Sorting by


Low rate Nationwide mortgages for over 60s – new for 2021


  • Remove tax-free cash from your property or buy another home
  • You don’t need to make monthly payments with some plans
  • Use money from your home to buy another house
  • Still, have a few more mortgages payments to make? No problems
  • Continue to stay in your home for as long as you like
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Home equity Tied Up
West London Home
Homeowner in their 60s
Homeowner in their 70s
Access home equity

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Examples of retired small business owners likely to have equity to release

  • Retail trade of motor vehicle parts and accessories Arundel
  • Support activities to performing arts Alsager
  • Retail sale of music and video recordings in specialised stores Glastonbury
  • General public administration activities Poynton-with-Worth
  • Renting and leasing of media entertainment equipment Salcombe
  • Manufacture of flat glass Denholme
  • Investigation activities Mexborough
  • Painting Ealing
  • Freight transport by road St Ives
  • Maintenance and repair of motor vehicles Royston
  • Manufacture of perfumes and toilet preparations Warrington
  • Manufacture of other special-purpose machinery n e c Wells-next-the-Sea
  • Hotels and similar accommodation Ampthill
  • Production of coffee and coffee substitutes Wem
  • Other specialised construction activities n e c West Tilbury
  • Support activities for crop production Newark-on-Trent
  • Activities of patent and copyright agents; other legal activities n e c Tewkesbury
  • Physical well-being activities Colburn

The mortgage lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.

  • Hodge Lifetime Flexible Drawdown Plan
  • Lloyds Bank Equity Release Plans
  • More to Life Flexi Choice Voluntary Payment Super Lite
  • Saga Equity Release Plans
  • Aviva Flexible Voluntary Repayment Plan
  • Just retirement defined benefit
  • Liverpool Victoria LV Equity Release Schemes
  • Saga home reversion schemes
  • More2Life Flexi Choice Drawdown Lite Plan
  • Hodge Lifetime Flexible Drawdown Plan
  • Pure Retirement Classic Voluntary Payment Super Lite
  • NatWest Interest Only Lifetime Mortgage
  • Age Partnership Equity Release Plans
  • More to Life Capital Choice Plus Plan
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Stonehaven Interest Select Plan
  • TSB Lifetime Interest Only Mortgage
  • Age Partnership Interest Only Lifetime Mortgage

Legal & General - Flexible Blue

Pure Retirement - Classic Super Lite Plan

Hodge Lifetime lifetime mortgage

More2Life - Capital Choice Plan

Halifax Equity Release On Second Homes

How much is it common to release from a home

  • 60% interest-only lifetime mortgages Old Mutual Wealth
  • 60% LTV monthly payment lifetime mortgage Just Retirement
  • 50% loan to value (LTV) monthly payment lifetime mortgage 1st Stop Home Loans
  • 25% loan to value (LTV) home reversion schemes Loughborough Building Society
  • 25% loan to value monthly payment lifetime mortgage Chelsea Building Society


UK Equity Release Lenders

  • Just Retirement
  • Saga
  • Sunlife Plans

Legal and General

More2Life Equity Release

Aviva Equity Release

Just Equity Release


It is usual to find individuals seeking out monthly payment lifetime mortgage, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release. However, Age Concern like Maximum cover Equity Release are keen to see paperwork to show your circumstances in the form of bank statements.


Areas where retirement mortgages are common

  • Desborough
  • Broadstairs and St Peters
  • Ferryhill
  • Saxmundham
  • St Just-in-Penwith
  • Dudley
  • Midsomer Norton
  • Dovercourt
  • Hastings
  • Crowborough
  • Faringdon
  • Dartmouth
  • Stanhope
  • Haslemere


Drawbacks of Lifetime Mortgages

Interest-only lifetime mortgages can reduce the inheritance for your family. Monthly payment equity release may impact entitlements to state benefits. You may need to pay a valuation fee, and you could be exposed to changes in interest rates with some products.

Equity Release LTV Percentages

The more aged you are and the more serious the illnesses you have, the more cash you can release.Halifax Equity Release From House

Locations of our
head offices

Main content of page below
Nationwide Head Office address – Swindon
Nationwide Building Society
Nationwide House
Pipers Way
SN38 1NW
GPS/Geographical Post Code Only: SN3 1TA

Nationwide Administration Centre address – Northampton
Nationwide Building Society
Kings Park Road
Moulton park

Portman House Bournemouth Administration Centre
Richmond Hill