Japanese Knot weed specialist Equity Release Mortgage lender

japanese knotweed
category 1, 2 3 or 4
  • Release tax-free cash from your house
  • All difficult property types considered
  • Lower rates for 2020 as long term rates continue to plunge
  • No monthly payments
  • Help your family to buy another home
  • Are you still paying a mortgage? No problems
  • Continue to live in your own home
  • Your Requirements

  • Please enter a number from 5000 to 20000000.
  • About You

  • Please enter a number from 25 to 90.
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Homeowner in their 70s
Southfields House
South West London Home
Money tied up in home
Over 55 Home owner

 

Equity Release Lenders

  • Key Retirement
  • One Family
  • Lifetime Mortgage from L&G

Pure Retirement Ltd lifetime mortgage

More2Life - Tailored Choice Plan

Pure Retirement - Classic Lite

More2Life - Capital Choice Plan

Towns where equity release is popular

  • Wimbledon
  • Epping
  • Blackrod
  • Burton Latimer
  • South Brent
  • Verwood
  • Wallingford
  • Sale
  • Worksop
  • Aspatria
  • Moreton-in-Marsh
  • Battle
  • Workington
  • Grantham
  • Burford
  • Colne
  • Fleet
  • Kingsbridge
  • Aldeburgh
  • Arlesey
  • Ealing

The mortgage lender will want to know if the property is a Freehold terraced house or a Leasehold house and if the resident is an Assured shorthold tenancy tenant.

 

Equity Release LTV

The more elderly you are and the unhealthier you are the more cash you can release.

Canada Life Lifetime Mortgages

LV Retirement Mortgages

Aviva

 

  • Hodge Indexed Lifetime Mortgage
  • Nationwide Equity Release Schemes
  • TSB Equity Release Plans
  • NatWest Lifetime Mortgage
  • Hodge Lifetime Mortgage Flexible Drawdown Plan
  • Liverpool Victoria LV Equity Release Schemes
  • Lloyds Bank Equity Release Schemes
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Aviva Lifetime Mortgages
  • HSBC Lifetime Mortgage
  • Lloyds Bank Equity Release Schemes
  • NatWest Lifetime Mortgage
  • Liverpool Victoria LV Equity Release Schemes
  • More to Life Flexi Choice Drawdown Lite Plan
  • Nationwide Equity Release
  • Royal Bank of Scotland Interest Only Lifetime Mortgage
  • Saga home reversion plan
  • More 2 Life Flexi Choice Drawdown Lite Plan

 

Successful business owners who could benefit from equity release tax planning

  • Butter and cheese production Reigate
  • Cargo handling for air transport activities South Cave
  • Retail sale via stalls and markets of other goods West Ham
  • Manufacture of luggage, handbags and the like, saddlery and harness Needham Market
  • Archives activities Burnley
  • Support activities to performing arts Staines-upon-Thames
  • Renting and leasing of media entertainment equipment Bridgwater
  • Wholesale of household goods other than musical instruments n e c Bawtry
  • Research and experimental development on social sciences and humanities Sandiacre
  • Manufacture of optical precision instruments Winchcombe
  • Combined facilities support activities Nelson
  • General secondary education Dudley
  • Activities of professional membership organizations Pocklington
  • Other retail sales in non-specialised stores Southsea
  • manufacture of canvas goods, sacks, etc Chipping Sodbury
  • Precious metals production Warwick
  • Manufacture of other electronic and electric wires and cables Penwortham
  • Renting of videotapes and disks Wotton-under-Edge

 

Pitfalls of Equity Release Plans

A monthly payment lifetime mortgage can reduce the value of your estate. Home reversion schemes may impact entitlements to state benefits. You may need to pay an advisor’s fee and you could have higher rates to pay with some schemes.

It is very regular to discover people searching for monthly payment lifetime mortgage, lumpsum lifetime mortgages or home reversion plans, however, More2Life like Zurich are keen to see proof of your circumstances in the form of investment statements.

Japanese Knotweed Map

Equity Release percentages of your current property value

  • 60% monthly payment lifetime mortgage Maximum cover Equity Release
  • 60% loan to value monthly payment equity release, Aviva
  • 35% LTV monthly payment equity release One Family
  • 25% loan to value lumpsum lifetime mortgages Central Trust
  • 40% loan to value home reversion plans Stepchange
  • 25% loan to value lump sum lifetime mortgages Monmouthshire

 

Japanese Knotweed is a nasty invasive plant introduced into the UK and has no natural predators. The plant is known to exploit existing weaknesses in properties. Applications, where Japanese Knotweed is identified, should be looked at in accordance with the following info:

CATEGORY 4 situations
Japanese Knotweed is within 7.0 metres of the main house, habitable spaces, conservatory or garage.   Japanese Knotweed is causing serious damage to permanent outbuildings, associated structures drain, paths, boundary walls and fences.

An insurance-backed treatment plan must be confirmed prior to completion. It is not necessary for the recommended remedial works to be completed prior to the release of any mortgage monies.

CATEGORY 3 effected properties
Japanese Knotweed is present within the curtilage but is more than 7 metres from the main building, habitable spaces, conservatory and/or garage and any permanent outbuilding.

Report this in the valuation together with a valuation of the property. No further investigation or action is required.

There is damage to outbuildings, associated structures, paths and boundary walls and fences and this is considered minor.

Report this in the valuation together with a valuation of the property. Further due diligence is warranted. This is to be undertaken by a Property Care Association (PCA) registered company. All recommended remedial works must be covered by an insurance-backed guarantee. The guarantee must be for a minimum of 10 years, be property specific and transferable to subsequent owners and any mortgage in possession.

An insurance-backed treatment plan must be confirmed prior to completion. It is not necessary for the recommended remedial works to be completed prior to the release of any mortgage monies.

CATEGORY 2 residential properties
Japanese Knotweed is not seen within the boundaries of the property, but it is seen on a neighbouring property or land. It is within 7 metres of the curtilage of the subject property, but more than 7 metres away from the main building, habitable spaces, conservatory and/or garage and any permanent outbuilding.

CATEGORY 1 Knotweed issues
Japanese Knotweed is not seen at the property, but it can be seen on neighbouring property or land where it is more than 7 metres away from the curtilage of the subject property.