Nationwide mortgages for over 55s – UK Low rate Finance

  • Release equity from your house or buy a house
  • No regular monthly repayments- or repayment- or just interest
  • Use the money to keep another family member away from a high LTV mortgage
  • Continue to stay in your home
  • Your Requirements

  • Please enter a number from 12000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
  • By clicking Submit and ticking the box above you agree to be contacted by email or telephone by an FCA authorised equity release advisor and confirm that you have read and agreed to our Terms & Conditions and our Privacy Policy

Cash tied up in home
West London Home

Aviva lifetime mortgage

Canada Life - Lifestyle Gold

Canada Life Home Finance lifetime mortgage for properties in Scotland

The lender will want to know if the property is a Semi detached freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

  • More 2 Life Tailored Choice Plan
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Aviva Equity Release
  • Liverpool Victoria LV Equity Release Plans
  • Nationwide Interest Only Lifetime Mortgage
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga home reversion plan
  • Age Partnership Interest Only Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • Bridgewater Equity Release
  • Liverpool Victoria LV Equity Release Plans
  • More 2 Life Flexi Choice Voluntary Payment Super Lite
  • Stonehaven Interest Select Plan
  • Aviva Lifetime Mortgages for Pensioners
  • L&G Legal & General Flexible Max Scheme
  • More 2 Life Capital Choice Plus Plan
  • Age Partnership Interest Only Lifetime Mortgage

Lloyds Bank Equity Release Retirement

Towns of the UK where Lifetime Mortgages are routine

  • Devizes
  • Surbiton
  • Saltash
  • Bilston
  • Tonbridge
  • Redenhall with Harleston
  • Grange-over-Sands
  • Whitchurch
  • Dinnington St Johns
  • Barnard Castle
  • Bradley Stoke
  • Minehead
  • Downham Market
  • North Petherton

Lloyds Bank Equity Release Scheme

Successful business owners who could benefit from Home Reversion Scheme estate planning

  • Wholesale of hardware, plumbing and heating equipment and supplies Melton Mowbray
  • The building of pleasure and sporting boats Denholme
  • Sewerage Cinderford
  • Administration of financial markets Corsham
  • Real estate agencies Stockport
  • Wholesale of tobacco products Hungerford
  • Fund management activities Chertsey
  • Physical well-being activities Southwold
  • Residents property management Ferryhill
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles Witney
  • Manufacture of prepared pet foods Banbury
  • specialised design activities Spilsby
  • Manufacture of hollow glass Whitehill
  • The casting of steel Chickerell
  • Printing of newspapers Kirkby Stephen
  • Retail sale of electrical household appliances in specialised stores Louth
  • Repair of machinery Willesden
  • Manufacture of other games and toys, n e c Leiston

Legal & General - Premier Flexible Black

How much is it common to release from a home

  • 55% lumpsum lifetime mortgages Fortify Insurance Solutions
  • 60% loan to value (LTV) interest-only lifetime mortgages Equifinance

It is often found to discover individuals searching for a monthly payment lifetime mortgage, lump sum lifetime mortgages or home reversion schemes, however, Key Solutions like VitalityLife Equity Release are keen to see proof of your circumstances in the form of bank statements.

Equity Release Lenders

  • Lifetime Mortgage from L&G
  • Norwich Union
  • Age Concern

Drawbacks of Equity Release Plans

Lumpsum lifetime mortgages can reduce the value of your estate. Home reversion plans may impact the ability to claim benefits. You may need to pay a valuation fee, and you could be exposed to changes in interest rates with some products.

What percentage can be released?

The more elderly you are and the sicker you are, the more cash you can release.

Canada Life

Hodge Lifetime Drawdown Lifetime Mortgages

Legal and General