Nationwide mortgages for over 65s

  • Remove tax-free cash from your property
  • You don’t need to make monthly payments
  • Help your family to buy a house
  • Continue to live in your property
  • Could be used to help tax planning
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Cash tied up in home
Homeowner in their 60s
Wandsworth Family Home
Putney Home


Downsides of Equity Release Plans

Lumpsum lifetime mortgages can reduce the inheritance for your family. A monthly payment lifetime mortgage may impact entitlements to state benefits. You may need to pay a broker’s fee, and you could be exposed to changes in interest rates with some products.

Wealthy business owners who could benefit from equity release tax planning

  • Licensed restaurants Malmesbury
  • Manufacture of other general-purpose machinery n e c Higham Ferrers
  • Production of basic pharmaceutical products Chard
  • The casting of steel Watlington
  • Manufacture of wire products, chain and springs Bourne
  • Manufacture of other ceramic products n e c Longridge
  • Manufacture of consumer electronics Farnham
  • Manufacture of wooden containers Ottery St Mary
  • Manufacture of wallpaper Knaresborough
  • Technical and vocational secondary education Ashington
  • Retail sale of electrical household appliances in specialised stores North Hykeham
  • Market research and public opinion polling Ferndown
  • Satellite telecommunications activities Bishops Waltham
  • Retail sale in commercial art galleries Arlesey
  • Sale of other motor vehicles Wilmslow
  • Activities of extraterritorial organisations and bodies Clevedon
  • Growing of sugar cane Burntwood
  • Retail sale of bread, cakes, flour confectionery and sugar confectionery in specialised stores Boroughbridge

Canada Life - Lifestyle Lite

Just lifetime mortgage

More2Life - Capital Choice Plus Plan

LV= lifetime mortgage

Lloyds Retirement Mortgage Advice

Hodge Lifetime Mortgages

Pure Retirement Mortgages


More2Life Retirement Mortgages



What percentage can be released?

The more aged you are and the more serious your illnesses you are, the more tax-free money you can release.

Lloyds Retirement Mortgage Rates 2019

It’s very regular to find people looking for monthly payment lifetime mortgage, monthly payment lifetime mortgage or monthly payment equity release, however, Lifetime Mortgage from L&G like Legal & General are keen to see paperwork to show your circumstances in the form of pension statements.

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold flat with share of freehold and if the resident is an Assured shorthold tenancy tenant.

Equity Release Loan To Value

  • 55% lumpsum lifetime mortgages The Exeter Equity Release
  • 30% LTV home reversion plans Coventry
  • 55% loan to value home reversion plans Paragon Personal Finance
  • 45% loan to value (LTV) lump sum lifetime mortgages Optimum Credit
  • 25% loan to value interest-only lifetime mortgages Darlington


Areas where Lifetime Mortgages are routine

  • Eye
  • Stotfold
  • Alnwick
  • Frome
  • Lutterworth
  • Thorne
  • West Tilbury
  • Ross-on-Wye
  • Newquay
  • Stourbridge
  • South Kirkby and Moorthorpe
  • Alton
  • Northleach with Eastington
  • Wirksworth
  • Watton
  • St Austell


  • Canada Life Lifestyle Gold Flexi
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More2Life Capital Choice Plan
  • Pure Retirement Classic Drawdown Lite Plan
  • Stonehaven Equity Release Scheme
  • Nationwide Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • Bridgewater Lifetime Mortgage
  • Canada Life Landlord Voluntary Select Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • Stonehaven Equity Release Scheme
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Stonehaven Equity Release Plan
  • Canada Life Equity Release Plans
  • Hodge Equity Release Schemes
  • Just retirement equity release key features
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • HSBC Interest Only Lifetime Mortgage
  • NatWest Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage


UK Equity Release Scheme Providers

  • Aviva
  • Pure Retirement
  • Key Solutions
  • Legal & General