Low rate Nationwide mortgages for over 70s

  • Remove tax-free money from your property
  • Move house and buy another property
  • You don’t need to make monthly payments with some plans
  • Help a family member buy their own home with a modest mortgage
  • Continue to live in your own home for as long as you like
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Access home equity
Over 55 Home owner
Homeowner in their 60s
Money tied up in house
Cash tied up in home


Providers for Equity Release

  • Legal and General
  • Norwich Union
  • Key Retirement

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier.

Downsides of Home Reversion Schemes

Lifetime mortgage with flexible drawdown cash release can reduce the inheritance for your family. Home reversion plans may impact entitlements to benefits. You may need to pay a broker’s fee and you could be exposed to changes in interest rates with some products.


Towns of the UK where equity release is routine

  • Newbury
  • Hartlepool
  • Newton Abbot
  • Redruth
  • Princes Risborough
  • Ramsey
  • Sleaford
  • Gainsborough
  • Exmouth
  • Wells-next-the-Sea
  • Arlesey
  • Newquay
  • Edenbridge
  • Windsor
  • Paddock Wood
  • Ashford


Examples of business owners with home equity to release

  • Cargo handling for air transport activities Buckfastleigh
  • Activities of construction holding companies Mexborough
  • Manufacture of rusks and biscuits; manufacture of preserved pastry goods and cakes Faringdon
  • Video production activities Berkhamsted
  • Manufacture of telegraph and telephone apparatus and equipment Oldbury
  • Manufacture of other games and toys, n e c Market Weighton
  • Repair and maintenance of ships and boats Loughton
  • Investigation activities Castle Cary
  • Repair of communication equipment Doncaster
  • Central banking Shipston-on-Stour
  • Wholesale of tobacco products Cheshunt
  • Manufacture of refractory products Barnes
  • Operation of gravel and sand pits; mining of clays and kaolin Snodland
  • Security and commodity contracts dealing activities Askern
  • Mining of uranium and thorium ores Hessle
  • Manufacture of electronic measuring, testing etc equipment, not for industrial process control Lostwithiel
  • Manufacture of ceramic sanitary fixtures South Cave
  • Freight air transport Barnard Castle

Halifax Equity Release Schemes

Aviva Drawdown Lifetime Mortgages

Canada Life Retirement Mortgages

Crown Mortgages

Pure Retirement

LV Drawdown Lifetime Mortgages

Aviva Retirement Mortgages

More2Life - Capital Choice Plan

Canada Life - Lifestyle Gold

Hodge Lifetime - Flexible Repayment Plan - NO Early Repayment Charges

Pure Retirement - Classic Super Lite Plan

What percentage can be released?

  • 55% monthly payment life time mortgage Old Mutual Wealth
  • 35% LTV home reversion plans Shawbrook
  • 25% loan to value interest-only lifetime mortgages Masthaven 1st Charge
  • 30% LTV home reversion schemes Equifinance
  • 45% LTV lumpsum lifetime mortgages Blemain


  • Aviva Equity Release Plans
  • L&G Legal & General Flexible Max Scheme
  • More2Life Capital Choice Plus Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Equity Release
  • More 2 Life Capital Choice Plus Plan
  • Age Partnership Equity Release Schemes
  • Aviva Equity Release
  • More2Life Capital Choice Plus Plan
  • Bridgewater Equity Release
  • Canada Life Equity Release Schemes
  • Hodge Lifetime Flexible Voluntary Repayment Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • Pure Retirement Classic Drawdown Lite Plan
  • TSB Lifetime Interest Only Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Pure Retirement Lifetime Mortgage
  • Stonehaven Equity Release Plan
  • TSB Equity Release Plans

It’s very regular to find people seeking out lumpsum lifetime mortgages, lumpsum lifetime mortgages or home reversion schemes, however, Age Partnership like Royal London Equity Release are keen to see evidence of your situation in the form of bank statements.

Halifax Equity Release Best Deals


What percentage can be released?

The more aged you are and the unhealthier you are the more tax free cash you can release.