Remove tax-free cash from your house
You don’t need to make regular monthly payments
Help your family to buy a house
Still, have some mortgage outstanding? No problems
Continue to live in your own house
APR 3.87%

Successful business owners who could benefit from equity release tax planning

Manufacture of industrial gases Launceston
Production of lifting and handling equipment Blackburn
Retail of furniture, lighting, and similar not musical instruments or scores in specialised store Romsey
Manufacture of plastics in primary forms Fordbridge
Production of other electrical equipment Torquay
Distribution of gaseous fuels through mains Desborough
Trade of gas through mains Wetherby
Installation of industrial machinery and equipment Gravesend
Repair of electronic and optical equipment East Retford
Construction of bridges and tunnels Woodbridge
Retail sale of textiles in specialised stores Huntingdon
Human resources provision and management of human resources functions Tynemouth
Wholesale of furniture, carpets and lighting equipment Ventnor
manufacture of household textiles Wendover
Manufacture of fibre optic cables Rushden
Production of other non-distilled fermented beverages Guildford
Post-harvest crop activities Settle
Manufacture of computers and peripheral equipment Sandiacre

Towns where retirement mortgages are routine

Coalville
Wellingborough
Midsomer Norton
Leyton
Hemel Hempstead
Kirkbymoorside
Ellesmere
Northwich
Shifnal
Dudley
Polegate
West Bedlington
Horsham
Fordbridge
Rothwell
Mirfield
Buxton
Woburn

More 2 Life Flexi Choice Voluntary Payment Super Lite
Just Retirement Interest Only Lifetime Mortgage
More2Life Capital Choice Plus Plan
Stonehaven Interest Select Plan
Lloyds Bank Lifetime Mortgage
NatWest Equity Release Schemes
Bridgewater Lifetime Mortgage
Just Retirement Equity Release Schemes
Pure Retirement Equity Release
Bridgewater Equity Release
L&G Legal & General Flexible Lifetime Mortgage
More to Life Capital Choice Plus Plan
Aviva Equity Release Schemes
Liverpool Victoria LV= Flexible Lifetime Mortgage
Stonehaven Interest Only Lifetime Mortgage
TSB Equity Release Schemes

Equity Release LTV

60% lumpsum lifetime mortgages VitalityLife Equity Release
55% loan to value (LTV) home reversion schemes Key Retirement
30% LTV monthly payment lifetime mortgage Keystone
50% loan to value (LTV) interest-only lifetime mortgages Norton Finance
40% loan to value monthly payment lifetime mortgage 1st Stop Home Loans
25% LTV home reversion schemes Loughborough Building Society

The lender will want to know if the property is a Semi detached freehold house or a Leasehold house and if the resident is an AST Tenant.

How much is it common to release from a home

The more elderly you are, and the unhealthier you are, the more money you can release.

Drawbacks of Home Reversion Schemes

A monthly payment lifetime mortgage can reduce the value of your estate. Lumpsum lifetime mortgages may impact the ability to get state benefits. You may need to pay an advisor’s fee, and you could be exposed to changes in interest rates with some products.

Aviva Drawdown Lifetime Mortgages

Hodge Lifetime Drawdown Lifetime Mortgages

Legal and General Mortgages

Equity Release Scheme Providers

Key Solutions
Prudential Lifetime
the Telegraph
Santander

It is common to discover people seeking out home reversion schemes, lumpsum lifetime mortgages or interest-only lifetime mortgages. However, Age Partnership like Royal London Equity Release is keen to see paperwork to show your situation in the form of pension statements.

Low rate Leek United Equity Release is it as cheap as Hodge Lifetime?

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