Remove tax-free money from your property
No regular monthly payments unless you want to pay just interest
Use the cash to pay off loans and credit cards
Continue to stay in your property for as long as you like
Can be used to help tax planning
No fees
High Acceptance

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Conventional Payment Mortgage

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

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Lloyds Bank pensioner mortgage

Canada Life Retirement Mortgages

Just

Pure Retirement Retirement Mortgages

LV Drawdown Lifetime Mortgages

Equity Release LTV

60% lumpsum lifetime mortgages Fortify Insurance Solutions
55% LTV monthly payment lifetime mortgage Just Retirement
45% LTV interest-only lifetime mortgages Stonehaven
25% LTV home reversion schemes Aldermore Bank PLC
35% loan to value monthly payment lifetime mortgage LV equity release
30% loan to value interest-only lifetime mortgages First Trust Bank

Examples of small business owners with home equity to release

Scaffold erection Beccles
Public order and safety activities Widnes
Manufacture of fluid power equipment Marlborough
Raising of other cattle and buffaloes Higham Ferrers
Treatment and coating of metals Upton-upon-Severn
Research and experimental development on social sciences and humanities West Tilbury
Growing of rice Hendon
Logging Midsomer Norton
Non-life reinsurance Burton upon Trent
Activities of unit trust Minehead
Manufacture of ovens, furnaces and furnace burners Northam
Other building completion and finishing Gillingham
Tax consultancy Crook
Buying and selling of own real estate Royal Wootton Bassett
Manufacture of wire products, chain and springs Leyland
Manufacture of basic iron and steel and of ferro-alloys Enfield
Activities auxiliary to financial intermediation n e c Guildford
Manufacture of non-electronic industrial process control equipment Newhaven

Pitfalls of Equity Release Plans

Lumpsum lifetime mortgages can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to get state benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

Equity Release Lenders

Key Retirement
Stepchange
Aviva
Aegon

Bridgewater Equity Release Schemes
More2Life Tailored Choice Plan
HSBC Equity Release
Canada Life Voluntary Select Gold Flexi
More2Life Flexi Choice Voluntary Payment Super Lite
Pure Retirement Classic Voluntary Payment Super Lite
Royal Bank of Scotland Lifetime Mortgage
Saga home reversion schemes
More2Life Flexi Choice Drawdown Lite Plan
Canada Life Interest Select Gold Flexi
Stonehaven Interest Only Lifetime Mortgage
TSB Equity Release Schemes
Royal Bank of Scotland Interest Only Lifetime Mortgage
Bridgewater Equity Release
L&G Legal & General Flexible Plus Lifetime Mortgage
Nationwide Equity Release
HSBC Equity Release Plans
Lloyds Bank Equity Release
NatWest Equity Release

Towns where equity release is common

Whitnash
Houghton Regis
Gosport
Ellesmere
Brightlingsea
Mitcham
Loddon
Petworth
Crosby
Aylesbury
Witney
Bawtry
Crawley

The 1st and 2nd charge lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

It is common to find people seeking out home reversion plans, lumpsum lifetime mortgages or lifetime mortgage with flexible drawdown cash release, however, Age Concern like VitalityLife Equity Release are keen to see evidence of your circumstances in the form of bank statements.

How much is it common to release from a home

The older you are and the the more illnesses you have you are the more money you can release.

Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria, not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.

Your Requirements

About You