Natwest lifetime mortgage options for UK Homeowners


  • Remove money from your property
  • No regular monthly payments unless you want to make them
  • Help a member of your family buy their own home that they couldn’t afford otherwise
  • Stay living in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Under 65 Home owner
London House Finance


More2Life - Flexi Choice Super Lite

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.

Crown Mortgages

One Family Drawdown Lifetime Mortgages

Just Drawdown Lifetime Mortgages



  • L&G Legal & General Flexible Plus Lifetime Mortgage
  • Saga Equity Release Plans
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • HSBC Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • TSB Equity Release
  • Bridgewater Equity Release Schemes
  • L&G Legal & General Flexible Max Plus
  • Nationwide Equity Release Plans
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Lloyds Bank Equity Release
  • TSB Equity Release
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Equity Release Plan
  • More 2 Life Tailored Choice Plan


Wealthy business owners who could benefit from equity release tax planning

  • Manufacture of cordage, rope, twine and netting Whittlesey
  • Manufacture of non-electronic measuring, testing etc. equipment, not for industrial process control Knutsford
  • Factoring Hornsea
  • Production of ice cream Darlington
  • Undifferentiated goods-producing activities of private households for own use Aylsham
  • Collection of non-hazardous waste Basingstoke
  • Test drilling and boring Chatham
  • Manufacture of trailers and semi-trailers Southall
  • Collection of hazardous waste Great Dunmow
  • Manufacture of cleaning and polishing preparations Walton-on-Thames
  • Portrait photographic activities Colyton
  • Reproduction of video recording Leigh-on-Sea
  • Events of conference organisers Cullompton
  • Treatment and disposal of dangerous waste Rothwell
  • Mixed farming Folkestone
  • Manufacture of other non-distilled fermented beverages Bedale
  • Research and experimental development on social sciences and humanities Newton Abbot
  • Manufacture of essential oils Alcester

more 2 life joint lifetime mortgage

UK Equity Release Providers

  • Key Retirement
  • Crown
  • the Telegraph

Just Retirement - Roll-Up Lifetime Mortgage

Drawbacks of Interest Only Lifetime Mortgages

Home reversion schemes can reduce the value of your estate. Monthly payment equity release may impact the ability to get state benefits. You may need to pay a broker’s fee, and some products expose you to changes in interest rates.

How much is it common to release from a home

  • 50% home reversion schemes Fortify Insurance Solutions
  • 60% loan to value (LTV) lumpsum lifetime mortgages Lifetime Mortgage from L&G
  • 55% loan to value (LTV) monthly payment equity release 1st Stop Home Loans
  • 25% LTV monthly payment lifetime mortgage Earl Shilton Building Society
  • 55% loan to value home reversion schemes More2Life
  • 40% loan to value lump sum lifetime mortgages Prudential
  • 25% loan to value lumpsum lifetime mortgages Masthaven
  • 25% loan to value lumpsum lifetime mortgages Halifax

Legal & General - Flexible Indigo

It is very regular to find individuals looking for home reversion schemes, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Concern like AIG Life is keen to see paperwork to show your circumstances in the form of pension statements.

Natwest Lifetime Mortgage Over 55

Towns where Lifetime Mortgages are routine

  • Reading
  • Exmouth
  • Tickhill
  • Wath-upon-Dearne
  • Wimbledon
  • Painswick
  • Liskeard
  • Bourne
  • West Ham
  • Adlington
  • Loughton
  • Cheltenham
  • Wantage

What percentage can be released?

The more aged you are and the more illnesses you have you are, the more tax-free money you can release.