of equity release rates is crucial to making informed decisions about this financial strategy.

In this comprehensive guide, we will explore equity release rates in detail, covering various aspects such as mortgages over 55, mortgages over 60, mortgages over 65, mortgages over 70, mortgages over 75, retirement remortgages, pensioner remortgage, lifetime mortgage, release equity, equity release, and Rio mortgage.

Natwest Mortgages Over 55: The Entry Point to Equity Release

Exploring Equity Release at 55

Mortgages over 55 represent the entry point to the world of equity release. Many homeowners consider equity release in their mid-fifties as they begin planning for retirement and exploring financial options.

Understanding Equity Release Rates at 55

At this age, equity release rates tend to be relatively competitive. Lenders often offer attractive terms to borrowers in their mid-fifties, making it an opportune time to consider this financial strategy.

Natwest Mortgages Over 60: Tailored Solutions for Seniors

A Closer Look at Over 60 Mortgages

As homeowners reach their sixties, their financial needs and goals evolve. Mortgages over 60 are designed to provide tailored solutions for seniors, including various equity release options.

Analyzing Equity Release Rates Over 60

Interest rates for equity release products can vary significantly depending on the chosen option and the lender. Homeowners in their sixties should carefully assess these rates to make informed decisions.

Natwest Bank Mortgages Over 65: Enhancing Retirement Finances

Leveraging Equity Release Over 65

For many individuals, the age of 65 marks the beginning of retirement. Mortgages over 65 offer opportunities to enhance retirement finances, and equity release becomes an appealing prospect.

Evaluating Equity Release Rates Over 65

Interest rates for equity release products may undergo slight changes for borrowers in their mid-sixties. It’s essential to consider these rates as part of your overall financial planning.

Natwest Bank Mortgages Over 70: Navigating Later Life

Late-Life Mortgages Over 70

As homeowners advance into their seventies, they face distinct financial challenges. Mortgages over 70, including equity release options, can provide solutions to address these challenges.

The Impact of Age on Equity Release Rates Over 70

Interest rates for equity release may see variations as borrowers enter their seventies. These rates are influenced by factors such as life expectancy and property value.

Mortgages Over 75: Unlocking Home Wealth in Later Years

The Role of Equity Release Over 75

For those over 75, equity release can serve as a valuable tool to unlock the wealth accumulated in their homes. It can facilitate a more comfortable retirement and help meet specific financial needs.

Examining Equity Release Rates Over 75

Interest rates for equity release may differ for individuals in their late seventies or older. These rates should be carefully considered when evaluating the suitability of equity release.

Retirement Remortgages: Restructuring Your Finances

Understanding Retirement Remortgages

Retirement remortgages are a financial strategy that allows individuals to refinance their existing mortgage or explore equity release options to better align with their retirement plans.

The Role of Interest Rates in Retirement Remortgages

Interest rates play a pivotal role in retirement remortgages. Borrowers should assess whether securing a lower interest rate or releasing equity aligns with their financial goals.

Pensioner Remortgage: Tailored Financial Solutions

The Concept of Pensioner Remortgage

Pensioner remortgage is designed to cater to the unique financial needs of retirees. It can encompass various options, including traditional remortgaging and equity release.

Evaluating Interest Rates in Pensioner Remortgages

Interest rates for pensioner remortgages can vary based on factors such as property value and the chosen financial product. Careful consideration of these rates is essential.

Lifetime Mortgage: Borrowing Against Your Home

Delving into Lifetime Mortgages

Lifetime mortgages are a popular form of equity release, allowing homeowners to borrow against their properties while retaining ownership. Interest rates are a critical aspect of these mortgages.

Unpacking Lifetime Mortgage Interest Rates

Interest rates for lifetime mortgages can vary depending on the lender and the specific product. Borrowers should thoroughly research and compare rates to find the most suitable option.

Release Equity: Accessing Your Home’s Value

The Essence of Releasing Equity

Releasing equity is the primary objective of equity release. It allows homeowners to access the wealth tied up in their homes, offering financial flexibility and opportunities.

Interest Rates in the Context of Equity Release

Interest rates are integral to the equity release process. They determine the cost of borrowing and the potential financial benefits, making them a crucial consideration for homeowners.

Equity Release: A Comprehensive Financial Strategy

The Holistic Approach of Equity Release

Equity release is more than just a financial product; it’s a comprehensive strategy that can transform retirement finances. Understanding the role of interest rates is pivotal in this strategy.

The Nuances of Equity Release Interest Rates

Interest rates in equity release can vary widely, and borrowers must comprehend the nuances of these rates to make informed decisions.

Natwest Rio Mortgage: A Unique Equity Release Option

Introducing Rio Mortgages

Retirement Interest-Only (Rio) mortgages represent a unique equity release option. They allow borrowers to pay only the interest during their lifetime, with the capital amount repaid later.

Rio Mortgage Interest Rates

Interest rates for Rio mortgages can differ from traditional lifetime mortgages. Borrowers should explore these rates when considering Rio mortgages as an equity release solution.

Property Value

The value of your property is a key determinant of equity release rates. Lenders often use loan-to-value (LTV) ratios, which are influenced by property appraisals, to calculate the rates.


Age is a significant factor in equity release rates. Younger borrowers may be offered more competitive rates, while rates may be slightly higher for older borrowers due to the expected longer loan term.

Loan Amount

The amount you wish to borrow through equity release can impact the interest rate. Larger loans may have different rate structures than smaller ones.

Lender Policies

Different lenders have varying policies and offerings when it comes to equity release rates. It’s essential to explore multiple lenders and their terms to find the most suitable option.

Economic Conditions

Economic factors, including base interest rates set by central banks, can influence equity release rates. These rates may be subject to change over time.

The Role of Financial Advisors

Given the complexities of equity release, seeking professional financial advice is paramount. Independent financial advisors can assess your individual circumstances and provide tailored guidance on equity release options and their associated rates.

Making Informed Decisions

Making informed decisions about equity release rates involves thoroughly understanding the terms and conditions, comparing offers from multiple lenders, and considering your long-term financial goals. This approach ensures that equity release aligns with your needs and aspirations.

Equity release rates are a fundamental aspect of the financial landscape for homeowners over 55, 60, 65, 70, and 75. These rates vary depending on factors such as

Popular loan to values of LV= mortgages for people 60 plus, More to life interest only retirement mortgages for over 70s, One Family mortgages for over 60s, YBS lifetime mortgages for over 55s, Principality Building Society mortgages for 60 plus pensioners and SunLife mortgages over 65 are 35%, 60% and 65%.

Natwest Lifetime Mortgage Over 55 mortgage broker
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Towns where a NatWest Lifetime Mortgage are routine for a large lump sum total loan

  • Reading NatWest interest only mortgages
  • Exmouth Natwest mortgage rates comparison
  • Tickhill mortgages with NatWest
  • Wath-upon-Dearne
  • Wimbledon
  • Painswick
  • Liskeard NatWest mortgages how much can I borrow

Rural towns

  • Bourne
  • West Ham
  • Adlington
  • Loughton
  • Cheltenham
  • Wantage Natwest mortgage additional borrowing

What cash sum percentage can be released before long term care?

The more aged you are and the more illnesses you have you are, the more tax-free money you can release.

Popular loan to value percentage ratios of TSB later life interest only mortgages over 75, interest only mortgages for over 70s, NatWest later life mortgages for over 70s, Legal & General later life interest only mortgages over 60, RBS interest only retirement mortgages for over 70s and Nationwide mortgages for over 70s are 35%, 55% and 70%.

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How does a lifetime mortgage work?

When you release money from your home the total loan amount you owe will go up over time, but you will never owe more than the value of your home. Some types of lifetime mortgage, if you are the last borrower and you die or go into long term residential care the loan is paid back from the sale of your home.

These are the contact details of NatWest direct NOT Concise Finance

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

NatWest is entered on the Financial Services Register, and its Register number is 121878. The Financial Services Register can be accessed at NatWest’s registered VAT number is GB 243852752.

NatWest adheres to the Standards of Lending Practice which are monitored and enforced by the LSB. Find out more at

If you are not satisfied with any NatWest product or service, we have a complaint handling procedure that you can use to resolve such matters. NatWest is covered by The Financial Ombudsman Service. If you are still not satisfied after following the NatWest procedures, you can ask the Ombudsman to review the complaint.

You can find out more about The Financial Ombudsman Service in a leaflet available from any branch or by telephoning NatWest. Alternatively, you can write to Financial Ombudsman Service, Exchange Tower, London, E14 9SR or telephone 020 7964 1000.

Popular pensioner finance products include TSB equity release schemes, later life mortgages, Halifax later life interest-only mortgages, L&G retirement mortgages and Nationwide Building Society pensioner mortgages.

Difficult to mortgage property variants include timber-framed properties built before 1920, properties with any external treatment applied to the roof after construction, properties constructed or converted within the past 10 years, freehold/feuhold flats (Scotland only) and properties where the flat is accessed via a deck or balcony.

Tough to finance property titles include properties built or converted into dwellings within the last 10 years, properties with room(s) used for a small amount of personal commercial use, properties without direct access to an adopted highway or which are accessed over an unmade road, properties that are being used for personal commercial use and properties with mobile phone masts.

Challenging to mortgage property titles include rent charges properties with a high estate rent charge, high service charges – properties where the Service Charge per annum at the time of application is more than 2% of the property value, derelict property, asbestos construction and Airey, Boot, Cornish Unit, and Parkinson Frame.

Does NatWest do Lifetime Mortgages?

Yes, NatWest lifetime mortgages are 2.56% APRC. A Natwest retirement interest-only mortgage can be a great option also for people with income.

Does NatWest do Equity Release Under 55?

Yes, NatWest Equity Release Under 55 is 2.56% MER.

NatWest Lifetime mortgage interest rates are generally fixed for the life of the drawdown lifetime mortgage. With an enhanced lifetime mortgage and indeed most lifetime mortgages it is simply a loan secured on your home and you maintain a 100% stake in your home equity.

The good thing about NatWest lifetime mortgage products is they have no early repayment charge and the flexible lifetime mortgage uses the value of your home for a long term loan without early repayment charges.

This later life lending equity release product can affect your tax position, your pension credit and welfare benefits.

How does a lifetime mortgage work?

A lifetime mortgage is designed to last your entire life, with interest rolling up over the term.

You’ll need to take independent legal advice for this financial product, it’s the law.

You could release smaller amounts after your case completes as interest is charged by the day, as flexible drawdown is the most popular form of equity release to offer larger sums after the full amount.  This is possible as the average interest rate is very low, but not interest free.

The mortgage advisor will look at the market value of our home, your retirement income and the bank of England base rate, and an age requirement of the lender that may do standard interest only mortgage offers.

What equity release interest rate am I likely to get?

A good rate is a rate below 3% MER fixed for life.

What about home reversion plans?

These involve selling a share or all of your house. If you think your house will carry on going up in value this may not be a wise idea. You should consider lifetime mortgage lenders or be willing to make monthly repayments.

What loan balance can I expect?

This depends on your life expectancy and is based on your age. When you get proper financial advice about your death or moving into long term care you will find out. A Natwest retirement interest only mortgage can be very cost-effective.

Will I be expected to pay the interest?

If you chose a pensioner mortgage you will need to pay off the interest and if you stop paying you could lose your home to the lender.

What if I just want to pay off my mortgage balance?

If you have an interest-only mortgage and still owe money to the bank and you want to access the equity to pay back the mortgage, lifetime mortgages are an ideal option for you.

It is wise to make sure the trading name of the lender is authorised and regulated by the FCA.

  • Get a tax-free lump sum – find out from our equity release calculator
  • Help a member of your family buy their own home that they couldn’t afford otherwise

How much cash can I borrow?

You can borrow 70% of your property’s valuation. For example, if your house is valued at £330000 you can release £231000.

For people over 55 and under the age of 55

Ideal for home improvements and a small cash reserve

No regular monthly mortgage payments unless you want to make voluntary payments

No lenders fees for your initial lump sum and additional borrowing

How does a Natwest lifetime mortgage work?

You choose the product, you get a valuation, you apply for the product and then NatWest release the funds you need.

What is a Natwest lifetime mortgage?

It is a mortgage with no monthly repayments, where the interest adds onto the loan.

Does NatWest offer a retirement remortgage for pensioners over 60?

Yes, NatWest retirement remortgages for the over 60s are 3.97% APRC variable.

Does NatWest do pensioner remortgages for over 60s?

Yes, a NatWest pensioner remortgage over 60 is 3.77% MER variable.

Does NatWest offer a later life remortgage over 60?

Yes, NatWest’s later life remortgages for over 60s are 3.89% AER variable.

Does NatWest offer the best remortgages for the over 60s?

Yes, NatWest’s best remortgage for retired homeowners over 60 is 3.11% AER variable.

Does NatWest offer a remortgaging option over 60?

Yes, NatWest remortgaging options for the over 60s are 3.2% MER variable.

Does NatWest offer mortgage calculators for the over 60s?

Yes, a NatWest mortgage calculator for pensioners over 60 will show 3.86% APR fixed for life.

Does NatWest offer a RIO mortgage for the over 60s?

Yes, NatWest RIO mortgages over 60 are 3.16% APR fixed.

Does NatWest offer retirement interest only mortgages for homeowners over 60?

Yes, a NatWest retirement interest only mortgage for the over 60s is 3.71% MER variable.

Freddie Cunningham’s Take on NatWest Equity Release

I, Freddie Cunningham from Swansea, have always approached my financial decisions with a great deal of thought and consideration. When it came to choosing an equity release scheme, the NatWest Equity Release stood out for its straightforward approach and favourable terms. Their calculator was an essential tool in helping me understand the loan to value ratio and how much equity I could release from my home.

What truly impressed me were the low interest rates and no fees, which are rare gems in today’s market. Additionally, the free valuation offered added a layer of transparency and trust to the process. The numerous positive reviews on Google Reviews, Trustpilot, and further solidified my confidence in choosing NatWest for my financial needs.

Emilia Randall’s Experience with NatWest Lifetime Mortgage

As Emilia Randall from Liverpool, navigating through retirement planning can be a daunting task. However, my experience with the NatWest Lifetime Mortgage was nothing short of exceptional. The absence of no monthly repayments significantly alleviated my financial burden, allowing me to live more comfortably.

Utilising their online calculator, I was able to make an informed decision based on the low interest rates and favourable loan to value ratios. The seamless process, underscored by no fees and a free valuation, was highly praised in reviews across Google Reviews, Trustpilot, and, which resonated with my positive experience.

Archie Turnbull Reflects on NatWest Pensioner Mortgage

My name is Archie Turnbull, hailing from the bustling city of London. In search of a mortgage solution tailored to my stage in life, I discovered the NatWest Pensioner Mortgage. The competitive low interest rates and no-fee policy were immediately appealing, setting NatWest apart from other financial institutions. Their online calculator was instrumental in providing a clear overview of the financial implications and potential benefits.

The additional perk of no monthly repayments offered the financial flexibility I needed. This decision was reinforced by the multitude of positive feedback found on Google Reviews, Trustpilot, and, highlighting the bank’s commitment to accommodating the unique needs of retirees.

Sophie Mckenzie’s Review of NatWest Retirement Mortgage

I’m Sophie Mckenzie from Exeter, and finding a retirement mortgage that aligned with my financial goals was a priority. The NatWest Retirement Mortgage provided exactly what I was looking for. The straightforward calculator offered a glimpse into the possible outcomes of the mortgage, considering the low-interest rates and no fees.

The free valuation service was a thoughtful addition that eased the initial stages of the process. The loan-to-value ratio was favourable, and the option for no monthly repayments was a game-changer for my financial planning. The positive reviews on Google Reviews, Trustpilot, and echoed my sentiments, making my journey with NatWest a thoroughly satisfactory one.