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Natwest equity release – right for you in 2021?


  • Remove tax-free cash from your house with Natwest Equity Release
  • No regular monthly repayments if you don’t want them
  • Use the cash to pay off loans and credit cards
  • Stay living in your own house for as long as you like
  • 1.94% APR new rate for 2021

How much can I borrow?

You can get 70% of your property’s valuation. For example, if your home is valued at £340,000 you can release £238,000.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Money tied up in home

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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It’s usual to encounter people seeking out lump sum lifetime mortgages, lump sum lifetime mortgages or monthly payment equity release. However, Key Retirement, like Zurich, is keen to see proof of your situation in the form of bank statements.

Successful business owners who could benefit from Natwest equity release tax planning

  • Wholesale of wood, construction materials and sanitary equipment Carshalton
  • Manufacture of consumer electronics Bolton
  • Manufacture of woven or tufted carpets and rugs Chapel-en-le-Frith
  • Manufacture of other transport equipment n e c Burntwood
  • Striking of coins Ramsgate

Niche businesses

  • Operation of rail passenger facilities at railway stations Thirsk
  • Mixed farming Sutton
  • Manufacture of glues Stevenage
  • Retail sale of leather goods in specialised stores Crewkerne
  • Manufacture of watches and clocks Brading
  • Wireless telecommunications activities Faringdon
  • Demolition North Petherton
  • Barristers at law Brampton
  • Installation of industrial machinery and equipment Hartland
  • Other telecommunications activities Epworth
  • The casting of iron Oldham
  • Banks Corsham
  • Wholesale of textiles Erith

Money tied up in home

Pitfalls of Home Reversion Plans – Natwest equity release a superior product?

Interest-only lifetime mortgages can reduce the value of your estate. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Compare what percentage can be released with NatWest equity release?

  • 55% lumpsum lifetime mortgages Zurich
  • 55% Natwest equity release
  • 40% loan to value interest-only lifetime mortgages Pure Retirement
  • 25% loan to value home reversion schemes Prestige Finance
  • 55% loan to value (LTV) lumpsum lifetime mortgages Paragon Personal Finance

Other Loan to Value options

  • 45% LTV monthly payment equity release Shawbrook
  • 30% LTV monthly payment equity release State Bank of India
  • 35% loan to value (LTV) lifetime mortgage with flexible drawdown cash release One Family

natwest equity release

Aviva - Lifestyle Flexible Option

More2Life - Flexi Choice Super Lite

The lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.

Natwest Retirement Mortgage

Equity Release percentages of your current property value

The older you are and the unhealthier you are, the more tax-free money you can release.

Towns of the UK where equity release is popular

  • Newquay
  • Whitworth
  • South Elmsall
  • Northam
  • Plympton
  • Middlewich

Other areas

  • Prescot
  • Totnes
  • Yeovil
  • Penwortham
  • Braintree
  • Grimsby
  • Brampton

Providers for Equity Release

  • Sunlife Plans
  • One Family
  • Age Partnership

Legal and General Lifetime Mortgages

Crown Drawdown Lifetime Mortgages

LV Equity Release

  • Just retirement defined benefit
  • Stonehaven Lifetime Mortgage
  • Nationwide Equity Release
  • More to Life Capital Choice Plan
  • Bridgewater Equity Release Plans
  • Canada Life Lifetime Mortgages
  • Just retirement equity release and lifetime mortgages
  • More to Life Tailored Choice Plan
  • Natwest equity release schemes
  • HSBC Equity Release Plans
  • Liverpool Victoria LV Equity Release
  • More 2 Life Capital Choice Plus Plan
  • Lloyds Bank Equity Release Plans
  • NatWest Equity Release
  • Age Partnership Lifetime Mortgage
  • Aviva Equity Release
  • Bridgewater Lifetime Mortgage
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Lloyds Bank Equity Release Schemes
  • More 2 Life Flexi Choice Voluntary Payment Super Lite

Natwest Retirement Mortgage Advice
Equity Release Mortgage Under 55

Direct contact details

National Westminster Bank Plc. Registered in England and Wales (Registered Number 929027), Registered Office: 250 Bishopsgate, London EC2M 4AA.

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

NatWest is entered on the Financial Services Register, and its Register number is 121878. The Financial Services Register can be accessed at NatWest’s registered VAT number is GB 243852752.

NatWest adheres to the Standards of Lending Practice which are monitored and enforced by the LSB. Find out more at

If you are not satisfied with any NatWest product or service, we have a complaint handling procedure that you can use to resolve such matters.

NatWest is covered by The Financial Ombudsman Service. If you are still not satisfied after following the NatWest procedures, you can ask the Ombudsman to review the complaint.

You can find out more about The Financial Ombudsman Service in a leaflet available from any branch or by telephoning NatWest. Alternatively, you can write to Financial Ombudsman Service, Exchange Tower, London, E14 9SR or telephone 020 7964 1000.