Low rate Nationwide mortgages for over 75s

  • Release money from your home
  • Not necessary to make regular monthly payments
  • Help a family member buy their own home with a smaller mortgage
  • Continue to live in your own house
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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Cash tied up in home
Money tied up in house
Southfields House
Wandsworth Family Home

Towns where retirement mortgages are routine

  • Kidsgrove
  • Easingwold
  • Bootle
  • Malvern
  • Totton and Eling
  • Silsden
  • Diss
  • Northam
  • Romsey
  • Bungay
  • Nailsworth
  • Falmouth
  • Lydney

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

How much is it common to release from a home

  • 60% monthly payment lifetime mortgage The Exeter Equity Release
  • 45% loan to value monthly payment equity release Norwich Union
  • 35% loan to value home reversion schemes Crown
  • 50% loan to value lump sum lifetime mortgages Norton Finance
  • 25% loan to value home reversion plans HSBC Direct

Halifax Equity Release Plans

Pitfalls of Equity Release Plans

Monthly payment equity release can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay an advisor’s fee, and you could be exposed to changes in interest rates with some products.

UK Lenders for Equity Release

  • Aviva
  • Pure Retirement
  • the Telegraph
  • Saga

Successful business owners who could benefit from equity release tax planning

  • Agents involved in the sale of machinery, industrial equipment, ships and aircraft Shildon
  • Repair of watches, clocks and jewellery Birchwood
  • Film processing Middlesbrough
  • Cargo handling for water transport activities Madeley
  • Manufacture of other women’s outerwear Hexham
  • Manufacture of other articles of paper and paperboard n e c Crowle
  • Operation of bus and coach passenger facilities at bus and coach stations Watchet
  • Manufacture of sugar Swanscombe and Greenhithe
  • Renting and leasing of other personal and household goods Strood
  • Residents property management Cullompton
  • Production of meat and poultry meat products Seaham
  • Renting and hiring of other machinery, equipment and tangible goods n e c Southgate
  • Retail sale of antiques including antique books in stores Filey
  • Manufacture of other chemical products n e c Kettering
  • Manufacture of machinery for paper and paperboard production Wilmslow
  • Manufacture of necessary iron and steel and ferro-alloys Bentham
  • Management consultancy activities other than financial management Basingstoke
  • Data processing, hosting and related activities Peterlee

More2Life - Capital Choice Plan

Aviva - Lifestyle Flexible Option

LV= lifetime mortgage

Hodge Lifetime - Lump Sum Lifetime Mortgage

Halifax Equity Release Scheme

  • Aviva Lifestyle Flexible Option
  • Canada Life Second Home Voluntary Select Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • Pure Retirement Equity Release Plans
  • Nationwide Equity Release Schemes
  • TSB Equity Release Plans
  • More to Life Capital Choice Plus Plan
  • Aviva Equity Release Schemes
  • More2Life Flexi Choice Voluntary Payment Super Lite
  • Liverpool Victoria LV Equity Release Plans
  • Stonehaven Interest Only Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • TSB Lifetime Interest Only Mortgage
  • Saga Lifetime Mortgage
  • Age Partnership Equity Release
  • Aviva Flexible Voluntary Repayment Plan
  • More2Life Capital Choice Plan
  • Canada Life Equity Release
  • Just retirement equity release key features
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • HSBC Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Schemes
  • Saga home reversion schemes
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • TSB Equity Release Plans
  • NatWest Equity Release

Hodge Lifetime Mortgages

LV Equity Release

Legal and General Equity Release

What percentage can be released?

The more elderly you are and the unhealthier you are, the more tax-free cash you can release.

It’s common to discover individuals seeking out home reversion schemes, lump sum lifetime mortgages or home reversion plans, however, Sunlife Plans like Zurich are keen to see proof of your situation in the form of pension statements.