- Release equity from your house
- No monthly payments
- Use the equity released for anything you like
- Stay living in your own house
- Could be used to manage inheritance tax bills
Downsides of Home Reversion Schemes
Monthly payment life time mortgage can reduce your estate value. Home reversion schemes may impact ability to claim entitlements. You may need to pay a broker’s fee and you could have higher rates to pay with some schemes.
Canada Life
Crown Mortgages
Hodge Lifetime Retirement Mortgages
Legal and General
Pure Retirement Lifetime Mortgages
LV Equity Release
Hodge Lifetime
More2Life Drawdown Lifetime Mortgages
Just Mortgages
LV Drawdown Lifetime Mortgages
- TSB Equity Release Plans
- NatWest Equity Release
- Saga home reversion plan
- Age Partnership Equity Release Plans
- Canada Life Lifetime Mortgages
- NatWest Equity Release Plans
- Aviva Lifetime Mortgage
- Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
- Saga Lifetime Mortgage
- Hodge Lifetime Flexible Voluntary Repayment Plan
- More to Life Flexi Choice Voluntary Payment Super Lite
- TSB Lifetime Interest Only Mortgage
Wealthy business owners who could benefit from equity release tax planning
- Landscape service activities Tadley
- Manufacture of other builders’ carpentry and joinery Glastonbury
- Regulation of and contribution to more efficient operation of businesses Billericay
- Other manufacturing n e c Rowley Regis
- Retail sale of hearing aids Coleford
- Construction of other civil engineering projects n e c Framlingham
- Wholesale of watches and jewellery Morley
- General secondary education Oundle
- Construction of bridges and tunnels Towcester
- Manufacture of other carpets and rugs Highworth
- Manufacture of men’s underwear Dorchester
- Retail sale of flowers, plants, seeds, fertilizers, pet animals and pet food in specialised stores Exmouth
- Video distribution activities Scunthorpe
- Performing arts Faversham
- Retail sale of footwear in specialised stores Kirkby Lonsdale
- Scheduled passenger air transport Cromer
- Manufacture of agricultural and forestry machinery other than tractors Shifnal
- Engineering related scientific and technical consulting activities Sandbach
Areas where retirement mortgages are popular
- Seaford
- Charlbury
- Grimsby
- Shipston-on-Stour
- Newmarket
- Thorpe St Andrew
- Oundle
- Hitchin
- Fordingbridge
- Wigton
- Horsham
- Burton Latimer
- Wetherby
- Aylesbury
- Beaconsfield
- Warminster
Equity Release LTV
- 50% lumpsum lifetime mortgages VitalityLife Equity Release
- 25% loan to value (LTV) interest-only lifetime mortgages Clearly Loans
- 30% LTV lumpsum lifetime mortgages Together
- 45% loan to value (LTV) lifetime mortgage with flexible drawdown cash release New Life
Providers for UK Equity Release
- the Telegraph
- Stonehaven
- Aviva
- The Exeter Equity Release
Its often found to encounter individuals looking for lumpsum lifetime mortgages, lump sum life time mortgages or lifetime mortgage with flexible drawdown cash release, however, Just Retirement like AA equity release are keen to see paperwork to show your circumstances in the form of investment statements.
Equity Release percentages of your current property value
The older you are and the the more illnesses you have you are the more tax free cash you can release.
The 1st and 2nd charge lender will want to know if the property is a Semi detached freehold house or a Leasehold flat with share of freehold and if the resident is an Private Tenant.
