Remove tax-free money from your home
No monthly payments
Free valuation
Use the money you release for anything you like
Still, have a mortgage? We can help with that
Continue to stay in your property
Can be a vehicle to reduce tax bills

Loan to value for equity release?

You can release 60% of your property’s valuation. As an example, if your house is worth £300000 you can release £180000.

Free No Obligation Quote
How Much Would You Like Borrow/Release?*
Please enter a number from 3000 to 2000000000.
Value of your property*
Please enter a number from 30000 to 100000000.
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Date of Birth*
Your Email Address:*
Phone Number*

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

Mr G from Kent
I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

Ms G from Dover
I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

Mrs L from Nottingham
I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

Free No Obligation Quote
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Estimated Value Of Your Property?*
Approximate outstanding mortgage you have on your property (if applicable)
Leave blank if no mortgage outstanding
About You
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
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Renting and leasing of cars and light motor vehicles Corsham
Renting and leasing of air passenger transport equipment Ashton-under-Lyne
Distribution of gaseous fuels through mains Coggeshall
Other telecommunications activities Royal Leamington Spa
Building of ships and floating structures Rochdale
Manufacture of bearings, gears, gearing and driving elements Nuneaton
Retail sale of audio and video equipment in specialised stores Wendover
Manufacture of motor vehicles Emsworth
Liquid milk and cream production Basingstoke
Activities of other holding companies n e c Kirkby Lonsdale
Wholesale of musical instruments Maryport
Other service activities n e c Castleford
Manufacture of steel drums and similar containers Loughborough
Steam and air conditioning supply Redruth
Activities of real estate investment trusts Swanage
Other manufacturing n e c Shepton Mallet
Take-away food shops and mobile food stands Fleetwood
Manufacture of explosives Kirton-in-Lindsey

What percentage can be released?

55% monthly payment equity release The Exeter Equity Release
35% loan to value (LTV) lifetime mortgage with flexible drawdown cash release New Life
60% loan to value (LTV) monthly payment lifetime mortgage 1st Stop Home Loans
25% loan to value (LTV) lumpsum lifetime mortgages Step One Finance

Tough to finance property titles can include properties with a sinking fund of 7% or more of the property sale price when the property is sold, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, thatched buildings and Airey, Boot, Cornish Unit, Dorran, Dyke, Gregory, Hamish Cross, Myton, Newland, Orlit and Parkinson Frame.

Challenging to mortgage property variants can include flats of less than 30 square metres in any location, properties with grounds in excess of five acres, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties using rooms, land or outbuildings for business purposes which are not personal to the borrower(s) or which extend to more than 50% of the property to be secured and properties where Japanese Knotweed is present.

Do Metrobank do Equity Release?

Yes, Metrobank Equity Release is 1.81% MER.

Difficult to finance property variants can include timber framed properties built before 1920, properties with single skin brickwork where the single skin comprises more than 20% of the surface area of the external walls, studio flats located within the M25, privately developed flats in blocks of five storeys or more and basement or lower ground floor flats without level access to private or communal garden space.

Do Metrobank do Pensioner Mortgages?

Yes, Metrobank Pensioner Mortgages are 2.09% APRC.

Hard to finance home variants include homes requiring essential repairs, age restricted properties, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, properties with unregistered titles subject to these being registered as part of the legal process and properties where the borrower(s) own the freehold with any connected party.

Some of the most popular loan to value ratiosof Virgin Money pensioner mortgages over 55, Zurich mortgages for pensioners over 60, Churchill retirement interest only mortgages over 75, Coventry Building Society mortgages over 65, Nottingham Building Society interest only mortgages for over 60s and Progressive Building Society later life interest only mortgages over 60 are 40%, 60% and 65%.

Popular LTV percentages of Liverpool Victoria mortgages for people over 50, More 2 Life retirement mortgages over 60, One Family later life mortgages for over 60s, Yorkshire Bank lifetime mortgages for people over 55, Principality Building Society equity release schemes for people over 70 and SunLife mortgages over 65 are 50%, 55% and 65%.

The lender will want to know if the property is a Freehold house or a Leasehold flat and if the resident is an Assured shorthold tenancy tenant.

Do Metro bank do Retirement Mortgages?

Yes, Metrobank Retirement Mortgages are 1.92% MER.

Providers for Equity Release

Lifetime Mortgage from L&G
Bridgewater
the Telegraph

It is very regular to discover people looking for lump sum lifetime mortgages, lump sum life time mortgages or monthly payment equity release, however, Just Retirement like LV Liverpool Victoria are keen to see proof of your circumstances in the form of investment statements.

Towns of the UK where equity release is routine

Bruton
Erith
Brough
Hornsea
Droitwich Spa
Silsden
Halifax
Lyme Regis

What percentage can be released?

The more aged you are and the more illnesses you have you are the more tax-free cash you can release.

Hodge Lifetime Equity Release

LV Retirement Mortgages

Do Metrobank do Equity Release Under 55?

Yes, Metro bank Equity Release Under 55 is 2.08% MER.

Some of the most popular loan to value percentage ratios of TSB pensioner mortgages over 55, HSBC over 60 lifetime mortgages no fees, NatWest later life interest only mortgages over 75, Legal and General equity release schemes for over 55’s, Royal Bank of Scotland pensioner mortgages over 55 and Nationwide BS mortgages for people 60 plus are 45%, 60% and 70%.

Pitfalls of Lifetime Mortgages

Monthly payment equity release can reduce your estate value. Lifetime mortgage with flexible drawdown cash release may impact entitlements to state benefits. You may need to pay an advisor’s fee and some products expose you to changes in interest rates.

Just Retirement Equity Release Schemes
L&G Legal & General Flexible Lifetime Mortgage
Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
More to life Capital Choice Plan
HSBC Equity Release Plans
Lloyds Bank Lifetime Mortgage
More to Life Flexi Choice Voluntary Payment Super Lite
Royal Bank of Scotland Interest Only Lifetime Mortgage
More to life Flexi Choice Drawdown Lite Plan
More 2 Life Capital Choice Plus Plan
NatWest Lifetime Mortgage
Saga home reversion schemes
Age Partnership Equity Release Plans
Aviva Flexible Voluntary Repayment Plan
More to life Capital Choice Plan
Liverpool Victoria LV Equity Release Plans
Pure Retirement Classic Voluntary Payment Super Lite
HSBC Equity Release Schemes
More to Life Flexi Choice Drawdown Lite Plan
Age Partnership Lifetime Mortgage
Bridgewater Lifetime Mortgage
Canada Life Lifetime Mortgage
Hodge Equity Release Plans
Stonehaven Lifetime Mortgage
Royal Bank of Scotland Equity Release Schemes

Many of the most appealing pensioner finance products are Lloyds later life mortgages, Barclays over 60 lifetime mortgages, Halifax later life interest only mortgages over 60, Legal and General later life mortgages and Nationwide Building Society retirement mortgages.

Does Metrobank offer Lifetime Mortgages?

Yes, Metrobank does lifetime mortgages at 2.06% MER. Metrobank Lifetime Mortgages have a loan to value of 60%.

Sorting by

What percentage can be released?

Do Metrobank do Equity Release?

Do Metrobank do Pensioner Mortgages?

Do Metro bank do Retirement Mortgages?

Providers for Equity Release

Towns of the UK where equity release is routine

What percentage can be released?

Do Metrobank do Equity Release Under 55?

Pitfalls of Lifetime Mortgages

Does Metrobank offer Lifetime Mortgages?