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LV Equity Release for UK property – Free Valuation

  • LV lifetime mortgageRelease tax-free cash from your house with LV Equity Release
  • No need to make monthly payments
  • Free valuation
  • Buy a family member a home without a mortgage
  • Are you still paying a mortgage? No problems
  • Continue to stay in your house

How much money can I release?

You can release 70% of your home’s valuation. As an example, if your house is valued at £210000 you can get £147000.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Concise Finance Customer Reviews

RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

RIO

Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.

RIO

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

RIO

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

RIO

Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.

mr-g

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

david-p-london

David P

With my power of attorney, I got equity release on my father’s house to pay for disability provisions including a lift and a new kitchen.

julia-a

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

  • By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

Old money home
West London Home
Homeowner in their 60s
Over 55 Home owner

The lender LV Equity Release will want to know if the property is a Freehold terraced house or a Leasehold flat and if the resident is an Owner Occupier Primary Residence.

Areas of the UK where LV Equity Release is common

  • Buntingford
  • Holt
  • Bideford
  • Thrapston
  • Rowley Regis
  • Padstow
  • Gosport
  • Longtown
  • Mildenhall
  • Wallingford
  • New Milton
  • Caistor
  • Westerham
  • West Bedlington
  • Billingham
  • Guildford
  • Bicester
  • Oakham
  • Banbury

Natwest Lifetime Mortgage Comparison

Equity Release UK Providers similar to LV Equity Release

  • the Telegraph
  • Step Change
  • Key Retirement

Tough to finance property variants include properties will be assessed for flood risk, properties without a kitchen or bathroom, properties where there are boundary disputes or where planning applications have not been applied for correctly, cob property and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

Natwest Lifetime Mortgage Advisers

Tough to mortgage property variants can include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, properties with a small number of solar panels or a wind turbine on the land for domestic use, properties where there is a self-contained part of the property or annexe, i.e. basement flat etc and properties adversely affected by existing or proposed issues including roads, rail, airports, power plants, power lines/pylons, wind turbines, sub stations, sewage works, quarries, fuel stations, refuse sites, sports grounds, noise, light or environmental pollution.

Difficult to finance home types can include properties with post 1945 asbestos or similar composition roof tiles , timber framed properties built between 1920 and 1965, properties constructed or converted within the past 10 years, privately developed flats in blocks of five storeys or more and freehold flats (England, Wales, Northern Ireland).

More to life  - Capital Choice Plan

Difficult to finance property types can include properties in poor condition, properties where letting arrangement where the tenancy agreement is not appropriate, right to buy – properties in England, Wales and Northern Ireland, commonhold properties and properties with leased solar panels.

Does LV offer Equity Release?

Yes, LV Equity Release is 1.91% MER.

Canada LIfe - Interest Select Gold Flexi

Common LTV ratios of Aviva later life mortgages for over 60s, Direct Line lifetime mortgages for people over 55, Churchill over 60 mortgages, Principality Building Society pensioner mortgages over 70s, Newcastle Building Society mortgages for 60 year olds and Cumberland Building Society mortgages for people over 50 are 50%, 55% and 70%.

Just lifetime mortgage

Popular loan to value percentage ratios of Liverpool Victoria interest only lifetime mortgages for over 70s, More to life mortgages for people over 50, One Family interest only lifetime mortgages for over 70s, Yorkshire Building Society over 60 lifetime mortgages, Metro Bank later life mortgages for over 70s and Sun Life interest only mortgages for over 60s near London are 40%, 55% and 65%.

More to life  - Flexi Choice Lite

Downsides of Home Reversion Schemes

A monthly payment lifetime mortgage can reduce the inheritance for your family. Lumpsum lifetime mortgages may impact entitlements to benefits. You may need to pay a broker’s fee and some products expose you to changes in interest rates.

It’s common to discover individuals seeking out a lifetime mortgage with flexible drawdown cash release, monthly payment life time mortgage or home reversion schemes, however, Legal and General like AIG Life are keen to see proof of your personal situation in the form of pension statements.

Does LV offer Pensioner Mortgages?

Yes, LV Pensioner Mortgages are 1.84% MER.

  • Bridgewater Equity Release
  • Canada Life Equity Release
  • LV Equity Release plans
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • More to life Flexi Choice Voluntary Payment Super Lite
  • Pure Retirement Lifetime Mortgage
  • HSBC Equity Release Schemes
  • NatWest Equity Release Plans
  • Aviva Lifetime Mortgages
  • Liverpool Victoria LV Equity Release Schemes
  • Pure Retirement Drawdown Plan
  • TSB Lifetime Interest Only Mortgage
  • NatWest Equity Release Plans
  • More to life Capital Choice Plus Plan
  • Bridgewater Equity Release Schemes
  • Just Retirement Equity Release Plans
  • Nationwide Equity Release Schemes
  • LV Equity Release schemes
  • More to Life Tailored Choice Plan
  • NatWest Equity Release
  • Age Partnership Equity Release Plans
  • Bridgewater Equity Release Plans
  • L&G Legal & General Flexible Max Scheme
  • More to life Flexi Choice Voluntary Payment Super Lite
  • HSBC Equity Release Schemes

Canada Life Retirement Mortgages

Does LV offer Retirement Mortgages?

Yes, LV Retirement Mortgages are 2.01% APR.

More to life Drawdown Lifetime Mortgages

Equity Release Loan To Value similar to LV Equity Release

  • 50% interest-only lifetime mortgages The Exeter Equity Release
  • 45% LTV monthly payment lifetime mortgage LV lifetime mortgage
  • 30% loan to value (LTV) home reversion plans Evolution Money
  • 40% loan to value home reversion schemes 1st Stop Home Loans
  • 60% LTV monthly payment lifetime mortgage Just Retirement
  • 30% loan to value interest-only lifetime mortgages Central Trust
  • 50% loan to value interest-only lifetime mortgages Norton Finance
  • 25% LTV monthly payment equity release Tesco Bank

Do LV do Equity Release Under 55?

Yes, LV Equity Release Under 55 is 2.25% APRC.

Some of the most common loan to value percentage ratios of Lloyds later life interest only mortgages over 75, Barclays Bank mortgages over 70s, Post Office later life mortgages for over 60s, L&G later life interest only mortgages over 70, RBS interest only mortgages for over 60s near London and Nationwide Building Society later life mortgages for over 60s are 50%, 60% and 70%.

How much is it common to release from a home with LV Equity Release

The older you are and the more serious your illnesses you are the more cash you can release.

Successful business owners who could benefit from Home Reversion Scheme tax planning

  • Manufacture of plastics and rubber machinery Penkridge
  • Manufacture of woven or tufted carpets and rugs Southam
  • Manufacture of hollow glass Maidenhead
  • Manufacture of bicycles and invalid carriages Bishops Stortford
  • Other holiday and other collective accommodation Falmouth
  • Construction of railways and underground railways Padiham
  • Dismantling of wrecks Soham
  • Production of coffee and coffee substitutes Penzance
  • Repair of electronic and optical equipment Stretford
  • Manufacture of condiments and seasonings Cleethorpes
  • Production of meat and poultry meat products Helston
  • Photocopying, document preparation and other specialised office support activities Pickering
  • Video distribution activities Cotgrave
  • Manufacture of plastics in primary forms Eastleigh
  • Hairdressing and other beauty treatment Plympton
  • Manufacture of other wearing apparel and accessories n e c Sheringham
  • Manufacture of doors and windows of metal Newhaven
  • Manufacture of soft furnishings Harpenden

Some of the most popular pensioner loan products include Lloyds Bank mortgages for pensioners, Barclays retirement mortgages, Halifax interest-only mortgages for people over 70, L&G pensioner mortgages and Nationwide lifetime mortgages.

Does LV offer Lifetime Mortgages?

Yes, LV does lifetime mortgages at 2.13% APRC. LV Lifetime Mortgages can have a loan to value (ltv) of 75%.