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Equity Release Key Retirement Solutions with a Free Valuation

  • Equity Release Key Retirement SolutionsRemove money from your property with Equity Release Key Retirement Solutions
  • Not necessary to make monthly payments
  • Free valuations
  • Help your family with the cash you release
  • Continue to live in your own house
  • Can be a vehicle to reduce tax bills

Equity release loan to value?

You can get 70% of your home’s valuation. For example, if your house is worth £340000 you can borrow £238000.

  • Your Requirements

  • Please enter a number from 4000 to 200000000.
  • Please enter a number from 50000 to 10000000.

Testimonials and Example Cases

RIO

Mrs Shaw from Lancaster

I had an interest-only mortgage with Birmingham Midshires. The mortgage had come to the end of its term and they wanted the £127000 back I still owed them. My lifetime mortgage saved me from losing my home and the rate was close to what I paid before.
RIO

Sophie G from Aberdeen

The financial advisor I’ve had for 25 years said I could save inheritance tax by getting £350,000 of equity release. The money was lent at a very low-interest rate close to 2% and competitive with normal mortgages you would get by proving income. I have saved a lot of tax.

RIO

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

RIO

Mr Williamson from Chiswick

My son is a chef in a care home. He is not well paid. No way his bank would lend him the money to buy a flat. My equity release enabled him to put a substantial deposit down so his mortgage was very small. My equity release interest rate was close to his interest rate offered by his bank.
RIO

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

mrs-daly

Mrs Daly from Glasgow

My daughter lives in the states and does not have health insurance. My £30,000 lifetime mortgage paid the medical bills for her son to be born and a years rent in advance for a new flat for the baby.

mr-g

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.
RIO

Ms T from Hammersmith

My husband recently died leaving me with a mortgage I could not afford to pay. The lifetime mortgage allowed me to pay off the mortgage and have enough money left over for a new bathroom, kitchen, and roof repair.

RIO

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

RIO

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

  • Your Requirements

  • Please enter a number from 4000 to 20000000.
  • About You

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Home equity Tied Up
Raise money with your home
Homeowner in their 70s
Money tied up in house

 

Equity Release LTV similar to Equity Release Key Retirement Solutions

  • 50% home reversion schemes Maximum cover Equity Release
  • 45% loan to value home reversion schemes Stonehaven Mortgage
  • 30% loan to value (LTV) monthly payment life time mortgage Beverley
  • 45% loan to value home reversion schemes Stonehaven
  • 30% loan to value lifetime mortgage with flexible drawdown cash release Evolution Money
  • 60% loan to value lump sum lifetime mortgages 1st Stop Home Loans
  • 45% loan to value lifetime mortgage with flexible drawdown cash release Vida
  • 25% loan to value home reversion plans United Trust Bank

The lender will want to know if the property is a Freehold house or a Leasehold flat with share of freehold and if the resident is an Owner Occupier Primary Residence.

Providers for Equity Release

  • Key Solutions
  • Prudential
  • Lifetime Mortgage from L&G
  • Equity Release Key Retirement Solutions

 

Pitfalls of Equity Release Key Retirement Solutions

Lumpsum lifetime mortgages can reduce your estate value. Home reversion plans may impact the ability to claim entitlements. You may need to pay a legal fee and you could be exposed to changes in interest rates with some products.

It is usual to discover people seeking out lump sum lifetime mortgages, lump sum lifetime mortgages or interest-only lifetime mortgages, however, the Telegraph like AIG Life are keen to see paperwork to show your personal situation in the form of pension statements.

Wealthy business owners who could benefit from Equity Release Key Retirement Solutions estate planning

  • Manufacture of cordage, rope, twine, and netting Cinderford
  • Renting and leasing of recreational and sports goods Brixham
  • Manufacture of agricultural tractors Accrington
  • Activities of conference organisers St Columb Major
  • Manufacture of hollow glass Southam
  • Manufacture of other special-purpose machinery n e c Ripley
  • Repair of footwear and leather goods Maldon
  • Retail sale via mail order houses or via Internet Newton-le-Willows
  • Agents involved in the sale of furniture, household goods, hardware, and ironmongery Sandhurst
  • Distribution of electricity Bognor Regis
  • Growing of sugar cane Winsford
  • Retail sale of automotive fuel in specialised stores Surbiton
  • Letting and operating of conference and exhibition centers Sedgefield
  • Pre-press and pre-media services Halifax
  • Activities of property unit trust Edgware
  • Operation of warehousing and storage facilities for air transport activities Bentham
  • Recovery of sorted materials Crowborough
  • Freshwater fishing Ferndown

Lloyds Bank Retirement Mortgages

Lloyds Bank Retirement Mortgages Interest Rate

Hard to finance property variants include Timber-framed properties constructed post-1965, properties with spray foam insulation applied to the underside of the roof, large concrete panel systems, studio flats outside the M25 and basement or lower ground floor flats without level access to private or communal garden space.

Tough to finance home titles can include grade ll Listed houses (grade C in Scotland and B2 in Northern Ireland), properties with grounds in excess of five acres, grades l and ll* Listed Buildings in England & Wales (Grades A and B in Scotland; A, B+ and B1 in Northern Ireland), properties with flying or creeping freeholds which comprise over 15% of the total floor area and properties which have been built on a previously contaminated land are acceptable provided the result of an environmental search determines the land to be clear of contamination.

More to life

One Family Drawdown Lifetime Mortgages

Canada Life Retirement Mortgages

Challenging to finance home variants include properties will be assessed for flood risk, leasehold properties with a short lease, typically less than 70 years, or a defective lease, some properties with sitting tenants or regulated tenancies, corrugated iron construction and Reema Hollow panel, Schindler and Hawksley SGS, Stent, Stonecrete, Stour, Tarran, Underdown, Unity and Butterley, Waller, Wates, Wessex, Winget and Woolaway.

One Family Drawdown Lifetime Mortgages

 

Equity Release Loan To Value Equity Release Key Retirement Solutions

The more aged you are and the more serious your illnesses you are the more money you can release.

Towns in the UK where Equity Release Key Retirement Solutions are common

  • Swanage
  • Wadhurst
  • Sturminster Newton
  • Earby
  • Wimborne Minster
  • Eccles
  • Winterton
  • Brading
  • Bognor Regis
  • Windermere
  • Swanage
  • Swanley
  • Haltwhistle
  • Eye

 

Do Key Retirement Solutions do Equity Release?

Yes, Key Retirement Solutions Equity Release is 2.26% APR.

Hard to finance home types include homes requiring essential repairs, age restricted properties, leasehold properties (England, Wales, Northern Ireland) subject to a lease length of 160 years, commonhold properties and properties with owned solar panels.

OneFamily joint lifetime mortgage

Do Key Retirement Solutions do Pensioner Mortgages?

Yes, Key Retirement Solutions Pensioner Mortgages are 1.92% MER.

Some of the most popular loan to values of Virgin Money lifetime mortgages for over 60s, Shepherds Friendly pensioner mortgages over 70s, Churchill interest only mortgages for over 60s near London, Principality Building Society retirement interest only mortgages over 60, West Bromwich Building Society mortgages for over 50 year olds and Cumberland Building Society help to buy for over 60s are 50%, 60% and 70%.

Aviva lifetime mortgage

Common loan to value ratios of LVE mortgages for 60 year olds, More to Life later life interest only mortgages over 60, One Family mortgages for over 65, Yorkshire Building Society interest only mortgages for over 60s, Principality Building Society lifetime mortgages for over 55s and Axa over 60 lifetime mortgages are 50%, 55% and 70%.

Does Key Retirement Solutions offer Retirement Mortgages?

Yes, Key Retirement Solutions Retirement Mortgages are 2.26% MER.

Legal & General - Flexible Pink

Some of the most popular loan to value ratios of Lloyds Bank later life interest only mortgages over 70, Barclays Bank over 60 lifetime mortgages no fees, Post Office retirement mortgages over 60, Legal and General RIO mortgages over 75, RBS mortgages over 65 and Nationwide later life interest only mortgages over 70 are 50%, 55% and 65%.

Legal & General - Flexible Indigo

Do Key Retirement Solutions do Equity Release Under 55?

Yes, Key Retirement Solutions Equity Release Under 55 is 2.14% APRC.

  • More 2 Life Tailored Choice Plan
  • Just retirement defined benefit
  • L&G Legal & General Premier Flexible Lifetime Mortgage
  • Liverpool Victoria LV= Flexible Lifetime Mortgage
  • Nationwide Equity Release
  • TSB Equity Release
  • NatWest Equity Release
  • Equity Release Key Retirement Solutions
  • Bridgewater Lifetime Mortgage
  • Equity Release Key Retirement Solutions
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • More to Life Tailored Choice Plan
  • Pure Retirement Equity Release Plans
  • Stonehaven Equity Release Scheme
  • HSBC Equity Release Schemes
  • Lloyds Bank Lifetime Mortgage
  • Royal Bank of Scotland Equity Release
  • Liverpool Victoria LV= Lump Sum Plus Lifetime Mortgage
  • Nationwide Interest Only Lifetime Mortgage
  • TSB Lifetime Mortgage
  • Equity Release Key Retirement Solutions
  • Canada Life Lifestyle Lite Flexi
  • More to life Capital Choice Plus Plan
  • Pure Retirement Equity Release
  • Stonehaven Lifetime Mortgage
  • Saga Lifetime Mortgage

 

Many of the most appealing retirement finance offerings include Lloyds Bank mortgages for 60 plus, Barclays Bank mortgages for people 60 plus, Halifax equity release schemes, Legal & General mortgages for over 60s and Nationwide pensioner mortgages.

Do Key Retirement Solutions do Lifetime Mortgages?

Yes, Key Retirement Solutions does lifetime mortgages at 1.8% APR. Key Retirement Solutions Lifetime Mortgages can have a LTV of 55%.