Can a Lloyds Bank lifetime mortgage offer you the money you need?

Lloyds Bank lifetime mortgage

  • Remove tax-free money from your property with a Lloyds Bank lifetime mortgage
  • Not necessary to make regular monthly payments
  • Use the money you release for anything you like
  • Continue to stay in your house for as long as you like

Variable-rate of 2.34% APR.  Fixed for life rates 3.96% and base rate tracker rate of 2.45% capped at 4.2%.  No hidden fees or surprises.  You just need to pay a small valuation fee.

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  • Please enter a number from 50000 to 10000000.
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Customer Testimonials

RIO

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

RIO

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.

RIO

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

RIO

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

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Putney Home
South West London Home

London House Finance

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.
  • Please enter a number from 50000 to 10000000.

https://www.lloydsbank.com/

https://www.lloydsbankinggroup.com/

https://www.lloydsbank.com/business/home.html

Successful business owners who could benefit from Lloyds Bank lifetime mortgage tax planning

  • Gathering of wild growing non-wood products Havant
  • Retail sale via stalls and markets of textiles, clothing and footwear Whittlesey
  • Residential care activities for learning difficulties, mental health and substance abuse Marlborough
  • Manufacture of locks and hinges Wembley
  • Activities of real estate investment trust Penistone
  • Wholesale of audio tapes, records, CDs and video tapes and the equipment on which these are played, Alford
  • Other processing and preserving of fruit and vegetables Yarmouth
  • Sewerage Burgess Hill
  • Publishing of newspapers Reepham
  • Manufacture of other products of wood; manufacture of articles of cork, straw and plaiting materials Leiston
  • Retail sale via stalls and markets of other goods Willenhall
  • Processing and preserving of meat Wigton
  • Agents specialised in the sale of other particular products Marlow
  • Retail sale of antiques including antique books in stores Newport
  • Remediation activities and other waste management services Kirton-in-Lindsey
  • Radio broadcasting St Blaise
  • Renting and leasing of recreational and sports goods Bordon
  • Other urban, suburban or metropolitan passenger land transport not underground, metro or similar Buckingham

Under 65 Home owner
It’s usual to discover individuals seeking out monthly payment equity release, monthly payment lifetime mortgage or lifetime mortgage with flexible drawdown cash release, however, Lifetime Mortgage from L&G like LV Liverpool Victoria is keen to see evidence of your situation in the form of pension statements.

Equity Release percentages of your current property value – Lloyds Bank lifetime mortgage

  • 55% lifetime mortgage with flexible drawdown cash release VitalityLife Equity Release
  • 30% loan to value (LTV) lifetime mortgage with compliant drawdown cash release Metro Bank Plc

South West London Home

Areas of the UK where Lloyds Bank lifetime mortgage are routine

  • Stalybridge
  • West Tilbury
  • Margate
  • Willenhall
  • Brierley
  • Newbury
  • Barking
  • Oldbury
  • Gateshead
  • Amersham
  • Christchurch
  • Earl Shilton
  • Oldbury
  • New Milton
  • Horsforth
  • Crediton
  • Woodbridge

Pure Retirement - Classic Super Lite Plan

What percentage can be released?

The more aged you are and then the more illnesses you have you are, the more tax-free money you can release.

Legal & General - Flexible Pink
More2Life - Tailored Choice Plan

Santander Retirement Mortgage Broker
Canada Life Lifetime Mortgages

Crown Mortgages

Legal and General Lifetime Mortgages

More2Life Drawdown Lifetime Mortgages

Hodge Lifetime Mortgages

More2Life Drawdown Lifetime Mortgages

Aviva lifetime mortgage

Pitfalls of Lloyds Interest Only Lifetime Mortgages

Lump sum lifetime mortgages can reduce the inheritance for your family. Lifetime mortgage with flexible drawdown cash release may impact the ability to claim benefits. You may need to pay a broker’s fee, and you could have higher rates to pay with some schemes.

The lender will want to know if the property is a Detached freehold house or a Leasehold house and if the resident is an Owner Occupier Primary Residence.

  • Bridgewater Equity Release Plans
  • Canada Life Prestige Flexi Option
  • Pure Retirement Drawdown Plan
  • Royal Bank of Scotland Equity Release Plans
  • Age Partnership Equity Release
  • Canada Life Equity Release
  • Lloyds Bank lifetime mortgage
  • Liverpool Victoria LV= Lump-Sum Plus Lifetime Mortgage
  • Nationwide Equity Release Plans
  • More 2 Life Capital Choice Plan
  • Saga Lifetime Mortgage
  • Lloyds Bank lifetime mortgages
  • Aviva Equity Release Plans
  • TSB Equity Release Schemes
  • Aviva Equity Release Plans
  • Bridgewater Equity Release Schemes
  • Just Retirement Interest Only Lifetime Mortgage
  • More2Life Flexi Choice Drawdown Lite Plan
  • TSB Equity Release Schemes
  • Royal Bank of Scotland Equity Release Plans

Santander Retirement Mortgage Home

Equity Release UK Lenders similar to Lloyds Bank lifetime mortgages

  • Age Partnership
  • Step Change
  • Age Concern
  • More to Life


Direct contact details for Lloyds Bank

Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Visit the Lending Standards Board website

Lloyds Bank plc registered office:
25 Gresham Street,
London EC2V 7HN.
Registered in England and Wales No. 2065.

https://www.lloydsbankinggroup.com/

https://www.lloydsbank.com/

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If you need to call us from abroad, you can call us on 01733347007. Not all Telephone Banking services are available 24 hours a day, seven days a week. Please speak to an adviser for more information. Calls may be monitored or recorded.

Lloyds Bank plc and Bank of Scotland plc (members of Lloyds Banking Group), are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Authorisation can be checked on the Financial Services Register at: www.fca.org.uk

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Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales No. 2065. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278. Telephone: 020 7626 1500

Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.

Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.