Discover the benefits of National Counties Equity Release for UK property

National Counties Building Society Equity Release

  • Release cash from your house
  • No regular monthly repayments
  • Use the money to keep another family member away from a high loan to value mortgage
  • Are you still paying a mortgage? That’s fine we can help
  • Stay living in your own property for as long as you like
  • Can be used to help tax planning
  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

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Testimonials and Example Cases

RIO

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.
RIO

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

mr-g

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.
mrs-daly

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.

RIO

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.

RIO

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.
RIO

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Equity Release LTV Percentages

The more elderly you are and the sicker you are the more money you can release.

Downsides of Home Reversion Schemes

Interest-only lifetime mortgages can reduce the value of your estate. Monthly payment equity release may impact the ability to claim benefits. You may need to pay a valuation fee and some products expose you to changes in interest rates.

Equity Release Scheme Providers

  • More2Life
  • Santander
  • Age Concern
  • Aegon

Pure Retirement Equity Release

It is usual to discover individuals looking for monthly payment equity release, monthly payment lifetime mortgage or home reversion schemes, however, Lifetime Mortgage from L&G like Legal & General are keen to see paperwork to show your situation in the form of investment statements.

 

  • L&G Legal & General Flexi Max Voluntary Repayment Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Royal Bank of Scotland Equity Release Schemes
  • Aviva Lifetime Mortgages for Pensioners
  • Bridgewater Equity Release Plans
  • More2Life Flexi Choice Drawdown Lite Plan
  • Hodge Indexed Lifetime Mortgage
  • Just Retirement Drawdown Lifetime Mortgage
  • Nationwide Equity Release
  • Lloyds Bank Equity Release Plans
  • HSBC Equity Release Plans
  • NatWest Equity Release Plans
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Equity Release Schemes
  • Aviva Flexible Voluntary Repayment Plan
  • Stonehaven Equity Release Plan
  • Royal Bank of Scotland Equity Release Plans

 

Retired small business owners that may be interested in Home Reversion Schemes

  • Wholesale of live animals Kirkby Stephen
  • Activities of venture and development capital companies Henley-in-Arden
  • Activities of mortgage finance companies Pocklington
  • Leasing of intellectual property and similar products, except copyright works Wokingham
  • Activities of head offices Tenbury Wells
  • Freight air transport Ludlow
  • Hotels and similar accommodation Witney
  • Printing n e c Stapleford
  • Washing and dry- cleaning of textile and fur products Fakenham
  • Sea and coastal freight water transport Crook
  • Manufacture of other non-metallic mineral products n e c Burford
  • Manufacture of machinery for food, beverage and tobacco processing Chippenham
  • Motion picture, video and television programme post-production activities Crewe
  • Construction of utility projects for fluids Cockermouth
  • Retail sale of music and video recordings in specialised stores Ledbury
  • Other amusement and recreation activities n e c Hoddesdon
  • Activities of sports clubs Ashby Woulds
  • Retail sale via stalls and markets of textiles, clothing and footwear Stalham

Santander Retirement Mortgage Calculator

 

Equity Release LTV Percentages

  • 50% monthly payment lifetime mortgage LV Liverpool Victoria
  • 55% loan to value monthly payment equity release 1st Stop Home Loans
  • 25% LTV home reversion schemes Masthaven
  • 45% loan to value lifetime mortgage with flexible drawdown cash release Vida
  • 25% loan to value (LTV) lump sum lifetime mortgages Holmesdale Building Society

Santander Retirement Mortgage Calculator

The mortgage lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

national counties mortgages

national counties building society interest rates

National Counties Equity Release

National Counties lifetime mortgage

Towns of the UK where Lifetime Mortgages are routine

  • Gorleston-on-Sea
  • Cirencester
  • New Alresford
  • Potton
  • Ollerton and Boughton
  • Bury St Edmunds
  • Shirebrook
  • Waltham Abbey
  • Wainfleet All Saints
  • Chippenham
  • Newbiggin-by-the-Sea
  • Leighton-Linslade
  • Southwick
  • Budleigh Salterton
  • East Retford
  • Rothwell
  • Fazeley
  • Bebington
  • Lyme Regis
  • Stourport-on-Severn
  • Southminster
  • Newlyn
  • Brixham
  • Slough
  • Bridgnorth
  • Sandbach
  • Barnes