Old and Modern timber frame property – 2.7% Equity Release


    • All difficult property types considered, concrete and timber frame
    • Release money from your home
    • No need to make monthly payments unless you want to on a flexible basis
    • Buy a family member a home without a mortgage
    • Continue to stay in your house for as long as you like
    • Often used to optimise tax planning
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nationwide timber frame mortgage
timber frame mortgage
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lifespan of modern timber frame house
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Equity Release LTV Percentages – timber frame house brick skin

  • 50% monthly payment life time mortgage LV Liverpool Victoria
  • 60% loan to value home reversion plans Key Solutions
  • 35% LTV monthly payment lifetime mortgage Shawbrook


Equity Release Lenders

  • Key Retirement
  • New Life
  • Age Concern

Legal & General - Flexible Indigo

more 2 life joint lifetime mortgage

Pure Retirement - Classic Super Lite Plan

Legal & General - Flexible Yellow

Aviva Retirement Mortgages

Canada Life Equity Release

Crown Drawdown Lifetime Mortgages


Aviva Lifetime Mortgages

One Family

The mortgage lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an AST Tenant.

It’s often found to find people searching for lumpsum lifetime mortgages, lump sum life time mortgages or monthly payment equity release, however, Bower like The Exeter Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.

Voluntary Payments Equity Release Broker



Areas of the UK where equity release is common

  • Totnes
  • Newquay
  • Moreton-in-Marsh
  • Verwood
  • Hythe
  • Colchester
  • Sprowston
  • Fareham
  • Swanscombe and Greenhithe
  • Bradley Stoke
  • Louth
  • Dovercourt
  • Wigan
  • Lechlade
  • Pontefract


  • Just Retirement Drawdown Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Nationwide Equity Release Schemes
  • HSBC Equity Release Schemes
  • TSB Lifetime Mortgage
  • Royal Bank of Scotland Equity Release Plans
  • Saga Equity Release Plans
  • Aviva Lifetime Mortgages
  • More2Life Capital Choice Plus Plan
  • Just Retirement Equity Release Plans
  • L&G Legal & General Flexible Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Plans
  • Pure Retirement Classic Voluntary Payment Super Lite
  • Stonehaven Equity Release
  • Nationwide Interest Only Lifetime Mortgage
  • Lloyds Bank Equity Release Plans
  • Royal Bank of Scotland Lifetime Mortgage
  • Saga Equity Release Schemes
  • Canada Life Prestige Flexi Option
  • Nationwide Equity Release Schemes
  • Pure Retirement Drawdown Plan
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans


Equity Release percentages of your current property value

The more elderly you are and the sicker you are the more cash you can release.

Examples of small business owners with home equity to release

  • Manufacture of other special-purpose machinery n e c Sleaford
  • Financial intermediation not elsewhere classified Ilminster
  • Cold drawing of bars Havant
  • Environmental consulting activities Slough
  • Research and experimental development on biotechnology Enfield
  • Technical and vocational secondary education Westhoughton
  • Retail sale of fruit and vegetables in specialised stores Frodsham
  • Manufacture of air and spacecraft and related machinery Patchway
  • Renting and leasing of trucks and other heavy vehicles Nelson
  • Financial leasing Darley Dale
  • Wholesale of tobacco products Chipping Norton
  • Manufacture of communication equipment other than telegraph, and telephone apparatus and equipment Reepham
  • Manufacture of electric lighting equipment Southwold
  • Space transport Whitworth
  • Wholesale of waste and scrap Irthlingborough
  • Printing n e c Cirencester
  • Manufacture of machinery for paper and paperboard production Dukinfield
  • Manufacture of other paper and paperboard containers Amble


Disadvantages of Equity Release Plans

Home reversion plans can reduce the value of your estate. Monthly payment life time mortgage may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

Accept the properties of Standard and Modern Methods of Construction (MMC).

The following methods of construction can be acceptable:

Any property of Easiform construction.
Any property containing mundic concrete.
Any property containing no-fines concrete.
Flats or maisonettes in blocks exceeding 20 storeys.
Grade 1 listed buildings in England and Wales / Grades A and B in Scotland.
Mobile homes and houseboats.
Properties constructed with high-alumina cement, timber-framed property with no brick skin or 100% steel or timber-framed property. This does not include high rise developments.
Property designated defective under Part XVI Housing Act 1985, Housing (Scotland) Act 1987 or Pre-Cast Reinforced Concrete (PRC) property

repaired under a licence repair scheme property