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Liverpool Victoria Equity Release With Free Valuation

Liverpool Victoria Equity Release

  • Remove tax-free cash from your house
  • Not necessary to make regular monthly payments with Liverpool Victoria Equity Release
  • Use the money to keep another family member away from a high LTV mortgage
  • Free valuation
  • Stay living in your own property
  • Could be used to help tax planning

How much can I get?

You can borrow 70% of your home’s valuation. For example, if your home is valued at £260,000 you can borrow £182,000.

  • Free No Obligation Quote

  • Please enter a number from 3000 to 2000000000.
  • Please enter a number from 30000 to 100000000.
  • Leave blank if no mortgage outstanding
  • About You

Customer Reviews


Mrs E from London

My mortgage needed to be repaid to the existing lender. I thought I was going to lose my house. Thanks to Concise I got equity release to pay off my mortgage.


William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.


Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.


Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.


Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.


Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.



Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.


Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.



Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.



Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.



Mrs M from Birmingham

With no brokers fees and no lenders fees, I got an interest-only retirement mortgage which I pay each month from my private pension. The money released went to my daughter for her wedding and deposit for her next house. She wanted a family, and her flat was too small.


  • Free No Obligation Quote

  • Please enter a number from 4000 to 20000000.
  • Leave blank if no mortgage outstanding
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Cash tied up in home


Equity Release Loan To Value similar to Liverpool Victoria Equity Release

  • 55% interest-only lifetime mortgages Zurich
  • 40% loan to value monthly payment equity release Vida
  • 25% loan to value monthly payment lifetime mortgage BlueZest


Liverpool Victoria Equity Release percentages of your current property value

The more aged you are and the more serious your illnesses you are the more cash you can release.

Business owners who could benefit from equity release estate planning

  • Manufacture of irradiation, electromedical and electrotherapeutic equipment Eye
  • Growing of other non-perennial crops Newmarket
  • Manufacture of agricultural tractors Appleby-in-Westmorland
  • Manufacture of other chemical products n e c Southend-on-Sea
  • Casting of iron Darlington
  • Retail sale of tobacco products in specialised stores Medlar-with-Wesham

It’s usual to find individuals looking for lump sum lifetime mortgages, monthly payment lifetime mortgage or interest-only lifetime mortgages, however, Age Partnership like LV Liverpool Victoria are keen to see proof of your personal circumstances in the form of investment statements.

Does Liverpool Victoria do Equity Release?

Yes, Liverpool Victoria Equity Release is 2.22% MER.

  • Just Retirement Equity Release Schemes
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Pure Retirement Lifetime Mortgage
  • NatWest Lifetime Mortgage
  • Bridgewater Equity Release Schemes
  • Canada Life Lifestyle Lite Flexi
  • More to life Capital Choice Plan
  • L&G Legal & General Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • HSBC Lifetime Mortgage
  • Lloyds Bank Lifetime Mortgage
  • Saga home reversion plan
  • Age Partnership Equity Release Plans
  • Nationwide Equity Release
  • NatWest Lifetime Mortgage
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Age Partnership Equity Release
  • Bridgewater Lifetime Mortgage
  • L&G Legal & General Flexible Lifetime Mortgage
  • Pure Retirement Equity Release Schemes
  • Stonehaven Interest Only Lifetime Mortgage
  • Nationwide Equity Release Plans
  • Lloyds Bank Equity Release


Does Liverpool Victoria do Pensioner Mortgages?

Yes, Liverpool Victoria Pensioner Mortgages are 2.12% MER.

Providers for UK Equity Release

  • Liverpool Victoria Equity Release
  • Stonehaven
  • Bower

More to life Equity Release

Pure Retirement Drawdown Lifetime Mortgages

Does Liverpool Victoria offer Retirement Mortgages?

Yes, Liverpool Victoria Retirement Mortgages are 1.8% APRC.

Just Drawdown Lifetime Mortgages

More to life Equity Release

Does Liverpool Victoria offer Equity Release Under 55?

Yes, Liverpool Victoria Equity Release Under 55 is 1.98% APR.

Disadvantages of Equity Release Plans

Lumpsum lifetime mortgages can reduce the inheritance for your family. Home reversion plans may impact ability to claim benefits. You may need to pay a valuation fee and you could have higher rates to pay with some schemes.

Towns of the UK where equity release is popular

  • Scunthorpe
  • Bourne
  • Arlesey
  • Wirksworth
  • Ringwood
  • Blackrod
  • Royal Tunbridge Wells
  • Wallingford
  • Much Wenlock
  • Greater Willington
  • Bury St Edmunds
  • Morecambe
  • Westhoughton
  • Henley-on-Thames
  • Mildenhall
  • Aldeburgh
  • Horsham
  • Windermere
  • Sedbergh

The 1st and 2nd charge lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier.

Tough to finance property titles include properties will be assessed for flood risk, properties with any kind of structural defect, damp, dry or wet rot, some properties with sitting tenants or regulated tenancies, asbestos construction and concrete frame.

Legal & General - Flexible Blue

Challenging to mortgage home variants include flats of less than 30 square metres in any location, properties with a large number/scale of outbuildings, properties with more than one annexe or self-contained part of the property, properties with mobile phone masts which are not within influencing distance of the house and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

Hodge Lifetime - Lump Sum Lifetime Mortgage

Difficult to mortgage property variants include eco houses and modern methods of construction, properties with spray foam insulation applied to the underside of the roof, large concrete panel systems, coach houses i.e. freehold properties with garages beneath and privately developed flats in blocks of three or four storeys without a lift.

LV= Lump Sum+ Lifetime Mortgage

Difficult to mortgage home types can include homes requiring essential repairs, properties where the ownership is set up on a tenancy in common basis, right to buy – properties in Scotland, crofted houses and properties owned under any form of shared equity scheme.

Pure Retirement - Classic Super Lite Plan

Some of the most popular loan to value ratios of Virgin Money mortgages for over 65, Direct Line later life borrowing schemes over 55, Sainsburys equity release schemes for people over 70, Coventry Building Society mortgages for over 60s, Nottingham Building Society over 60 lifetime mortgages no fees and Cumberland Building Society mortgages for over 70s are 40%, 55% and 65%.

Lloyds Lifetime Mortgage No Payments

Some of the most popular LTV ratios of LVE mortgages for people 60 plus, More 2 Life retirement interest only mortgages over 60, One Family interest only lifetime mortgages for people over 60, YBS remortgages for people over 50 years old, Metro Bank interest only mortgages for over 70s and SunLife help to buy for over 60s are 35%, 60% and 65%.

Popular loan to values of Lloyds mortgages for 60 year olds, Barclays equity release schemes for over 55’s, Halifax later life mortgages for over 70s, Legal & General mortgages for pensioners over 60, Royal Bank of Scotland over 60 mortgages and Nationwide Building Society pensioner mortgages over 60 are 45%, 55% and 65%.

Lloyds Lifetime Mortgage

Appealing pensioner loan products are TSB retirement interest only mortgages, HSBC equity release schemes, Halifax remortgages for people over 50 years old, L&G later life interest only mortgages over 70 and Nationwide BS later life interest only mortgages over 70.

Do Liverpool Victoria do Lifetime Mortgages?

Yes, Liverpool Victoria do lifetime mortgages at 1.91% APRC. Liverpool Victoria Lifetime Mortgages have a LTV of 65%.