Release equity from your house- No need to make monthly payments
- Use the money for a motorhome or new car
- Still have a mortgage? We can help with that
- Continue to stay in your house for as long as you like
Customer Testimonials
William from London
I was told by my lawyer my inheritance tax bill would be around £250,000. I got a lifetime mortgage to give money to my son and daughter so they could buy bigger homes and we bought a house in the south of France for us all to use as a holiday home.
Sandra from Manchester
I got equity release to give money to my daughter to buy a house. Without the money I borrowed, her buying a home would have been impossible.
Ms G from Dover
I divorced my husband who was a violent alcoholic. I really feared losing my home as I sometimes look after my daughter’s children. Equity release enabled me to pay off my ex and stay secure in my home.
Mrs V from Hastings
I had spent my life running up credit cards and loans then getting interest-only mortgages to pay off the debt. I got to retirement age and still owed the bank £160,000. The term was about to expire, and I could not afford the payments on my pension anyway. I got £180,000 equity release and now I am more comfortable with no monthly repayments and I spent £20,000 on a new bathroom and kitchen. I now know I can stay in my home.
Mr Smith from Kendal
My financial advisor told me that I should get equity release and gift money to my 5 children now as it would save a massive amount of inheritance tax.
Mrs L from Nottingham
I had to pay a valuation fee and a solicitor’s fee, but no lender or broker fees for my lifetime mortgage. As I was divorcing my husband of 30 years the money went to him for his share of the house. I am happy now as I am secure, and I do not need to move from my home.
Mrs E from London
I was advised to get equity release from my East London home to minimise inheritance tax. My son and daughter used the money to pay down their mortgages. The interest rate on the equity release was so low it was close to their mortgage rate.
Mr G from Kent
I got an interest-only lifetime mortgage and gave my sons £100,000 each so they could put a deposit down on a home. My money made it possible for them to get a very good mortgage deal, especially one son who is not well paid.
Julia A
My mother has dementia. With my solicitor and my power of attorney, I got equity release on my mother’s house to pay for specialist modifications for her comfort.
It is often found to find people looking for monthly payment equity release, lumpsum lifetime mortgages or home reversion plans, however, Sunlife Plans like Fortify Insurance Solutions are keen to see proof of your situation in the form of investment statements.
Equity Release LTV Percentages
- 55% monthly payment lifetime mortgage AA equity release
- 50% loan to value lumpsum lifetime mortgages Age Concern
- 25% loan to value lump sum lifetime mortgages Masthaven
- 40% loan to value monthly payment equity release Stepchange
- 25% loan to value lumpsum lifetime mortgages Paragon BTLPortfolio
Equity Release percentages of your current property value
The more aged you are and the unhealthier you are the more tax-free cash you can release.
Equity release is common among small business owners like below
- Wholesale of other fuels and related products Cheltenham
- Urban planning and landscape architectural activities Ledbury
- Support activities to performing arts Oldbury
- Service activities incidental to water transportation Kingston-upon-Thames
- Information technology consultancy activities Hadleigh
- Investigation activities Keynsham
- Funeral and related activities Steyning
- Reproduction of sound recording Amesbury
- Other service activities n e c Southwick
- Activities of patent and copyright agents; other legal activities n e c Charlbury
- Manufacture of ice cream Crook
- Trade of electricity Bude-Stratton
- Motion picture distribution activities Bridgnorth
- Manufacture of engines and turbines, except aircraft, vehicle and cycle engines Morpeth
- Pension funding Snodland
- Manufacture of other plastic products Saffron Walden
- Growing of spices, aromatic, drug and pharmaceutical crops Chilton
- Mining of iron ores Finchley
Towns of the UK where equity release is routine
- St Helens
- Northampton
- West Bedlington
- Long Sutton
- Prudhoe
- Holsworthy
- Helmsley
- Somerton
- Woburn
- Ampthill
- Worksop
- Halesowen
- Great Torrington
- Middlesbrough
- Bridgewater Equity Release Plans
- Just retirement equity release key features
- Stonehaven Interest Only Lifetime Mortgage
- More to Life Tailored Choice Plan
- Hodge Lifetime Flexible Voluntary Repayment Plan
- More to Life Tailored Choice Plan
- Pure Retirement Equity Release Plans
- Stonehaven Lifetime Mortgage
- Nationwide Interest Only Lifetime Mortgage
- Bridgewater Equity Release Schemes
- More 2 Life Tailored Choice Plan
- Pure Retirement Lifetime Mortgage
- Stonehaven Lifetime Mortgage
- Nationwide Equity Release Plans
- Aviva Lifestyle Flexible Option
- Bridgewater Equity Release Schemes
- Just retirement equity release lifetime mortgages
- Liverpool Victoria LV Equity Release
- More2Life Capital Choice Plan
- TSB Equity Release
- NatWest Lifetime Mortgage
Pure Retirement Drawdown Lifetime Mortgages
Pitfalls of Equity Release Plans
Home reversion schemes can reduce your estate value. A monthly payment lifetime mortgage may impact the ability to claim benefits. You may need to pay a solicitor’s fee and some products expose you to changes in interest rates.
- Lloyds Bank Retirement Mortgages House
- Nationwide Lifetime Mortgage No Payments
- Lloyds Bank Equity Release Schemes
- Santander Lifetime Mortgage Advisers
- Halifax Equity Release Brokers Uk
- Halifax
- Lloyds Equity Release Plans
- Natwest Equity Release Mortgage
- Santander Equity Release
- HSBC Lifetime Mortgage Comparison
- Nationwide Equity Release On Second Homes
- Santander Retirement Mortgage Interest Only
- Natwest Retirement Mortgage Interest Rate
- HSBC Equity Release Mortgage
- Lloyds Lifetime Mortgage Fixed Rate
- Halifax Retirement Mortgage Home
- Nationwide Retirement Mortgage Comparison
- Lloyds Retirement Mortgage Interest Only
- Lloyds Bank Lifetime Mortgage Comparison
- HSBC Retirement Mortgage Interest Only
UK Equity Release Providers
- Key Retirement
- Prudential
- Lifetime Mortgage from L&G
The lender will want to know if the property is a Detached freehold house or a Leasehold flat with share of freehold and if the resident is a Private Tenant.
