Release equity from your house
No need to make monthly payments
Use the money for a motorhome or new car
Still have a mortgage? We can help with that
Continue to stay in your house for as long as you like

Your Requirements
How Much Would You Like Borrow/Release?*
Please enter a number from 4000 to 200000000.
Value of your property*
Please enter a number from 50000 to 10000000.
Total amount of mortgage/loans you have on your property
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- I'm Not Sure

About You
Name*
First Last
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree

Date of Birth*
Your Email Address:*
Phone Number*

Customer Testimonials

William from London

I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.

Sandra from Manchester

I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.

Ms G from Dover

I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.

Mrs V from Hastings

I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.

Mr Smith from Kendal

My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.

Mrs L from Nottingham

I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.

Mrs E from London

I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.

Mr G from Kent

I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.

Julia A

My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.

Your Requirements
My Property or Home:*
How Much Money Would You To Like Raise?*
Please enter a number from 4000 to 20000000.
Type of Finance*
- Equity Release
- Lifetime Mortgage
- Retirement Interest Only Mortgage
- Retirement Mortgage
- Not Sure
I would like to*
- Refinance my existing property and stay
- Get new finance for a new property
Estimated Value Of Your Property?*
Total amount of mortgage/loans you have on your property
About You
Please tell us about your self and what you want
Name*
First Last
Phone*
Date of Birth*
Your Email Address:*
First Line Of Your Address:*
Your Postcode:*
Please Agree To Our T&C and Privacy*
- I Agree
By clicking Submit and ticking the box above you agree to be contacted by an FCA authorised advisor that you have read and agreed to our Terms & Conditions and our Privacy Policy.

It is often found to find people looking for monthly payment equity release, lumpsum lifetime mortgages or home reversion plans, however, Sunlife Plans like Fortify Insurance Solutions are keen to see proof of your situation in the form of investment statements.

Equity Release LTV Percentages

55% monthly payment lifetime mortgage AA equity release
50% loan to value lumpsum lifetime mortgages Age Concern
25% loan to value lump sum lifetime mortgages Masthaven
40% loan to value monthly payment equity release Stepchange
25% loan to value lumpsum lifetime mortgages Paragon BTLPortfolio

Equity Release percentages of your current property value

The more aged you are and the unhealthier you are the more tax-free cash you can release.

Equity release is common among small business owners like below

Wholesale of other fuels and related products Cheltenham
Urban planning and landscape architectural activities Ledbury
Support activities to performing arts Oldbury
Service activities incidental to water transportation Kingston-upon-Thames
Information technology consultancy activities Hadleigh
Investigation activities Keynsham
Funeral and related activities Steyning
Reproduction of sound recording Amesbury
Other service activities n e c Southwick
Activities of patent and copyright agents; other legal activities n e c Charlbury
Manufacture of ice cream Crook
Trade of electricity Bude-Stratton
Motion picture distribution activities Bridgnorth
Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Morpeth
Pension funding Snodland
Manufacture of other plastic products Saffron Walden
Growing of spices, aromatic, drug and pharmaceutical crops Chilton
Mining of iron ores Finchley

Towns of the UK where equity release is routine

St Helens
Northampton
West Bedlington
Long Sutton
Prudhoe
Holsworthy
Helmsley
Somerton
Woburn
Ampthill
Worksop
Halesowen
Great Torrington
Middlesbrough

Bridgewater Equity Release Plans
Just retirement equity release key features
Stonehaven Interest Only Lifetime Mortgage
More to Life Tailored Choice Plan
Hodge Lifetime Flexible Voluntary Repayment Plan
More to Life Tailored Choice Plan
Pure Retirement Equity Release Plans
Stonehaven Lifetime Mortgage
Nationwide Interest Only Lifetime Mortgage
Bridgewater Equity Release Schemes
More 2 Life Tailored Choice Plan
Pure Retirement Lifetime Mortgage
Stonehaven Lifetime Mortgage
Nationwide Equity Release Plans
Aviva Lifestyle Flexible Option
Bridgewater Equity Release Schemes
Just retirement equity release lifetime mortgages
Liverpool Victoria LV Equity Release
More2Life Capital Choice Plan
TSB Equity Release
NatWest Lifetime Mortgage

Aviva Equity Release

Pure Retirement Drawdown Lifetime Mortgages
Equity Release Mortgage Under 55

Pitfalls of Equity Release Plans

Home reversion schemes can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.

UK Equity Release Providers

Key Retirement
Prudential
Lifetime Mortgage from L&G

The lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.

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