- All difficult property types considered, concrete and timber frame
- Release money from your home
- 2.41% MER rate
- £299 valuation fee for a mortgage on timber framed house
- No lenders fee and no brokers fee
- No need to make monthly payments unless you want to on a flexible basis
- Continue to stay in your house for as long as you like

How much money can I borrow?

You can get 65% of your property’s value. For example, if your home is valued at £260,000 you can borrow £169,000.

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- New Mortgage For New Home
- I'm Not Sure

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Recently completed mortgage, equity release and lifetime mortgage cases

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

Mr. Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to the interest rate offered by his bank.

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- New Mortgage For New Home
- I'm Not Sure

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Equity Release LTV Percentages – timber frame house brick skin

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

50% monthly payment lifetime mortgage LV Liverpool Victoria
60% loan to value home reversion plans Key Solutions
35% LTV monthly payment lifetime mortgage Shawbrook
55% LTV mortgage on timber framed house
62% loan to value nationwide timber frame mortgage

Equity Release Lenders -Mortgage on timber framed house

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Key Retirement nationwide timber frame mortgage
New Life timber frame mortgage
Age Concern
mortgage on timber framed house

Aviva Retirement Mortgages

Canada Life Equity Release
Release Equity In House Under 55

Crown Drawdown Lifetime Mortgages

Just

Aviva Lifetime Mortgages

One Family

The mortgage lender will want to know if the property is a Freehold house or a Leasehold house and if the resident is an AST Tenant.

It’s often found to find people searching for lump sum lifetime mortgages, lump sum lifetime mortgages or monthly payment equity release, however, Bower like The Exeter Equity Release are keen to see paperwork to show your personal situation in the form of pension statements.

Areas of the UK where equity release is common with a Nationwide timber frame mortgage

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Totnes
Newquay
Moreton-in-Marsh
Verwood
Hythe

Colchester
Sprowston
Fareham
Swanscombe and Greenhithe
Bradley Stoke
Louth

Dovercourt
Wigan
Lechlade
Pontefract

Just Retirement Drawdown Lifetime Mortgage
Liverpool Victoria LV Equity Release Plans
Nationwide Equity Release Schemes
HSBC Equity Release Schemes
TSB Lifetime Mortgage

Royal Bank of Scotland Equity Release Plans
Saga Equity Release Plans
Aviva Lifetime Mortgages
More2Life Capital Choice Plus Plan

Just Retirement Equity Release Plans
L&G Legal & General Flexible Lifetime Mortgage
Liverpool Victoria LV Equity Release Plans

Pure Retirement Classic Voluntary Payment Super Lite
Stonehaven Equity Release
Nationwide Interest Only Lifetime Mortgage
Lloyds Bank Equity Release Plans
Royal Bank of Scotland Lifetime Mortgage

Saga Equity Release Schemes
Canada Life Prestige Flexi Option
Nationwide Equity Release Schemes
Pure Retirement Drawdown Plan

Lloyds Bank Equity Release Schemes
Royal Bank of Scotland Equity Release Plans

Equity Release percentages of your current property value

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

The more elderly you are and the sicker you are the more cash you can release with a mortgage on timber framed house.

Examples of small business owners with home equity to release – mortgage on timber framed house

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Manufacture of other special-purpose machinery n e c Sleaford
Financial intermediation not elsewhere classified Ilminster
Cold drawing of bars Havant
Environmental consulting activities Slough

Research and experimental development on biotechnology Enfield
Technical and vocational secondary education Westhoughton
Retail sale of fruit and vegetables in specialized stores Frodsham
Manufacture of air and spacecraft and related machinery Patchway

Renting and leasing of trucks and other heavy vehicles Nelson
Financial leasing Darley Dale
Wholesale of tobacco products Chipping Norton
Manufacture of communication equipment other than the telegraph, and telephone apparatus and equipment Reepham
Manufacture of electric lighting equipment Southwold

Space transport Whitworth
Wholesale of waste and scrap Irthlingborough
Printing n e c Cirencester
Mortgage on timber framed house
Manufacture of machinery for paper and paperboard production Dukinfield
Manufacture of other paper and paperboard containers Amble

Disadvantages of Equity Release Plans and a mortgage on timber framed house

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Not Sure
I would like to
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about yourself and what you need
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Home reversion plans can reduce the value of your estate so can a timber frame mortgage. A monthly payment lifetime mortgage may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes. A mortgage on timber framed house can still be achieved at a low APR rate.

Accept the properties of Standard and Modern Methods of Construction (MMC).

The following methods of construction can be acceptable:

Any property of Easiform construction.
Any property containing mundic concrete.
Any property containing no-fines concrete.
Flats or maisonettes in blocks exceeding 20 storeys.

Grade 1 listed buildings in England and Wales / Grades A and B in Scotland – a mortgage on timber framed house.
Mobile homes and houseboats.
Properties constructed with high-alumina cement, timber-framed property with no brick skin or 100% steel or timber-framed property. This does not include high rise developments.

Property designated defective under Part XVI Housing Act 1985, Housing (Scotland) Act 1987 or Pre-Cast Reinforced Concrete (PRC) property repaired under a license repair scheme property.